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83 comment(s). Last comment by PlsGiveBonus at Jun 7, 2018 10:51 PM
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qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 10:27 AM | Report Abuse

kc

are you saying ? come , come to me, I give you compounding....Don't go there without me. That place is a swamp with many traps. Only I can show you the way to compounding.....

If only that statement is true, I leave you alone in peace.

The tool of certified financial planner is compounding....If compounding is your target, please be satisfied with fixed income securities....If you want compounding, leave equities alone because in equities every year is different. As individuals, you are not going to have sufficient diversification to come any where near compounding.

Good advisors, experienced advisers know....You got to tailor your recommendations to the clients....You cannot apply the same stick for all the audience in an internet forum. You are breaking the cardinal rule for advisors by trying to sell your stuffs here.


I like to see certified financial planners help themselves before they can help the world. I doubt if they can even help themselves......with all their certified financial planning tools and expertise.


kcchongnz
6610 posts

Posted by kcchongnz > Jun 6, 2018 10:37 AM | Report Abuse

Posted by qqq3 > Jun 6, 2018 10:27 AM | Report Abuse

kc

are you saying ? come , come to me, I give you compounding....Don't go there without me. That place is a swamp with many traps. Only I can show you the way to compounding.....

ME: I AM A HEAD FULL OF DEW WATER TRYING TO UNDERSTAND WHAT THE HELL YOU ARE TALKING!

If only that statement is true, I leave you alone in peace.

The tool of certified financial planner is compounding....

ME: WHAT THE HACK ARE YOU TALKING ABOUT? IS THAT THE ONLY THING YOU THINK YOU KNOW ABOUT COMPOUNDING? OMG!

If compounding is your target, please be satisfied with fixed income securities....If you want compounding, leave equities alone because in equities every year is different.

ME: IS THAT HOW AN "ACCOUNTANT" UNDERSTAND ABOUT COMPOUNDING? OMG!
DOES COMPOUNDING MEANS EVERY YEAR A FIXED RETURN? OMG!

As individuals, you are not going to have sufficient diversification to come any where near compounding.

ME: SUFFICIENT DIVERSIFICATION TO COME ANY WHERE NEAR COMPOUNDING?
WHAT DOES DIVERSIFICATION HAS TO DO WITH COMPOUNDING? ARE YOU REALLY AN ACCOUNTANT?


Good advisors, experienced advisers know....You got to tailor your recommendations to the clients....You cannot apply the same stick for all the audience in an internet forum. You are breaking the cardinal rule for advisors by trying to sell your stuffs here.

ME: HOW DO I "APPLY SAME STICK FOR ALL AUDIENCE"?
WHAT DO I SELL HERE?


I like to see certified financial planners help themselves before they can help the world. I doubt if they can even help themselves......with all their certified financial planning tools and expertise.

ME: SO YOU ARE THE SAVIOR OF THE WORLD?


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 11:14 AM | Report Abuse

kc

don't pretend to an idiot.....I know you are not an idiot....You know exactly what I mean.

Hanging pig head to sell dog meat. A conman by any other name is still a conman.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 11:26 AM | Report Abuse

Hanging pig head to sell dog meat. A conman by any other name is still a conman.

How many of these certified financial planners types actually made money from the stock market? How many of them have a good track record to show? How many of them have superior performance?


kcchongnz
6610 posts

Posted by kcchongnz > Jun 6, 2018 11:26 AM | Report Abuse

Posted by qqq3 > Jun 6, 2018 11:14 AM | Report Abuse
kc
don't pretend to an idiot.....I know you are not an idiot....You know exactly what I mean.
Hanging pig head to sell dog meat. A conman by any other name is still a conman.

No, I don't understand you. As a matter of fact, most of the time I do not know what you are talking about. They are all jumbo mambo. Nobody understand you, I believe.

Who is a conman is easy to find out and make a judgement. Just read what they write and how they act. The writing is all over.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 12:02 PM | Report Abuse

Many roads lead to Rome....but all the roads are built on personal struggles.

no magic formula, only got struggles and effort.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 12:07 PM | Report Abuse

kc


at least learn from someone with a proven track record ...practise better than theory ...........

Many roads lead to Rome....but all the roads are built on personal struggles.

no magic formula, only got struggles and effort.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 12:23 PM | Report Abuse

don't have to look far....just look at today's green colors....today is a better day most days in recent past......most of the greens are rewards for those willing and able to take some risks just when things look the darkest......

riks and rewards are inseperable twins.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:30 PM | Report Abuse

there is a Parkson here my house. I think Parkson is very badly managed.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:34 PM | Report Abuse

any share also can speculate....if you do it on your own account and do it secretly.....

but if you want to take out your certified financial planner credentials, you should do it with responsibility meaning only shares of a decent size, with excellent management and excellent prospects.......that way, even if shares go down, at least the company is still growing......


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:37 PM | Report Abuse

but if you want to take out your certified financial planner credentials, you should do it with responsibility meaning only shares of a decent size, with excellent management and excellent prospects.......that way, even if shares go down, at least the company is still growing......

but what i find happening is the opposite.....people like OTB and KC no business sense.....keep on recommending sunset companies / sunset industries just because they deem them value buys based on historical records.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:40 PM | Report Abuse

but if you want to take out your certified financial planner credentials, you should do it with responsibility meaning only shares of a decent size, with excellent management and excellent prospects.......that way, even if shares go down, at least the company is still growing......

but what i find happening is the opposite.....people like OTB and KC no business sense.....keep on recommending sunset companies / sunset industries just because they deem them value buys based on historical records.

unforgivable is when the whole portfolio is full of small little companies just because they think it is easier to whack small little companies.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:44 PM | Report Abuse

if advisers restrict themselves to companies exceeding $ 1 billion market cap.....I think there is some sense of responsibilities with them......


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 4:48 PM | Report Abuse

There should be a difference between bloggers ...and people collecting fees......

Those collecting fees should show a higher standard and should restrict themselves to companies with market cap exceeding $ 1 billion.....This , they would not do because there do not have the sense of responsibility to their clients.


kcchongnz
6610 posts

Posted by kcchongnz > Jun 6, 2018 5:06 PM | Report Abuse

Posted by qqq3 > Jun 6, 2018 04:37 PM | Report Abuse
but if you want to take out your certified financial planner credentials, you should do it with responsibility meaning only shares of a decent size, with excellent management and excellent prospects.......that way, even if shares go down, at least the company is still growing......
but what i find happening is the opposite.....people like OTB and KC no business sense.....keep on recommending sunset companies / sunset industries just because they deem them value buys based on historical records.


Actually you don't realize. The more you spew out venom, the more you exposed yourself.

1) You have given out confirmation that how immature you are as a 60+ adult.

2) You confirm yourself without doubt that you aren't really a real accountant.

3) You have proven yourself you have no idea about what investing is

4) You have no idea about what a financial planner's responsibilities are

5) You project a terrible example to the youngsters and the public.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 5:19 PM | Report Abuse

stop speculating in untested small caps and collecting fees all at the same time


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 5:43 PM | Report Abuse

kc

write well...write conservatively but specializes in small caps because he think he can whack these easier.....

hanging pig heads to sell dog meat....no shame.


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 6, 2018 5:56 PM | Report Abuse

Marriage agreement just as dangerous as stock market
“Invest for the long terms and diversified” just like “marry to a same wife long terms and diversify into many kids”
It is very bad idea.
Personally I will prefer just pump and dump any girl. If they manage to bear my child, I will just take the child and dump their ass too.
No fine dining or wining to the girl that just want to take away all my resource but don’t want to bear my child at all. Long terms into a gold digger and fine dining and wining? Unless you have very thick wallet.
Now take a look at stock market, invest for long terms “blue chip” aka gold digging young women, and wasting your resource for long terms, it is a losing game no matter what you do.


qqq3
13578 posts

Posted by qqq3 > Jun 6, 2018 6:02 PM | Report Abuse

by PlsGiveBonus > Jun 6, 2018 05:56 PM | Report Abuse

Marriage agreement just as dangerous as stock market
===========

do whatever pleases u...at least no hanging pig heads to sell dog meat.


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 6, 2018 9:47 PM | Report Abuse

Cost of living very high already and the one who put food on the table. Who’s is it? It has never changed for so many years, the jobs market will always favours one gander over another, I still remember the first time I go for job interviews and I need to go for many interviews just to get one job offer, but the other gender just get the job almost instantly, yet who’s the one put food on the table without any source of stable income? But luckily they get lazier and don’t want to take up the low paying job anymore so the other gender can grab the job much easier now. Then the low paying job all go to even cheaper labour. Inequality always existed just accept it.


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 6, 2018 10:21 PM | Report Abuse

I will tell my kids when they grown up, to go and pump and dump as many girls as possible when they are still young, get married or dump her and take the kids, it is the best time to do so because they have nothing to loss in term of a divorce, it all become complicated when they get older, they all become can’t afford to loss, the gender problem could be the only core problem of all the other following problem we face today.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 3:23 PM | Report Abuse

hang pig head to sell dog meat , no good

want to gamble, gamble la
want to speculate, speculate la
do whatever pleases you, be true to yourself.

But, There are reasons why EPF and conservative funds insist on putting their money in big caps.

They do not want to risk workers' retirement money in risky small caps with insufficient track records.


kc...why you want to talk nice, talk conservative and insist on whacking small caps?..... the well being of your clients not your concern? You no responsibility for their well being? Their choice, not yours?


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 7, 2018 4:08 PM | Report Abuse

Already say stock market = women
You better understand a woman first then you proceed to understand a lot of women
Look carefully it is women (plural) = a lot of woman, not one only.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 4:53 PM | Report Abuse

stock market = women

then choose wisely
some choose wisely some don't

some hang pig head sell dog meat.


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 7, 2018 5:17 PM | Report Abuse

Like I tell you I very understand women, you see I got a lot of analysis of how women work and got fundamental got fair value got margin,
In comparison, like I tell you I very understand stock market.
:)
Do you really understand stock market (women)? just because you can write a book?
Even if you behave like women to better understand them? Or you decide to become transgender so you can become them? Will it help?
Or you may be just a beta who think they very understand women and slept with thousands of them.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 7:01 PM | Report Abuse

don't have to understand all women....just have to choose wisely so you can have a happy life.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 8:11 PM | Report Abuse

choose wisely

its not the maths formulas
its the business sense in your brain.

look around you...all the successful investors are not due to maths formulas but to business sense inside their brains

you got to believe what your eyes sees, ( about the world around you) not what maths teachers tells you.

I got nothing against maths, just got to have common sense with you.

its not the maths, its the characters that makes a man.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 8:14 PM | Report Abuse

when people tell you margin of safety....ask them to invest in FDs.....don't even bother with equities.

margin of safety comes from your business sense, not from the math formulas.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 8:16 PM | Report Abuse

there was a famous margin of safety guy in i3.....his name is stockraider...... He tapao already.


klee
839 posts

Posted by klee > Jun 7, 2018 8:20 PM | Report Abuse

you must be joking,stock mkt is peanuts to me but women,they said to know her heart is like finding a needle beneath the sea...wakakaka


klee
839 posts

Posted by klee > Jun 7, 2018 8:22 PM | Report Abuse

so how many have you slept? sure you din catch vd?

PlsGiveBonus > Jun 7, 2018 04:08 PM | Report Abuse

Already say stock market = women
You better understand a woman first then you proceed to understand a lot of women
Look carefully it is women (plural) = a lot of woman, not one only.


qqq3
13578 posts

Posted by qqq3 > Jun 7, 2018 8:33 PM | Report Abuse

have to make sure it is not Roshmah


PlsGiveBonus
3817 posts

Posted by PlsGiveBonus > Jun 7, 2018 10:51 PM | Report Abuse

This is a very accurate comparison
I will use a 1% rule.
Hookup successful rate of 1% and compare to stock market successful rate of 1%,
It is not exaggeration, it is actually very good comparison.
It also imply all your knowledge about how stock market work only can make you 1% more chance to win only. Good luck to win by the 1% chance unless you have very deep pocket, but for hookup, you no need to spend any money, you can increase the odds by significantly increase the hookup count per day.

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