KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
4.03   0.00 (0.00%)  4.02 - 4.04  2,175,500
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Annual Report

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Financial Year Annual Audited Account Annual Report View
Ann. Date Ann. Date
31-Dec-1999 26-Apr-2000 09-Jun-2000 View Annual Result
31-Dec-2011 23-Feb-2012 View Annual Result
31-Dec-2010 18-Feb-2011 View Annual Result
31-Dec-2009 08-Feb-2010 View Annual Result
31-Dec-2008 03-Feb-2009 View Annual Result
31-Dec-2007 04-Feb-2008 View Annual Result
31-Dec-2006 16-Feb-2007 View Annual Result
31-Dec-2005 24-Feb-2006 View Annual Result
31-Dec-2004 08-Mar-2005 View Annual Result
31-Dec-2003 29-Mar-2004 View Annual Result
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  11 people like this.
Juliana Wahhhh small Harimau also here.
14/09/2021 6:03 PM
Juliana Wahhhh this is from the little Harimau

kennethlkf : sit down and think one minute only. Answer all questions honestly.

A very simple story.

If u buy a house for 200k , u do not pay cash.
If u sell a house for 200k, u dont get cash,
If they pay you cash, u also dowan cash.
So where is all the money?
If u buy,, the bank just ask u to sign some a4 papers , which u can buy 400 pieces for RM10.
The same bank give the seller a small, printed form ( b4 size) to transfer the cheque into ur account, for simplicity assume it is the same bank ( in which case u dont even receive a cheque ), You dont touch any cash.

And the buyer pays about 4% per annum, and u the seller will receive about 1% for keeping just a digital record for the buyer and seller.

So if law says buyer dont have to pay interest, banks turn to the seller and say, sorry seller we cannot pay u intrest, so take ur money back. And if u insist to keep all the cash in another bank, the bankers are all angry, and they dowan to take ur money. They say if u want the bank to keep your cash, u pay me 3% intrest per annum for me to jaga your money. You get angry too, so u say it is unfair. Banker say ok, it is unfair? Ok.. banker from tomorrow say he will sleep and work in your house but he wont pay any money as it is unfair.

So u decide to take cash back to your house and keep the cash. So u worry about Nazeeb songlap ur money, so u hire security, which dont come cheap as they must be checked for corruption and work record and that is expensive, Only Nazeeb wants to work free for you. So u decide better hire good people and u need to spend 100k per year to safeguard your 200k.

Then u get a brilliant idea. You ask a few sellers. u help them to safe guard their cash and u want to charge 10k per month for the service,. THe sellers argue it is not fair to them u charge them a fee ( in other words intrest).

So , how now?

Pay or dont pay.

If sellers pay, then BNM Zeti comes to you house and say, u kena fine RM10 million for doing illegal deposit. You argue, u dint know, so want to make it legitimate. So Zeti , is ur friend decides to tolong you. She gives u a lesen and say the annual fee for the banking lesen is 100 mil a year renewable every year, just as PBB , AMBANK, Allianz, CIMB are allcharged as much.

You so happy, u nearly trip and fall from ur balcony. Lucky ur wife save you.
Then u sit down and cry, cos if u get the lesen also no use cos nobody want to pay any intrest.

Now nobody can buy any house unless they pay cash , as banks say they dowan ur intrest ( both buyers and sellers) cos banks all in into crypto and suddenly MBB Zam and PBB Teh both share same table as Warren Buffet as the two bankers are declared richest bankers in the world .

If u so keras dowan pay any intrest, bankers also dowan ur lousy intrest and dont want to do hire purchase/mortgage.

At first Finacial companies very very happy, until they learn they cannot charge intrest. So financial all in into ETH and DOGEn. They also dowan to see your face and the next month they sell ETH and drive felali. Even if u beg them to keep ur money, they want u to buy Safe deopsit box , and for that u have to pay 3% value as service fee . So you happy, banks happy, Mahia happy and every body happy cos no pay intrest.

So, u get my point? or dont you? ( Answer: yes!! yes.. i see I will be paying 3% instead of getting paid to keep my money in the bank as the bankers pusing and collect service fee more than paying intrest)

So, if this happens , Zafrul will be celebrated as the BEST guy in the whole world for abolishing intrest rate in Malaysia , and even Biden invites him to the white house to honour him. Warren Buffet begss to makan lunch with Zafrul and Warren also sponsers #bankerjagaBanker hashtag although Warren dont faham bahasa.

so, #abolishintrest gains traction
and Nazeeb warns of #becarefulwhatyouwishfor

And so ends the story, they lived happily ever after.
( If anyone wants Part 2) pls request thru ur RM- relationship managers)
14/09/2021 6:13 PM
Juliana tollebunsmith, ( If anyone wants Part 2)... can I get your part 2 story? Thanks a lot.
14/09/2021 6:19 PM
Sharefisher Haha ha... Good one juliana..
14/09/2021 7:40 PM
Sharefisher https://m.youtube.com/watch?v=UC3cM4rBNSE&feature=youtu.be

Maybank, pbb, cimb and HLBB comparison.
14/09/2021 9:34 PM
tollebunsmith Juliana: LOL
15/09/2021 12:06 AM
tollebunsmith Reposted from MBB , for great minds here to ponder.

My reasoning: according to The edge

At the time of writing, AMMB Holdings Bhd was leading the decline, shedding 4.31% to RM3.11. This was followed by RHB Bank Bhd (down 3.29% to RM5.29), Hong Leong Bank Bhd (declining 2.23% to RM18.36) and CIMB Group Holdings Bhd (down 1.86% to RM4.75).
Meanwhile, Public Bank Bhd shed 1.48% to RM4, and Alliance Bank Malaysia Bhd slid 0.78% to RM2.54.

Public Bank had a below industry average of repayment assistance loans between 21% and 23%. compared to ind average at 32% to 34%, said UOB Research.

As for Maybank and RHB, the percentage of repayment assistance loans in their portfolio was around the industry average of 27% and 28%.

So why did PBB drop more than average? Funds pakat-pakat? push down to collect?

14/09/2021 5:55 PM
15/09/2021 12:09 AM
Juliana Dow Jones 34,577.566 -292.06 0.84%
Nasdaq 15,037.76 -67.823 0.45%
15/09/2021 6:07 AM
Juliana tollebunsmith, So why did PBB drop more than average? Funds pakat-pakat? push down to collect?
it is caused by foreign funds selling PBB shares and not many manipulated by the local syndicate here.
15/09/2021 9:10 AM
Sharefisher FF still net buyer yesterday. Good.
15/09/2021 9:14 AM
IMIIMI They didn't listen to harimau with crystal ball
15/09/2021 9:23 AM
tollebunsmith Juliana : u want to know the answer?... Proof of answer can only be seen in 3-6 months...not days.. How?.. easy, if price is about RM4.01, means no manipulation. If price is 6% above 4.01 (ie: 4.26). Not exact science , not theory, just the trend .

*usual disclaimer

Pps: Fund managers are here to make money, not to lose it
15/09/2021 9:57 AM
AllYouCanBuy Does anyone know why is HLB up near 2% in the morning session??
15/09/2021 12:48 PM
tollebunsmith AllYouCanBuy : I give u two clues 1) oversold 2) most of Moratorium eligible refuse tongkat and want goodwill for future loans for expansion
15/09/2021 3:12 PM
Juliana Good
15/09/2021 7:17 PM
AllYouCanBuy HLB fell 34sen ystd, that's why it went up 32sen today. Fair enough!
15/09/2021 7:42 PM
Juliana Very safe
16/09/2021 8:27 AM
SpeedNpower Portfolio rebalancing. PBB always good choice for big institution.
17/09/2021 4:56 PM
IMIIMI Wed dropped 6 cents only then here like end of the world with non stop commentssss, today up 5 cents but whole day only got 1 single comment,lol
17/09/2021 5:03 PM
Sharefisher Haha.. FF sapu again. Hold tight tight
17/09/2021 5:21 PM
IMIIMI Ya, I plan to buy more by end of this mth, hope won't rise too fast. Las mth luckily manage sapu at 3.94
17/09/2021 6:18 PM
AllanTingAS Don't go in too fast, due to her shares is the biggest in the bursa. It will up when QR announce!
17/09/2021 9:22 PM
bullmarket1628 泰2022或全面开放 打两针免隔离.
独家报道: 王义展
攝影: 陈友晋

18/09/2021 8:13 AM
stkoay https://www.thestar.com.my/opinion/letters/2021/09/18/dont-rob-peter-to-pay-paul
18/09/2021 3:42 PM
stockraider No good loh!

Alot msian jealous of banks make money thus they are robbing the bank by forcing them to give interest free exemption loh!

Luckily the Govt, EPF & the bumiputra funds are big investors in banking stock loh!

That means coming EPF & ASB dividend payout will be going to be lowered mah!
18/09/2021 3:58 PM
Sharefisher Come on... How many B40 are having loans with pbb? Pbb will not be affected much. Just wait until you see the final QR result next year. I am not worried.
20/09/2021 7:52 AM
winterwolf PBB adjusted for 7.5 sen interim dividend within the period.

Posted by tollebunsmith > Sep 15, 2021 12:09 AM | Report Abuse

.....So why did PBB drop more than average? Funds pakat-pakat? push down to collect?
20/09/2021 8:56 AM
Bgt 9963 Good morning...
20/09/2021 8:57 AM
Maverickeking Langkawi travel bubble is a success. Soon more state bubbles opening up. More travel n more foreigners coming in. Good sign of normalcy when the figures from New cases keep dropping n stock prices keep going up.. Lol
20/09/2021 9:02 AM
tollebunsmith TG 281.. anyone all in?.... nice to see ur confidence.. there were many TG promoters.. who gave a chart that it was going to RM10... where are they?
20/09/2021 4:56 PM
tollebunsmith Tenaga 9.80 incl dividend of 22 sen.. basically ur are buying at 9.58.. anybody?
20/09/2021 4:58 PM
Bgt 9963 Hold steady...
20/09/2021 5:10 PM
Sharefisher Good morning, DJ big drop... Today can go shopping liao..
21/09/2021 7:30 AM
AllYouCanBuy Our market had a pre-fall ystd. Our market has always been among the lowest in the region while others consistently achieving history high.

Don't think KLCI will be much affected by the tumble.
21/09/2021 9:35 AM
Sharefisher Yes.. You are right... No cheap sales... Haha ha
21/09/2021 10:34 AM
neohts https://www.thestar.com.my/business/business-news/2021/09/21/public-bank-clinches-record-best-bank-in-malaysia-award-for-15-years

Public Bank clinches record “Best Bank in Malaysia” award for 15 years
21/09/2021 5:16 PM
1invest1 BANKING
Tuesday, 21 Sep 20215:04 PM MYT


Public Bank Bhd receives record “Best Bank in Malaysia” award
fo r 15 years !

Public Bank Bhd also won the BEST RETAIL BANK in Malaysia
for the 3RD YEAR !

at the 15th Annual Financial Institution (FI) Awards recently.
21/09/2021 8:36 PM
tollebunsmith 1invest1 : pls. best bank hype is useless if share price + dividend doesnt follow thru. Stable yes, but u need growth and dividend to prove it is sustainable and is making money, elsed like badak all on paper.... and dont listen to broker analyst too much, they say things with a disclaimer ( opinion only), so take things with a pinch of salt ( i am a long term holder too)

Just my opinion/

Big funds push up ot down according to their feelings and u just dont fight the tide, go up a lot ( sell) go down a lot ( buy)... keep life simple
21/09/2021 8:46 PM
tollebunsmith And dont worry, nobody has earned millions, else they would be directors of a company in Bursa, so we bilis can never dictate the direction and ONLY go with the flow.

Just wanted to share.
21/09/2021 8:48 PM
tollebunsmith Track : just to track BEST RETAIL BANK: PBB closed at 4.03 and MBB closed at 8.05.. check back on Dec 31.. then we talk.
21/09/2021 8:50 PM
Sharefisher Ha ha ha.... Best bank not equal to best share price performance..... Stable no good? Uncle likes stable...
21/09/2021 9:02 PM
Roy 8 https://www.nst.com.my/business/2021/09/729348/public-bank-wins-best-bank-malaysia-award-15th-year-row

Congratulation to Public Bank in winning this prestigious honour again for the 15th times in a row. Fantastic achievements. Keep it up.
21/09/2021 9:25 PM
Karma4444 https://www.bharian.com.my/bisnes/korporat/2021/09/866994/public-bank-dinobat-bank-terbaik-di-malaysia
21/09/2021 9:39 PM
Maverickeking PBB best bank but not best price. When best price again even loss making Arab Bank is better price.?Where is my best friend1 invest 1 miss him so long
21/09/2021 9:47 PM
nkk0819 Target to buy below 4
22/09/2021 7:42 AM
Sharefisher Dividend payment tomorrow, better than FD ... What wrong with stable share price when you are not going to sell?
22/09/2021 8:17 AM
IMIIMI I bet he got very "excited" experience with the the ride in TG, so expect all shares must up or down like it, then only can call good investment, lol
22/09/2021 9:31 AM
Maverickeking My prediction for PBB is touch 7.00 next year after the storm of covid-19 is over. Best bank should reflect best price. Hope uncle Tey has the same spirit.
22/09/2021 10:05 AM
Maverickeking My prediction for PBB is touch 7.00 next year after the storm of covid-19 is over. Best bank should reflect best price. Hope uncle Tey has the same spirit.
22/09/2021 10:08 AM
lucky8 seems like KLCI is going to be 2500 like that
22/09/2021 10:11 AM


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