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  firehawk may be some followers still do not know their sifu has cut loss alrdy .... :-( 10/03/2020 8:01 PM Eric6790 when u buy is up to u when u sell not others ppl sell or cut loss u also follow then u must heavy loses 17/03/2020 10:39 AM 东方不败 BANKING SECTOR DOWNGRADE BY CITIBANK https://klse.i3investor.com/blogs/DFBB/2020-03-24-story-h1485614574-BANKING_SECTOR_DOWNGRADE_BY_CITIBANK.jsp 24/03/2020 5:56 PM limsawkean1998 Newbie here. I find Affin is the cheapest bank But result very goid6 And I am using axa insurance Feel Affin most value is Affin hwang and axa. I feel banking sector not good woloulnt affect Affin much As I feel Affin very good at investment sector Now many people like to investment So I decided buy Affin than Cimb now 1.40 so worth lol 25/03/2020 1:20 PM NewKidsOnTheBlock affin will rebound strongly next year, digital bank license plus potential disposal by boustead or LTAT 25/03/2020 3:35 PM whitesquire How can they cut the dividend after announcing it? What are the rules to a listed company about dividend and should the dividend cut be approved by shareholders or Bursa? If this is the trend going forward then it will be a nightmare to investors 28/04/2020 1:01 PM firehawk Icon8888 I am in this stock is slow, but almost impossible to lose money at this level 11/01/2019 12:51 PM ==> she already cut loss and lose money! ---------------------------------------------------------------------------------------- Icon8888 Every laggard will have its day 18/01/2019 11:14 AM ==> she didn't wait for the day come! ---------------------------------------------------------------------------------------- Icon8888 My cost 223 28/04/2019 8:16 AM Icon8888 Safe to buy Upside don't know how much but downside limited 26/04/2019 11:00 PM ==> Safe to buy!!! --------------------------------------------------------------------------------------- Icon8888 No run Dumb dumb hold 13/11/2019 7:56 PM ==> she run already and ask her followers Dumb Dumb hold! ----------------------------------------------------------------------------------------- She never tell her followers she cut loss, just don't care! 29/04/2020 4:02 PM RedEagle The Board of Directors of MBSB has recommended a Single-Tier Final Dividend of 3.0 sen net per Ordinary Share for the financial year ended 31 December 2019 ("Proposed Dividend"). Based on the total number of ordinary shares issued of 6,713,401,615 as at 31 December 2019, the Proposed Dividend payable would be approximately RM201.4 million. The Board of Directors has determined that the option to reinvest via the Dividend Reinvestment Plan ("DRP") shall apply to the entire portion of the Proposed Dividend. The approval for the Proposed Dividend will be sought at the coming Annual General Meeting. Under DRP, shareholders will have the following options in respect of the electable portion:- (a) elect to exercise the option and thereby reinvest the entire electable portion (or a part thereof) at the issue price of the new MBSB shares ("DRP Price") and to receive cash for the remaining portion of the dividend (in the event that only part of the electable portion is reinvested); or (b) elect not to exercise the option to reinvest and thereby receive their entire dividend entitlement wholly in cash. There will be no brokerage fees and other related transaction costs payable by shareholders on the new MBSB shares allotted pursuant to the DRP. The Books Closure date in respect of the Proposed Dividend will be announced after the Annual General Meeting. This announcement is dated 6 May 2020. 06/05/2020 7:09 PM whitesquire it is a blessing that Bursa banned the listed company to set this bad precedent 06/05/2020 9:01 PM Jeffreyteck 2 sen difference. To highly paid management is nothing, to minority LT investors, that not even can cover capital loss but is better than nothing. To bursa, would like to see stern actions on listed companies, in particular massive written of bad debts, disclosure of debtors aging, one big lump sum sudden impairment, etc. 07/05/2020 9:34 AM stockraider Mbsb 3 sen dividend v affin 7 sen dividend mah....!! Affin offer much better value loh....!! 07/05/2020 11:24 AM buffet3333 https://www.theedgemarkets.com/article/are-battered-banking-stocks-now-good-bargain Affin Bank is a bad buy, for now and for future, please take note 09/05/2020 4:45 PM onward bye bye Affin. I give up on this counter and swift to Maybank. Lousy and dishonest management 13/05/2020 10:24 PM stockraider U may regret loh...!! Posted by onward > May 13, 2020 10:24 PM | Report Abuse bye bye Affin. I give up on this counter and swift to Maybank. Lousy and dishonest management 13/05/2020 10:27 PM buffet3333 Affin Bank Bhd is expected to be the hardest hit by moratorium, because its proportion of HP loans is the highest among local banks, at 23.2%, followed by Public Bank Bhd with 14.5% and AMMB Holdings Bhd (AmBank) with 14.2%. 23/05/2020 12:35 AM stockraider Hardest hit does not mean profit affected mah...!! The moratorium in fact reduce the impact of NPL, giving more time for the debtors to recover and organize loan repayment mah...!! Posted by buffet3333 > May 23, 2020 12:35 AM | Report Abuse Affin Bank Bhd is expected to be the hardest hit by moratorium, because its proportion of HP loans is the highest among local banks, at 23.2%, followed by Public Bank Bhd with 14.5% and AMMB Holdings Bhd (AmBank) with 14.2%. 23/05/2020 5:11 PM RedEagle Decide after announce Q2 then wait until Q3, buyback after Q4.. 2020 will be losses to all banking and financial institutions. Monatorium Impairment comminggg.. 26/05/2020 10:21 AM stockraider Why bank will do well despite poor economics condition ?? People are saying banks will suffer from sub prime loan, interest morotarium, interest cut etc....but do u know bank is a defensive investment leh ?? Why leh ?? 1. U borrow from the bank the bank ask u about your income, then they ask u to put 20% to 25# of deposits on the assets b4 the bank will lend u loh..!! 2. After u have been servicing your loan for sometime, suddenly u got hid by mco....u got pay cut....u appeal the bank to restructure your loan portfolio ? The bank will look at your loan with security coverage 1.4 to 1.0...he will say yes restructure your loan but u must sign this and that and pays your instalment longer...that means longer term repayment...u actually more interest....the bank make monies mah...!! 3. Say after another 6 mths your company bungkus and start retrenching...u get some retrenchment monies say 6 months of your salary...u again approach the bank for help. The bank ask u how much cash you have and how much u can contribute loh ?? U show the bank your retrenchment monies...the bank say ok u contribute 30% of your monies...they will give u a instalment holiday for 3 months then 3 months later u start a new instalment plan at 25% lower from existing instalment....that means your loan is extended longer another few more years. For the banks still make monies from u loh..!! 4. 6 months later u approach the bank again...u tell them u cannot...tahan servicing...u still have not get a job...the bank say will give u 3 months grace...but will charge u penalty interest..after that they will lelong your property. 5. U run around borrow from father, mother, brother, sister u pay the bank all the interest and instalment in arrears including penalty interest loh...!! 6. U still keep up servicing your instalment...but sometime behind 1 to 2 month instalment....when it hit 3 mths the bank give u lawyer warning letter threathening to foreclosure. But u cannot afford to pay...so the bank lelong your properties........they recover principal...rm 300k, interest plus penalty interest rm 40k and legal and lelong fees of rm 15k.....all charge to your account....after offsetting your property proceeds....there is a shortfall of rm 20k....the bank still sue u personally for the balance with interest. U meet the bank....the bank says u pay rm 600 every month...the interest pa is 7.5% pa...u already get a lower pay job now staying with parent..so u continue payment....notice the bank still make monies from u loh...!! 7. Thats is how banking model work mah...u need to die 1st b4...the bank suffer loh... 26/05/2020 11:37 AM stockraider Looking at the bank model....as a bank shareholders, u r safe and very happy loh...!! Everybody work hard paying for the bank loan 1st mah...!! After your hardwork u really still cannot pay...the bank sell your assets mah..!! But after selling your assets, they still go after u for any shortfall loh...!! U still need to repay the lower balance shortfall with higher interest rates by instalment bcos it is unsecured loan loh...!! U like this type of business or not leh ?? Warren buffet like this very much mah...!! 26/05/2020 11:38 AM RedEagle 6 months impairment morotorium and lesser cashflow opportunity to generate income for Bank, will impact banking sector profit in 2020 26/05/2020 12:46 PM stockraider Raider macro analyses on banks sector are working loh...!! $$$$$$$$$$$$$$ coming mah.....!! 30/05/2020 1:39 PM alvin5588 https://www.thestar.com.my/business/business-news/2020/06/03/affins-net-interest-income-growth-likely-to-be-subdued?fbclid=IwAR3nWLSnDqKg9LGO9tnqZmVEHWpPQg-yQV2rtEBswcuC_Z1tbwoX0JkjFjY 03/06/2020 1:04 PM cn21 Banking industry outlook is negative.... 1. Lost of 6 months interest income 2. lower BLR 3. Potentially higher NPL... 4. overall real economy is extremely BAD.. 09/06/2020 4:02 PM Cryptotrader You hv to remember that stock brokering biz make killing profit.... The profit will be reflect in next Q result... 15/06/2020 12:36 AM firehawk ank stocks are safe, but u must consider the timing too ..... that is holding cost .... surely u want yr money can work as efficient as it can ...... don't be too self ego, below is a good example! ------------------------------------------------------------------------------ Icon8888 I am in this stock is slow, but almost impossible to lose money at this level 11/01/2019 12:51 PM ==> on that day, the price was 2.22 and she said impossible to lose money at that level ! ---------------------------------------------------------------------------------------- Icon8888 Every laggard will have its day 18/01/2019 11:14 AM ==> she didn't wait for the day comes, bcos she cut loss already ! ---------------------------------------------------------------------------------------- Icon8888 My cost 223 28/04/2019 8:16 AM Icon8888 Safe to buy Upside don't know how much but downside limited 26/04/2019 11:00 PM ==> Safe to buy @2.19 !!! --------------------------------------------------------------------------------------- Icon8888 No run Dumb dumb hold 13/11/2019 7:56 PM ==> she run already and asked her followers Dumb Dumb hold! ==> she never told her followers she had already cut loss, just don't care! 21/07/2020 10:43 PM stockraider This is the cheapest bank in town...NPL increase or no increase Affin will ride thru mah...!! Very good long term investment especially low deposit interest rate loh...!! LTAT & Boustead restructuring should benefit affin loh...!! 21/07/2020 10:48 PM MichelleNg After TG meet Affin Huang TP RM44. Will use RM2 profit to support AFFIN. 22/07/2020 6:25 AM aklobi So many doom and gloom scarecrows here. I am AN INVESTOR. Meaning I DONT CARE IF THE STOCK GOES DOWN. And yes, I am considering BUYING again. 23/07/2020 6:32 PM  | APPS  I3 Messenger Individual or Group chat with anyone on I3investor  MQ Trader Stock Screener using Technical and Fundamental criteria  MQ Affiliate Join the MQ Affiliate Program today to earn rewards
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