Mr Hesh  is a high calibre senior executive with an in-depth experience in Payments, Merchant Acquiring, E-commerce, Operations and Technology in the Asia Pacific ("APAC") Region and the United States. He has demonstrated a solid ability to build and grow businesses and to improve efficiency, productivity, profitability and delivery of strategic initiatives in the businesses which he has managed over the course of his career. Mr Hesh commenced his long and distinguised career in the Payments industry with Wells Fargo Bank in 1989. He worked at First Data Corporation from 1993 to 2010 and held a variety of senior management positions with First Data, including Vice President & General Manager of Financial Institution Alliances; Senior Vice President of Business Development at TASQ Technology; Chief Operating Officer of Card Service International and Chief Executive Officer ("CEO") of Wells Fargo Merchant Services LLC. Most recently,  from 2006 to 2010, Mr Hesh served as the CEO of Merchant Solution Pte. Ltd., a joint venture between First Data and Standard Chartered Bank in APAC.

Mr Hesh joined Citibank in 2010 as the Regional Head of Merchant Acquiring, Network Management and Commercial Cards.  In this capacity, he was responsible for the strategy, business & product management, contract negotiations and best practices across Citi's Merchant Acquiring and Commercial Cards businesses as well as for the relationships with the Payment Networks across Citi's footprint in 16 APAC and Europe, the Middle East and Africa (EMEA) markets.

Nil

Nil

Nil

Nil