CI Ratio of HLBB in 12M23 Rose to 39.3% as Growth in OPEX Outpaced Total Income.
Net Credit Cost of HLBB Improved to 6bps in 12M23 Vs. 10bps in 12M22.
The Stock Continues to Trade at An Attractive FY24F PE of 7x and P/BV of 0.7x.
Source: AmInvest Research - 1 Sept 2023
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