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Author: savemalaysia   |   Latest post: Mon, 25 Mar 2019, 7:07 PM

 

EPF declares 6.15% for conventional savings, 5.9% for shariah

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KUALA LUMPUR (Bernama): The Employees Provident Fund (EPF) has declared a dividend rate of 6.15% for Conventional Savings 2018, with payout amounting to RM43bil and 5.9% for Shariah Savings 2018, with a payout amounting to RM4.32bil.

In total, the payout for 2018 amounts to RM47.32bil, a marginal decrease of 1.7 per cent from 2017.

"With a real dividend of 3.93 per cent for Simpanan Konvensional and 3.68% for Simpanan Shariah on a rolling three-year basis respectively, the EPF has exceeded its mandate of delivering a dividend of at least 2.5% on a yearly basis and at least 2.0% real dividend on a rolling three-year basis," the EPF said in a statement on Saturday (Feb 16).

"We are very grateful and pleased that we have been able to consistently meet our two strategic investment targets. Beyond the anticipated nominal dividends, more importantly is that we consistently deliver above-inflation returns so that we are able to preserve and enhance the value of our members' savings over the long term and help them achieve a better retirement future," its chairman, Tan Sri Samsudin Osman said. 

"Nonetheless, we remained focused on our long-term strategy and our portfolio diversification has provided resiliency and delivered commendable returns to our members," he said.

Gross investment income for 2018 was RM50.88bil, out of which a total of RM4.62 billion was attributed to Shariah Savings, proportionate to its share of total Shariah assets, while RM46.26bil was attributed to Conventional Savings.

The lower income for EPF's Shariah portfolio in 2018 was due to the underperformance of the telecommunications, construction and oil and gas sectors in the domestic portfolio.

The dividend payout for each account was derived from total gross realised income for the year after deducting the net impairment on financial assets, unrealised gains or losses from intercompany transactions, investment expenses, operating expenditures, statutory charges, as well as dividend on withdrawals.

The payout amount required for each 1.0% of the dividend in 2018 was RM7.72bil, which is higher compared with RM7.02bil in 2017.

In accordance with the implementation of the Malaysian Financial Reporting Standards 9 (MFRS 9), which came into effect beginning Jan 1, 2018, capital gains on disposal of equity amounting to RM18.21bil for 2018 will flow directly to Retained Earnings from the Statement of Other Comprehensive Income, instead of the Statement of Profit and Loss as under the previous MFRS 139.

In addition, under MFRS 9, the EPF will no longer recognise any impairment on its listed equity holdings, he added. - Bernama

 


Read more at https://www.thestar.com.my/news/nation/2019/02/16/epf-declares-dividends-for-2018/ 

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izoklse Tahniah diucapkan kepada KWSP kerana mampu mengumumkan dividen yang agak baik untuk tahun 2018 di dalam keadaan yang agak mencabar.

Walaupun dividen 6.15% untuk Simpanan Konvensional dan 5.90% untuk Simpanan Shariah adalah lebih rendah berbanding kadar 6.9% tahun lepas dan tahun-tahun sebelum ini, tetapi ini tetap satu kejayaan yang memberi manfaat kepada rakyat.

Saya cuma ada sedikit kebimbangan kerana bermula tahun 2018, KWSP tidak lagi akan mengiktiraf sebarang rosot nilai ke atas pegangan ekuiti tersenarainya walaupun kita semua tahu bahawa pasaran saham dan pegangan KWSP dalam ekuiti untuk tahun lepas mengalami kejatuhan nilai yang besar

Jika kerugian dari susutnilai akibat kejatuhan saham-saham yang dipegang oleh KWSP diambil kira seperti tahun-tahun sebelum 2018, maka kadar dividen untuk 2018 tidak akan setinggi 6.15%.

Ini tidak salah dalam segi undang-undang tetapi ianya akan memberi kesan kepada pendapatan KWSP untuk tahun-tahun mendatang jika nilai saham tidak pulih.

Amalan KWSP untuk tidak lagi mengambil kira sebarang rosot nilai ke atas pegangan ekuiti tersenarainya pada tahun 2018 berbeza dengan tahun-tahun sebelum ini.

Walaupun KWSP mengumumkan dividen yang tinggi pada kadar 6.9% bagi tahun 2017 pada masa pasaran saham kuat, KWSP tetap mengambil kira susutnilai (impairment) saham tersenarai sebanyak RM4 bilion.

Pada tahun 2016 pula, dividen KWSP jatuh kepada 5.7% kerana pasaran saham tahun itu tidak begitu baik setelah KWSP mengambil kira susutnilai saham tersenarai sebanyak RM8.17 bilion.
https://www.thestar.com.my/…/epf-recognises-net-impairment…/

Saya percaya Tabung Haji juga akan mula ambil langkah yang sama seperti KWSP untuk tidak mengiktiraf dan mengambil kira susutnilai saham tersenarai lagi ini apabila mengira hibah untuk tahun lepas iaitu berbeza dengan tahun-tahun sebelum itu.
17/02/2019 12:07 AM
izoklse Tahniah diucapkan kepada KWSP kerana mampu mengumumkan dividen yang agak baik untuk tahun 2018 di dalam keadaan yang agak mencabar.

Walaupun dividen 6.15% untuk Simpanan Konvensional dan 5.90% untuk Simpanan Shariah adalah lebih rendah berbanding kadar 6.9% tahun lepas dan tahun-tahun sebelum ini, tetapi ini tetap satu kejayaan yang memberi manfaat kepada rakyat.

Saya cuma ada sedikit kebimbangan kerana bermula tahun 2018, KWSP tidak lagi akan mengiktiraf sebarang rosot nilai ke atas pegangan ekuiti tersenarainya walaupun kita semua tahu bahawa pasaran saham dan pegangan KWSP dalam ekuiti untuk tahun lepas mengalami kejatuhan nilai yang besar

Jika kerugian dari susutnilai akibat kejatuhan saham-saham yang dipegang oleh KWSP diambil kira seperti tahun-tahun sebelum 2018, maka kadar dividen untuk 2018 tidak akan setinggi 6.15%.

Ini tidak salah dalam segi undang-undang tetapi ianya akan memberi kesan kepada pendapatan KWSP untuk tahun-tahun mendatang jika nilai saham tidak pulih.

Amalan KWSP untuk tidak lagi mengambil kira sebarang rosot nilai ke atas pegangan ekuiti tersenarainya pada tahun 2018 berbeza dengan tahun-tahun sebelum ini.

Walaupun KWSP mengumumkan dividen yang tinggi pada kadar 6.9% bagi tahun 2017 pada masa pasaran saham kuat, KWSP tetap mengambil kira susutnilai (impairment) saham tersenarai sebanyak RM4 bilion.

Pada tahun 2016 pula, dividen KWSP jatuh kepada 5.7% kerana pasaran saham tahun itu tidak begitu baik setelah KWSP mengambil kira susutnilai saham tersenarai sebanyak RM8.17 bilion.
https://www.thestar.com.my/…/epf-recognises-net-impairment…/

Saya percaya Tabung Haji juga akan mula ambil langkah yang sama seperti KWSP untuk tidak mengiktiraf dan mengambil kira susutnilai saham tersenarai lagi ini apabila mengira hibah untuk tahun lepas iaitu berbeza dengan tahun-tahun sebelum itu.
17/02/2019 12:08 AM
Bruce88 wow 6.15%, really commendable given the weak market in 2018..
17/02/2019 9:08 AM
3iii How much dividends were declared by ASB and ASM for this year?
17/02/2019 9:10 AM
BillyK No risk investment
Sure untung
17/02/2019 10:01 AM
sell How EPF declare so high? Sell counters EPF lose money to pay?
17/02/2019 10:02 AM
chinaman EPF dont declare HUGE impairment paper loss of slumping shares price anymore. Profit only declare. So, kasi sendiri shok syndrom. wakaka
17/02/2019 11:47 AM
feimah This impairment will be future time bomb.
Probably next generation may not get their retirement money.
17/02/2019 12:00 PM
wiki123 actually last year 2018 EPF sold many counters they held long term which make a lot over the years... eg Harta, topglov + numerous others... so technically they made a lot... just nobody go analyse those that they sold...
17/02/2019 12:03 PM
newbie4444 Gamuda, TM, Digi etc EPF got make money?
17/02/2019 12:07 PM
chinaman EPF is the lousiest investor. Whoever follow EPF, sure died. wakaka
17/02/2019 12:10 PM
wiki123 newbie, those not sold not considered loss (why - bcoz they have holding power lol - bcoz they get EPF contributors money every year)... as far as i know EPF held telekom since long time ago... think their average is about this level as well...

Digi - during vincent tan time, already held until now, don't know how much dividend and payout already received...
17/02/2019 12:14 PM
wiki123 @Chinaman - true... just that we can't do anything about our retirement fund inside until say 55....
17/02/2019 12:15 PM
chinaman Actually, when all votes for Pakatun, we expect drastic reform which cleansing must be in all govt. body in EPF as well. Must appoint professionals replace all lousy political appointees in EPF, GLC which in bad shape. EPF fund is used to bail out lousy GLC only. wakaka
17/02/2019 12:26 PM
izoklse Masa PH memperkenalkan cukai SST untuk ganti GST, kerajaan PH pernah kata SST tidak zalim seperti GST kerana jumlah barang yang dikenakan SST tidak sebanyak berberbanding di bawah GST.

Masa itu, Menteri Kewayangan juga kata hanya pengilang sahaja yang dikenakan SST.

Tetapi kini kita tahu itu tipu.

Masa itu juga, seorang MP PH umumkan di dalam parlimen bahawa harga barang akan lebih murah di bawah SST.

Kini kita tahu itu juga cerita dongeng seperti Warkah Cordoba Kekanda.

Apa yang kebanyakan Rakyat tidak sedar ialah kerajaan PH sedang memperluaskan cukai SST secara berperingkat kepada lebih banyak barangan dan servis sejak diperkenalkan dengan senyap-senyap.

Mereka Senyap-Senyap Tibai tanpa Rakyat sedar.

Oleh itu, parkir di Putrajaya juga telah dikenakan SST bermula Jumaat lalu.

Pada 31 Disember tahun lalu, kerajaan PH memberi hadiah tahun baru kepada rakyat.

Yang umumkan hadiah ini bukan Menteri Kewayangan kerana ini bukan benda baik. Dia arahkan pegawai kastam untuk umumkan.

Kira-kira 5,000 hingga 10,000 lagi perniagaan yang sebelum ini dikecualikan akan diarahkan untuk kutip cukai SST.
https://www.freemalaysiatoday.com/…/kastam-4-lagi-perkhidm…/

Oleh itu dalam masa 12 hari nanti iaitu bermula 1 Mac, SST akan diperluaskan kepada 4 perkhidmatan baru iaitu perkhidmatan pengendalian taman hiburan, penyediaan pembrokeran dan penaja jaminan, pembersihan serta penyediaan latihan dan tunjuk ajar.

Kanak-kanak yang ingin sedikit hiburan, rakyat yang basuh baju di dobi, pelabur yang nak beli saham, mereka yang ingin meningkatkan ilmu mereka di kursus latihan dan banyak lagi akan dikenakan cukai baru.
17/02/2019 12:28 PM
chinaman When our finance minister unable to do any GLC reform, Nobita changed target to tax evaders with email haunting high net worth individuals for more tax. Semenyih byelection-Chinese will teach Nobita a lesson. wakaka
17/02/2019 12:29 PM
izoklse Next in line will tax by PH Govt is us investor. Whenever we buy share will SST will be included in our purchase of investment or share. So sad.
17/02/2019 12:31 PM
izoklse This nobita very smart. He give you commendable EPF dividend and start March 2019 he slaughter Raykat by introducing SST for purchasing share or Investment. Betul-betul gila babi punya Govt.
17/02/2019 12:36 PM
Alex™ Geng... 2018 i3 competition everyone lose to Fd rate... But our epf surpasses all!
17/02/2019 1:07 PM
VenFx I strongly suggest PH to encorage URBANIAN to enjoy movie with family at least once a month.
This category of peopples has most burden to fight for a living in an comppetition environment.

A better living will lead to a better Harmon society.


2nd things is, PH shud do a periodically KPI with achievement status to the publics with Big Flat Screen at most congested zone.
That, will achieve with better understanding of currently PH policy and strategy.

MY OBSERVATION :MOST SEASSONS FOOD DOES SHOW INCREASE OF PRICE DURING CNY, ALTHOUGHT RM HAS APPRECIATE SINCE JAN 2019.
BUT, MOST IMPORTAERS IMPORTED THEIR FOOD AT MUCH EARLIER BY AT LEAST 2-4 MONTHS BEFORE.

EVEN FLOUR ALSO HAVING 2-3 TIMES OF COST INCREASING.
PRUCE INDEX OF MOST MEE STALL & MAMAK , I DONT THINK THEY WOULD SOFTENING THEIR SELLING PRICE... (THERE ARE MORE OTHER FACTORS, eg. Renting fee ...)
17/02/2019 1:25 PM
VenFx In my home town, there is no 50% off for the elder movie ticke for blokbuster movie.
I bery kek xin, then i treat my family member to wacth Alita in imax 3D theatre... WHY NO ELDER AND KID DISCOUNT... ?
17/02/2019 1:31 PM
VenFx MBO & GSc got discount, TGV no loh .
17/02/2019 2:04 PM
Bruce88 Nobita is getting 100k a month, he can balik kampung after 5 yrs.
17/02/2019 4:40 PM
GreatDreamer EPF declare dividend without taking into equity impairment loss, will only impact EPF future dividend payout.

However, if ASB ASN KWSP etc practising the same, it mean government liability will go up, as deposit of those fund are guarantee by govt. Like the Tabung Haji case.
18/02/2019 4:42 AM
BillyK good dividend, good returns
expect 2019 to be good too, 6.0+++%
18/02/2019 8:40 AM
TYS_Capital seriously, I hope to see their account.
18/02/2019 8:53 AM
TYS_Capital if epf makes tons of money last year, this could imply ikan bilis loss tons of money last year.
18/02/2019 8:55 AM
TYS_Capital so, your money might be in that 6.15%.haha
18/02/2019 8:56 AM
TYS_Capital thank you, boss ku...
18/02/2019 8:56 AM
BillyK bossku gives 6.15% on first year
2nd year, bossku give high high 7.15%?
18/02/2019 8:59 AM
KAQ4468 good lor


previous boss ku with his "super beautiful" wife was songlap puluh puluh billion ... duit rakyat tu woiii dia tutuh
18/02/2019 9:37 AM
Alex™ Asnb gomen guarantee? Then wait what? Sailang lo
18/02/2019 7:38 PM


 

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