Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
23.02   +0.02 (0.09%)  22.96 - 23.12  7,817,200
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Financials


Market Cap: 89,367 Million

Market Cap 89,367 Million
NOSH 3,882 Million

Latest Audited Result:  31-Dec-2017

Latest Audited Result: 31-Dec-2017
Announcement Date 22-Mar-2018
Next Audited Result: 31-Dec-2018
Est. Ann. Date: 22-Mar-2019
Est. Ann. Due Date: 29-Jun-2019

Latest Quarter:  31-Mar-2018 [#1]

Latest Quarter: 31-Mar-2018 [#1]
Announcement Date 02-May-2018
Next Quarter: 30-Jun-2018
Est. Ann. Date: 25-Jul-2018
Est. Ann. Due Date: 29-Aug-2018
QoQ | YoY   -5.39%  |    12.61%

Annual (Unaudited) ( EPS: 140.90, P/E: 16.34 )

Revenue | NP to SH 20,858,174  |  5,470,035
RPS | P/RPS 537.29 Cent  |  4.28
EPS | P/E | EY 140.90 Cent  |  16.34  |  6.12%
DPS | DY | Payout % 60.68 Cent  |  2.64%  |  43.06%
NAPS | P/NAPS 9.62  |  2.39
YoY   5.05%
NP Margin | ROE 26.59%  |  14.64%
F.Y. | Ann. Date 31-Dec-2017  |  22-Feb-2018

T4Q Result ( EPS: 144.96, P/E: 15.88 )

Revenue | NP to SH 21,179,142  |  5,627,434
RPS | P/RPS 545.55 Cent  |  4.22
EPS | P/E | EY 144.96 Cent  |  15.88  |  6.30%
DPS | DY | Payout % 60.68 Cent  |  2.64%  |  41.86%
NAPS | P/NAPS 9.69  |  2.38
QoQ | YoY   2.88%  |    7.70%
NP Margin | ROE 26.93%  |  14.96%
F.Y. | Ann. Date 31-Mar-2018  |  02-May-2018

Annualized Result ( EPS: 144.80, P/E: 15.90 )

Revenue | NP to SH 21,396,612  |  5,621,520
RPS | P/RPS 551.16 Cent  |  4.18
EPS | P/E | EY 144.80 Cent  |  15.90  |  6.29%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   2.77%  |    12.61%
NP Margin | ROE 26.60%  |  14.94%
F.Y. | Ann. Date 31-Mar-2018  |  02-May-2018



Business Performance

Business Performance (By Quarter)

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 0 / 4 0.00% 0 / 8 0.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted EPS Growth 0 / 4 0.00% 0 / 8 0.00%
Total Dividend Years 2 / 4 50.00% 4 / 8 50.00%
Continuous Quarters Of Dividend 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 0 / 4 0.00% 0 / 8 0.00%
Average ROE 3.84% 3.87%
Average Net Profit Margin 26.93% 26.60%

Business Performance (By Year)

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Years Of Revenue Growth 5 / 5 100.00% 8 / 10 80.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Profit Growth 5 / 5 100.00% 8 / 10 80.00%
Continuous Years Of Adjusted EPS Growth 5 / 5 100.00% 8 / 10 80.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend Growth 5 / 5 100.00% 6 / 10 60.00%
Continuous Years Of Adjusted Dps Growth 5 / 5 100.00% 6 / 10 60.00%
Average ROE 16.42% 20.02%
Average Net Profit Margin 26.69% 26.95%

Key Result

Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 21,179,142 21,396,612 20,858,174 15,033,276 18,453,367
NP to SH 5,627,434 5,621,520 5,470,035 3,998,038 4,864,515
Dividend 2,355,511 - 2,355,511 1,985,775 2,132,795
Adjusted EPS 144.96 144.80 140.90 102.99 125.31
Adjusted DPS 60.68 0.00 60.68 51.15 54.94

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.


Growth

Growth (By Quarter)

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue -0.03% 6.38% 6.38% 1.03% 3.61%
NP to Owner -5.39% 12.61% 12.61% -0.11% 3.60%
Dividend 0.00% 0.00% 0.00% 0.00% 0.00%
Adj. EPS -5.39% 12.61% 12.61% -0.11% 3.60%
Adj. DPS 0.00% 0.00% 0.00% 0.00% 0.00%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

Growth (By Year)

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue 1.54% 14.77% 40.88% 2.58% 15.95% 42.33% 3.76% 13.03% 38.75%
NP to Owner 2.88% 15.68% 40.75% 2.77% 15.56% 40.61% 5.05% 12.45% 36.82%
Dividend 0.00% 10.44% 18.62% - % - % - % 5.17% 10.44% 18.62%
Adj. EPS 2.88% 15.68% 40.75% 2.77% 15.56% 40.61% 5.05% 12.45% 36.82%
Adj. DPS 0.00% 10.44% 18.62% - % - % - % 5.17% 10.44% 18.62%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

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  3 people like this.
 
Ali Yeap ???????????????????????????
30/04/2018 10:46
3iii Another great qtrly results.
02/05/2018 16:36
RainT Now still can buy this Public Bank & hold for long long term ???
02/05/2018 23:41
apolloang long term investors no buy at this price,they will wait for crisis only buy for long long term.people already eaten the meat now bones left for u.maybe can up but not so worthwhile
02/05/2018 23:51
joetay exactly, bro appolloang.

the dy at the current price is less than 3%, just below fd rates.
03/05/2018 08:57
alooloo US interest rate hike will make the dy of public bank look worse. It is quite easy to find alternate US bank that payout this level of dividend. Safer protection due to US bank that benefit from US rate hike in general.

Wells fargo is paying 3% at current price. It is not a good time to invest in emerging market finance when US rate hike is confirmed down the road.
12/05/2018 14:33
Orange88 i Bought proprties under construction years ago

i dutifully paid interests accrued under construction for 2 years,

then the developer cabut lari AFTER PROJECT DELAYED

2 years after my loan, the bank told me to start paying monthly instalment

PROJECT ONLY 35% COMPLETED DRAWDOWN 35%

no interest waiver

SO AM I A RECKLESS BORROWER BELANJA BEYOND MY MEANS ?

NOW MANY ABANDONED PROJECT VICTIMS HAVE TO PAY FULL INSTALMENT
TO THE BANKS WHO HAPPILY BOOK THEIR RECEIPTS AS REVENUES AND PROFITS

IT IS ALL PROVIDED IN THE LOAN AGREEMENT

WHEN DEVELOPER CABUT, BANKS WANT TO ASSUME ZERO RISKS JUST PAY YOUR INSTALMENTS WITH INTERESTS

BORROWERS= AVERAGE MAN IN THE STREET ASSUME 100% RISKS

IT IS ALL IN THE LOAN AGREEMENT APPROVED BY BANK NEGARA

ZETI IS WORSE THAN NAJIB GOR ZETI= BILL COSBY

WHOEVER WHO READ THIS POSTS DONT UNDERSTAND = 5 YEAR CHILD GETTING LOLLIPOP FROM YOU DADDY
13/05/2018 11:39
X
Orange88 WAKE UP YOU ADULT MALAYSIANS WISE UP !

ARE YOU FEELING POOR ? BLAME ZETI NOT JUST NAJIB GOR

YOU ARE FEELING FULL AND WEALTHY THEN YOU ARE PROBABLY A 5 YEAR OLD TAKING CANDY FROM YOUR CROOKED DADDY HAHAHHAHAHA

DO YOU KNOW ZETI TAKE FROM THE POOR AND GIVE THE RICH

1) TALLY UP THE PROFITS OF TOP 6 BANKS TODAY = PROBABLY 3 TRILLION OR 10 TIMES MORE THAN MAHATHIR TIME THAN UNDER NAJIB

2) RECORD BANKCRUPTIES

3) LOP SIDED LOAN AGREEMENTS TOTALLY FAVORING BANKS AGAINTS THE AVERAGE MAN IN THE STREET

THE AVERAGE ADULT MALAYSIANS FEEL SO POOR BUT BANKS RAKE UP RECORD PROFITS

BECAUSE ZETI KAPSIT WITH BANKS TO TARUH THE AVERAGE MAN IN THE STREET

BUT DONT WORRY

THE REPUTATION OF ZETI WILL ONE DAY BE LIKE WEINSTEIN, WINNY MANDELA, NAJIB GOR

TAN SRI ZETI = BILLCOSBY

A ROBIN HOOD REVERESED

ORANGE TOLD YOU ORANGE TOLD YOU ORANGE TOLD YOU SO YOU KNOW EVERYTHING YOU NEED TO KNOW COST ORANGE TOLD YOU SO
13/05/2018 11:46
Orange88 Post removed. Why?
13/05/2018 11:59
EmperorFund Finally, no more inteference in naming a successor !
13/05/2018 15:55
EmperorFund You wanna buy pbb...you gotta pay the fair price
13/05/2018 15:55
23/05/2018 15:48
23/05/2018 15:48
Fortuneman A normal reaction from foreign investors against 1mdb scandal & country debts. Hold tight and wait for good market sentiment coming. Just a temporary marker reactions.
25/05/2018 00:21
BULL1000BEAR1000 Ya waiting...
01/06/2018 13:40
Jeff Lee tmr is time to buy pbb call warrant C21. only RM 0.31.

Trading at almost zero premium and has longest maturity date.
06/06/2018 16:57
probability cant agree more

Posted by Jeff Lee > Jun 6, 2018 04:57 PM | Report Abuse

tmr is time to buy pbb call warrant C21. only RM 0.31.

Trading at almost zero premium and has longest maturity date.
06/06/2018 19:27
07/06/2018 18:55
Jeffreyteck Banking sector has been well protected under the financial master plan which reduced the number of market players. It consequences have not been debated in details other than claiming a robust and sound financial system in place but on the consumers expenses and higher income discrepancies as less CEO n staff sharing a higher banking profit, higher cost of service charges for the poor consumers, etc and fortune income for banks from FD matured on weekend as banks no need to pay two days interests multiplied by number of weekend and very significant amount of FD in the banks. This is an obvious unfair treatment and making the rich becomes richer.
15/06/2018 10:42
STOCTOUCH something unusual happened
20/06/2018 15:24
STOCTOUCH MAYBANK tanked yesterday, PUBLIC BANK tanks today
20/06/2018 15:25
Nicole Chow What;s wrong with pbbank? drop so much?
20/06/2018 17:08
hollandking wow, apa jadi?
20/06/2018 17:19
leslieroycarter The target of take over after the old man retired lately....
20/06/2018 17:22
moneymaker99 omg... everyday drop drop drop
20/06/2018 17:56
TheContrarian The reason why PBB dropped in the past two days is so obvious. Public Bank is selling PBB shares aggressively. Today it sold over 7 million shares until 5pm forcing down the price to RM22.78.
20/06/2018 19:45
Nicole Chow But why pbbank keep selling its own share le?
20/06/2018 20:03
leslieroycarter Tan Sri Tey controlled PBB around 23%, so take over shall be easy given that institutional investors hold the majority of the stake . Given the right price , Tan Sri Tey will easily disposed off the stake without much resistance . This is the way how business is done.
20/06/2018 20:36
The_Reds interesting...company sold 60% of its treasury shares in these 2 days, which is equal to almost 50% of the transacted volume...the buyers must have a big big plan in hands
20/06/2018 21:32
Hoaybin Hi all I’m beginner here need some expertise’s opinion.. in this situation, is it a good time
To buy in at lower price?
21/06/2018 10:44
wkl318 pbb treasury shares sold on 19th and 20th which The_Reds said represent 60% of its treasury shares and when will it stop being sold? A reason for selling might be taking profits (and before others sell in a big way) and maybe buy back later at much lower prices. Investors should question the so-called Target Prices which range from about RM24 to RM27. This big difference shows just as beauty is in the eye of the beholder, so is Target Prices!
21/06/2018 13:54
The_Reds today continue selling of treasury share and now only left with 5%...tomolo they will unload the last batch of treasury share..
21/06/2018 20:00
Jeffreyteck Believe fees n charges will be lower under PH.
22/06/2018 06:51
L2earn >>Nicole Chow But why pbbank keep selling its own share le?
20/06/2018 20:03

https://www.facebook.com/harryteotybjb/videos/2081222945422757/

https://www.facebook.com/groups/sharixinvestment/permalink/2235182326509006/
22/06/2018 12:43
The_Reds treasury share empty now..welcome back FF to push up the price
22/06/2018 19:51
SamuelLuke Might go back to RM18 range.... guys good luck take care.
23/06/2018 09:03
apokjak http://sme.com.my/2018/06/22/uob-kay-hian-research-upgrades-public-bank-to-buy-business-news/
23/06/2018 11:42
tingalfred this is ridiculous that selling treasuries to press down the price
23/06/2018 12:05
loonginv there nothing wrong to sell off treasury share at high price.buy low sell high always the golden rule
23/06/2018 12:17
hollandking buying something?
23/06/2018 15:24
tingalfred loonginv. It is correct, but not to the company itself to sell to push lower.
24/06/2018 08:54
Surewind There will be very high capital gain this quarter, any chance public bank want to buy out or merge with any smaller banks?

I just bought in a small amount.
24/06/2018 10:16
joetay14 ......
24/06/2018 10:16
SamuelLuke Monday will start falling...
24/06/2018 16:33
L2earn it will be up first before going down
24/06/2018 20:19
tingalfred something is not right
24/06/2018 20:56
masterus Ringgit depreciate to 4.02 against USD.
26/06/2018 11:42
Simbo76 https://www.theedgemarkets.com/article/housing-ministry-bnm-ease-housing-loan-requirements

Can consider as a good news to pbb as retail loan is their main income contributor and in term of asset quality pbb is the top in the industry
03/07/2018 17:16
86chong any expert here? when to buy in?
06/07/2018 10:10
Shines I expect it to rebound today, stay tuned
10/07/2018 08:19
masterus By Azzman Abdul Jamal - July 15, 2018 @ 4:31pm
KUALA LUMPUR: The ringgit is expected to strengthen between RM3.20 and RM2.50 against the US dollar over the next two to five years, supported by trade surplus and government efforts to ensure steady economic growth.

Affin Hwang Asset Management Bhd (Affin Hwang AM) managing director Teng Chee Wai said currently, the ringgit is among the currencies that are performing well against regional currencies as Malaysia still has a huge trade surplus.
16/07/2018 09:28