Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
20.00   +0.06 (0.30%)  19.88 - 20.00  4,696,100
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Financials


Market Cap: 77,643 Million

Market Cap 77,643 Million
NOSH 3,882 Million

Latest Audited Result:  31-Dec-2018

Latest Audited Result: 31-Dec-2018
Announcement Date 21-Mar-2019
Next Audited Result: 31-Dec-2019
Est. Ann. Date: 21-Mar-2020
Est. Ann. Due Date: 28-Jun-2020

Latest Quarter:  30-Sep-2019 [#3]

Latest Quarter: 30-Sep-2019 [#3]
Announcement Date 07-Nov-2019
Next Quarter: 31-Dec-2019
Est. Ann. Date: 20-Feb-2020
Est. Ann. Due Date: 29-Feb-2020
QoQ | YoY   2.23%  |    -1.52%

Annual (Unaudited) ( EPS: 144.37, P/E: 14.19 )

Revenue | NP to SH 22,041,785  |  5,590,611
RPS | P/RPS 567.77 Cent  |  3.72
EPS | P/E | EY 144.37 Cent  |  14.19  |  7.05%
DPS | DY | Payout % 69.00 Cent  |  3.03%  |  47.91%
NAPS | P/NAPS 10.55  |  2.08
YoY   2.20%
NP Margin | ROE 25.70%  |  13.64%
F.Y. | Ann. Date 31-Dec-2018  |  20-Feb-2019

T4Q Result ( EPS: 141.96, P/E: 14.09 )

Revenue | NP to SH 22,412,628  |  5,511,047
RPS | P/RPS 577.33 Cent  |  3.46
EPS | P/E | EY 141.96 Cent  |  14.09  |  7.10%
DPS | DY | Payout % 70.00 Cent  |  3.50%  |  49.31%
NAPS | P/NAPS 10.97  |  1.82
QoQ | YoY   -0.38%  |    -2.82%
NP Margin | ROE 24.92%  |  12.94%
F.Y. | Ann. Date 30-Sep-2019  |  07-Nov-2019

Annualized Result ( EPS: 141.01, P/E: 14.18 )

Revenue | NP to SH 22,374,146  |  5,474,254
RPS | P/RPS 576.34 Cent  |  3.47
EPS | P/E | EY 141.01 Cent  |  14.18  |  7.05%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   -0.22%  |    -1.90%
NP Margin | ROE 24.79%  |  12.85%
F.Y. | Ann. Date 30-Sep-2019  |  07-Nov-2019




Show?  YoY % Horiz. %

Last 10 FY Result
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Revenue 22,374,146 22,412,628 22,041,785 20,858,174 20,102,740 19,181,550 16,860,071 15,264,300 14,058,097 12,756,360 11,035,597 9,715,568 9.52%
  YoY % -0.17% 1.68% 5.67% 3.76% 4.80% 13.77% 10.45% 8.58% 10.20% 15.59% 13.59% -
  Horiz. % 230.29% 230.69% 226.87% 214.69% 206.91% 197.43% 173.54% 157.11% 144.70% 131.30% 113.59% 100.00%
PBT 7,082,201 7,101,370 7,101,165 7,117,672 6,554,032 6,491,395 5,814,255 5,309,984 5,047,234 4,877,939 4,086,197 3,321,433 8.80%
  YoY % -0.27% 0.00% -0.23% 8.60% 0.96% 11.65% 9.50% 5.21% 3.47% 19.38% 23.03% -
  Horiz. % 213.23% 213.80% 213.80% 214.30% 197.33% 195.44% 175.05% 159.87% 151.96% 146.86% 123.03% 100.00%
Tax -1,536,576 -1,517,110 -1,436,253 -1,570,693 -1,286,597 -1,370,156 -1,250,915 -1,204,342 -1,177,992 -1,153,436 -987,120 -769,893 7.17%
  YoY % -1.28% -5.63% 8.56% -22.08% 6.10% -9.53% -3.87% -2.24% -2.13% -16.85% -28.22% -
  Horiz. % 199.58% 197.05% 186.55% 204.01% 167.11% 177.97% 162.48% 156.43% 153.01% 149.82% 128.22% 100.00%
NP 5,545,625 5,584,260 5,664,912 5,546,979 5,267,435 5,121,239 4,563,340 4,105,642 3,869,242 3,724,503 3,099,077 2,551,540 9.26%
  YoY % -0.69% -1.42% 2.13% 5.31% 2.85% 12.23% 11.15% 6.11% 3.89% 20.18% 21.46% -
  Horiz. % 217.34% 218.86% 222.02% 217.40% 206.44% 200.71% 178.85% 160.91% 151.64% 145.97% 121.46% 100.00%
NP to SH 5,474,254 5,511,047 5,590,611 5,470,035 5,206,875 5,062,152 4,518,830 4,064,683 3,826,754 3,684,289 3,048,224 2,517,302 9.26%
  YoY % -0.67% -1.42% 2.20% 5.05% 2.86% 12.02% 11.17% 6.22% 3.87% 20.87% 21.09% -
  Horiz. % 217.47% 218.93% 222.09% 217.30% 206.84% 201.09% 179.51% 161.47% 152.02% 146.36% 121.09% 100.00%
Tax Rate 21.70 % 21.36 % 20.23 % 22.07 % 19.63 % 21.11 % 21.51 % 22.68 % 23.34 % 23.65 % 24.16 % 23.18 % -1.50%
  YoY % 1.59% 5.59% -8.34% 12.43% -7.01% -1.86% -5.16% -2.83% -1.31% -2.11% 4.23% -
  Horiz. % 93.62% 92.15% 87.27% 95.21% 84.69% 91.07% 92.80% 97.84% 100.69% 102.03% 104.23% 100.00%
Total Cost 16,828,521 16,828,368 16,376,873 15,311,195 14,835,305 14,060,311 12,296,731 11,158,658 10,188,855 9,031,857 7,936,520 7,164,028 9.62%
  YoY % 0.00% 2.76% 6.96% 3.21% 5.51% 14.34% 10.20% 9.52% 12.81% 13.80% 10.78% -
  Horiz. % 234.90% 234.90% 228.60% 213.72% 207.08% 196.26% 171.65% 155.76% 142.22% 126.07% 110.78% 100.00%
Net Worth 42,604,914 42,604,914 40,972,865 37,364,587 34,213,222 31,230,991 28,024,793 20,424,279 18,019,016 15,721,970 13,011,769 10,965,301 15.76%
  YoY % 0.00% 3.98% 9.66% 9.21% 9.55% 11.44% 37.21% 13.35% 14.61% 20.83% 18.66% -
  Horiz. % 388.54% 388.54% 373.66% 340.75% 312.01% 284.82% 255.58% 186.26% 164.33% 143.38% 118.66% 100.00%
Dividend
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Div 1,708,140 2,717,496 2,678,675 2,355,511 2,239,666 2,162,436 2,085,206 1,821,157 1,751,119 1,680,969 2,027,953 1,888,319 3.96%
  YoY % -37.14% 1.45% 13.72% 5.17% 3.57% 3.70% 14.50% 4.00% 4.17% -17.11% 7.39% -
  Horiz. % 90.46% 143.91% 141.85% 124.74% 118.61% 114.52% 110.43% 96.44% 92.73% 89.02% 107.39% 100.00%
Div Payout % 31.20 % 49.31 % 47.91 % 43.06 % 43.01 % 42.72 % 46.14 % 44.80 % 45.76 % 45.63 % 66.53 % 75.01 % -4.86%
  YoY % -36.73% 2.92% 11.26% 0.12% 0.68% -7.41% 2.99% -2.10% 0.28% -31.41% -11.31% -
  Horiz. % 41.59% 65.74% 63.87% 57.41% 57.34% 56.95% 61.51% 59.73% 61.01% 60.83% 88.69% 100.00%
Equity
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Net Worth 42,604,914 42,604,914 40,972,865 37,364,587 34,213,222 31,230,991 28,024,793 20,424,279 18,019,016 15,721,970 13,011,769 10,965,301 15.76%
  YoY % 0.00% 3.98% 9.66% 9.21% 9.55% 11.44% 37.21% 13.35% 14.61% 20.83% 18.66% -
  Horiz. % 388.54% 388.54% 373.66% 340.75% 312.01% 284.82% 255.58% 186.26% 164.33% 143.38% 118.66% 100.00%
NOSH 3,882,138 3,882,138 3,882,138 3,861,494 3,861,494 3,861,494 3,861,494 3,502,225 3,502,238 3,502,020 3,496,471 3,433,308 1.37%
  YoY % 0.00% 0.00% 0.53% 0.00% 0.00% 0.00% 10.26% -0.00% 0.01% 0.16% 1.84% -
  Horiz. % 113.07% 113.07% 113.07% 112.47% 112.47% 112.47% 112.47% 102.01% 102.01% 102.00% 101.84% 100.00%
Ratio Analysis
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
NP Margin 24.79 % 24.92 % 25.70 % 26.59 % 26.20 % 26.70 % 27.07 % 26.90 % 27.52 % 29.20 % 28.08 % 26.26 % -0.24%
  YoY % -0.52% -3.04% -3.35% 1.49% -1.87% -1.37% 0.63% -2.25% -5.75% 3.99% 6.93% -
  Horiz. % 94.40% 94.90% 97.87% 101.26% 99.77% 101.68% 103.08% 102.44% 104.80% 111.20% 106.93% 100.00%
ROE 12.85 % 12.94 % 13.64 % 14.64 % 15.22 % 16.21 % 16.12 % 19.90 % 21.24 % 23.43 % 23.43 % 22.96 % -5.62%
  YoY % -0.70% -5.13% -6.83% -3.81% -6.11% 0.56% -18.99% -6.31% -9.35% 0.00% 2.05% -
  Horiz. % 55.97% 56.36% 59.41% 63.76% 66.29% 70.60% 70.21% 86.67% 92.51% 102.05% 102.05% 100.00%
Per Share
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
RPS 576.34 577.33 567.77 540.16 520.59 496.74 436.62 435.85 401.40 364.26 315.62 282.98 8.04%
  YoY % -0.17% 1.68% 5.11% 3.76% 4.80% 13.77% 0.18% 8.58% 10.20% 15.41% 11.53% -
  Horiz. % 203.67% 204.02% 200.64% 190.88% 183.97% 175.54% 154.29% 154.02% 141.85% 128.72% 111.53% 100.00%
EPS 141.01 141.96 144.37 141.66 134.84 131.09 123.74 116.06 109.27 105.20 87.18 73.32 7.81%
  YoY % -0.67% -1.67% 1.91% 5.06% 2.86% 5.94% 6.62% 6.21% 3.87% 20.67% 18.90% -
  Horiz. % 192.32% 193.62% 196.90% 193.21% 183.91% 178.79% 168.77% 158.29% 149.03% 143.48% 118.90% 100.00%
DPS 44.00 70.00 69.00 61.00 58.00 56.00 54.00 52.00 50.00 48.00 58.00 55.00 2.55%
  YoY % -37.14% 1.45% 13.11% 5.17% 3.57% 3.70% 3.85% 4.00% 4.17% -17.24% 5.45% -
  Horiz. % 80.00% 127.27% 125.45% 110.91% 105.45% 101.82% 98.18% 94.55% 90.91% 87.27% 105.45% 100.00%
NAPS 10.9746 10.9746 10.5542 9.6762 8.8601 8.0878 7.2575 5.8318 5.1450 4.4894 3.7214 3.1938 14.19%
  YoY % 0.00% 3.98% 9.07% 9.21% 9.55% 11.44% 24.45% 13.35% 14.60% 20.64% 16.52% -
  Horiz. % 343.62% 343.62% 330.46% 302.97% 277.42% 253.23% 227.24% 182.60% 161.09% 140.57% 116.52% 100.00%
Adjusted Per Share Value based on latest NOSH - 3,882,138
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
RPS 576.34 577.33 567.77 537.29 517.83 494.10 434.30 393.19 362.12 328.59 284.27 250.26 9.52%
  YoY % -0.17% 1.68% 5.67% 3.76% 4.80% 13.77% 10.46% 8.58% 10.20% 15.59% 13.59% -
  Horiz. % 230.30% 230.69% 226.87% 214.69% 206.92% 197.43% 173.54% 157.11% 144.70% 131.30% 113.59% 100.00%
EPS 141.01 141.96 144.37 140.90 134.12 130.40 116.40 104.70 98.57 94.90 78.52 64.84 9.30%
  YoY % -0.67% -1.67% 2.46% 5.06% 2.85% 12.03% 11.17% 6.22% 3.87% 20.86% 21.10% -
  Horiz. % 217.47% 218.94% 222.66% 217.30% 206.85% 201.11% 179.52% 161.47% 152.02% 146.36% 121.10% 100.00%
DPS 44.00 70.00 69.00 60.68 57.69 55.70 53.71 46.91 45.11 43.30 52.24 48.64 3.96%
  YoY % -37.14% 1.45% 13.71% 5.18% 3.57% 3.71% 14.50% 3.99% 4.18% -17.11% 7.40% -
  Horiz. % 90.46% 143.91% 141.86% 124.75% 118.61% 114.51% 110.42% 96.44% 92.74% 89.02% 107.40% 100.00%
NAPS 10.9746 10.9746 10.5542 9.6247 8.8130 8.0448 7.2189 5.2611 4.6415 4.0498 3.3517 2.8246 15.76%
  YoY % 0.00% 3.98% 9.66% 9.21% 9.55% 11.44% 37.21% 13.35% 14.61% 20.83% 18.66% -
  Horiz. % 388.54% 388.54% 373.65% 340.75% 312.01% 284.81% 255.57% 186.26% 164.32% 143.38% 118.66% 100.00%
Price Multiplier on Financial Quarter End Date
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Date AQR T4Q 31/12/18 29/12/17 30/12/16 31/12/15 31/12/14 31/12/13 31/12/12 30/12/11 30/12/10 31/12/09 -
Price 20.0800 20.0800 24.7600 20.7800 19.7200 18.5200 18.3000 19.4000 16.2800 13.3800 13.0200 11.3000 -
P/RPS 3.48 3.48 4.36 3.85 3.79 3.73 4.19 4.45 4.06 3.67 4.13 3.99 0.99%
  YoY % 0.00% -20.18% 13.25% 1.58% 1.61% -10.98% -5.84% 9.61% 10.63% -11.14% 3.51% -
  Horiz. % 87.22% 87.22% 109.27% 96.49% 94.99% 93.48% 105.01% 111.53% 101.75% 91.98% 103.51% 100.00%
P/EPS 14.24 14.14 17.19 14.67 14.62 14.13 15.64 16.72 14.90 12.72 14.93 15.41 1.22%
  YoY % 0.71% -17.74% 17.18% 0.34% 3.47% -9.65% -6.46% 12.21% 17.14% -14.80% -3.11% -
  Horiz. % 92.41% 91.76% 111.55% 95.20% 94.87% 91.69% 101.49% 108.50% 96.69% 82.54% 96.89% 100.00%
EY 7.02 7.07 5.82 6.82 6.84 7.08 6.39 5.98 6.71 7.86 6.70 6.49 -1.20%
  YoY % -0.71% 21.48% -14.66% -0.29% -3.39% 10.80% 6.86% -10.88% -14.63% 17.31% 3.24% -
  Horiz. % 108.17% 108.94% 89.68% 105.08% 105.39% 109.09% 98.46% 92.14% 103.39% 121.11% 103.24% 100.00%
DY 2.19 3.49 2.79 2.94 2.94 3.02 2.95 2.68 3.07 3.59 4.45 4.87 -6.00%
  YoY % -37.25% 25.09% -5.10% 0.00% -2.65% 2.37% 10.07% -12.70% -14.48% -19.33% -8.62% -
  Horiz. % 44.97% 71.66% 57.29% 60.37% 60.37% 62.01% 60.57% 55.03% 63.04% 73.72% 91.38% 100.00%
P/NAPS 1.83 1.83 2.35 2.15 2.23 2.29 2.52 3.33 3.16 2.98 3.50 3.54 -4.45%
  YoY % 0.00% -22.13% 9.30% -3.59% -2.62% -9.13% -24.32% 5.38% 6.04% -14.86% -1.13% -
  Horiz. % 51.69% 51.69% 66.38% 60.73% 62.99% 64.69% 71.19% 94.07% 89.27% 84.18% 98.87% 100.00%
Price Multiplier on Announcement Date
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Date AQR T4Q 20/02/19 22/02/18 02/02/17 03/02/16 05/02/15 05/02/14 06/02/13 30/01/12 25/01/11 20/01/10 -
Price 19.8600 19.8600 25.0600 22.2800 20.1400 18.3800 18.4400 19.0600 15.7200 13.5200 13.3400 12.0800 -
P/RPS 3.45 3.44 4.41 4.12 3.87 3.70 4.22 4.37 3.92 3.71 4.23 4.27 0.36%
  YoY % 0.29% -22.00% 7.04% 6.46% 4.59% -12.32% -3.43% 11.48% 5.66% -12.29% -0.94% -
  Horiz. % 80.80% 80.56% 103.28% 96.49% 90.63% 86.65% 98.83% 102.34% 91.80% 86.89% 99.06% 100.00%
P/EPS 14.08 13.99 17.40 15.73 14.94 14.02 15.76 16.42 14.39 12.85 15.30 16.48 0.61%
  YoY % 0.64% -19.60% 10.62% 5.29% 6.56% -11.04% -4.02% 14.11% 11.98% -16.01% -7.16% -
  Horiz. % 85.44% 84.89% 105.58% 95.45% 90.66% 85.07% 95.63% 99.64% 87.32% 77.97% 92.84% 100.00%
EY 7.10 7.15 5.75 6.36 6.70 7.13 6.35 6.09 6.95 7.78 6.54 6.07 -0.60%
  YoY % -0.70% 24.35% -9.59% -5.07% -6.03% 12.28% 4.27% -12.37% -10.67% 18.96% 7.74% -
  Horiz. % 116.97% 117.79% 94.73% 104.78% 110.38% 117.46% 104.61% 100.33% 114.50% 128.17% 107.74% 100.00%
DY 2.22 3.52 2.75 2.74 2.88 3.05 2.93 2.73 3.18 3.55 4.35 4.55 -5.44%
  YoY % -36.93% 28.00% 0.36% -4.86% -5.57% 4.10% 7.33% -14.15% -10.42% -18.39% -4.40% -
  Horiz. % 48.79% 77.36% 60.44% 60.22% 63.30% 67.03% 64.40% 60.00% 69.89% 78.02% 95.60% 100.00%
P/NAPS 1.81 1.81 2.37 2.30 2.27 2.27 2.54 3.27 3.06 3.01 3.58 3.78 -5.05%
  YoY % 0.00% -23.63% 3.04% 1.32% 0.00% -10.63% -22.32% 6.86% 1.66% -15.92% -5.29% -
  Horiz. % 47.88% 47.88% 62.70% 60.85% 60.05% 60.05% 67.20% 86.51% 80.95% 79.63% 94.71% 100.00%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.


NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ Δ & YoY Δ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.


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  4 people like this.
 
RainT @fbmklci

why not buy also MAYBANK, its dividend yield is not bad

share price also near 1 year low now
15/10/2019 2:25 PM
jiunn *** MELETOP ....MELETOP....MELETOP
15/10/2019 3:40 PM
masterus Psiptek 7145
16/10/2019 9:45 AM
fmbklci @raint

I choose cimb because it dropped to few years low at rm5. buy some to keep. looking at mbb as well.
17/10/2019 11:40 AM
johntan788 Monday Tuesday to Friday the price never change
17/10/2019 1:39 PM
Addy 216亿推数码基建 5G科技潮
https://www.youtube.com/watch?v=Yl44se20NOM
17/10/2019 2:45 PM
fong7 what is the yield of pbbank for current price? above 4% yet?
17/10/2019 10:11 PM
fong7 maybank's yield easily above 5%....
17/10/2019 10:11 PM
factslim1 Of the 22 analysts covering the bank, four have buy calls while 13 have a hold call and five sell calls. The 12-month target price was RM24.49.
18/10/2019 4:43 PM
Jeffreyteck Running out of idea to squeeze consumers:

Please be informed that with effect from 8 November 2019, the Interest/Profit Payment Mode for all
existing Fixed Deposit/Term Deposit-i (FD/TD-i) placements under the Bank’s FD/TD-i Campaigns
launched since 2016 will be converted from ‘Monthly Crediting to Current Account/Account-i or
Savings Account/Account-i’ to ‘Crediting to Current Account/Account-i or Savings Account/
Account-i Upon Maturity’.

Is better under the old regime before merger as small banks are willing to offer better services and interest rates. Regulators and authorities often shouting to minimise income discrepancies but the actions they took always caused more damages.
18/10/2019 10:01 PM
enigmatic ¯\_(ツ)_/¯ @Jeffreyteck,
Means interest is only given upon maturity?
18/10/2019 11:47 PM
Jeffreyteck enigmatic... yes, based on notice received. Luckily some other banks or development banks have not changed yet. Some bod of pbb are used to be regulators, yet they can't wait to squeeze consumers for their own interest. Shame on them.

TP15 amidst on going attempts to exploit consumers in addition to potential rate cut, global trade conflicts, new payments players, political environment uncertainty, relatively expensive if based on valuation, and old man syndrome.
19/10/2019 10:26 AM
fosther RM1b in customised packaged incentives to woo Fortune 500 and unicorn firms
KUALA LUMPUR (Oct 11): The Government is making available RM1 billion in customised packaged incentives to attract investment from Fortune 500 and global unicorn companies in high technologies, manufacturing, creative and new economic sectors.
Tabling Budget 2020 in Parliament today, Finance Minister Lim Guan Eng said the RM1 billion incentive will be made available annually over five years.
In order to qualify these companies must invest at least RM5 billion each in Malaysia that will generate additional economic activities to support Malaysian small to medium enterprises, creating 150,000 high quality jobs over the next five years and strengthen Malaysia’s manufacturing and service ecosystems.
In addition, the Government will also offer Malaysian companies some RM1 billion in customised investment incentives annually over the next five years.
According to Lim, this is done to turn Malaysia’s “best and most promising businesses into the most competitive enterprises in global export markets”.
The incentives are strictly conditional on recipient companies proving that they are able to grow and export their products and services globally.
Lim added that this measure is expected to significantly strengthen Malaysia’s local supply chain ecosystem and lead to the creation of some 100,000 high-quality jobs for Malaysians over the next five years.
20/10/2019 9:34 PM
lilychan wawasan 2020 close below RM 20 so sad
20/10/2019 10:45 PM
fmbklci we got wawasan 2030. will go back up to rm30. no worries
21/10/2019 2:25 PM
masterus Bank of Thailand Fails to Rein in the Strengthening Thai Baht


“The baht could break past the 30 per dollar band at some stage next year, but the degree of currency appreciation is not expected to be too strong”
22/10/2019 1:47 PM
azeera TEH sudah bersara tak naik... tak ada wang ciak kopi....
23/10/2019 11:18 AM
azeera tak ada TEH maciam roh public tak ada roh...bank aksid turun je...
23/10/2019 11:20 AM
Jeffreyteck McKinsey
https://www.google.com/amp/s/www.cnbc.com/amp/2019/10/22/nearly-60-percent-of-global-banks-would-not-survive-another-downturn-mckinsey-warns.html
23/10/2019 3:18 PM
RainT after 6 years
28/10/2019 1:01 PM
BetorInvest How come QR havent announce?
29/10/2019 11:41 PM
soh every year earn money
30/10/2019 8:36 AM
mancingbursa Buy 19.24
When come down I thought maybe I was wrong but today give me high five !
30/10/2019 5:01 PM
LouiseS Public Bank had good performance in last five years, earning per share increased steadily from 123.7 to 144.4sen. Company management is good, with return on equity 14.8% and cost to income ratio 33%. With recent dip in the share price, now may be a good time to invest in this counter when P/E ratio still at relatively low level (13.59). Overtime, share price may rebound making it too expensive. Although total annual dividend payout of 70sen per share is quite high, at current share price dividend yield is around 3.62% only, not too attractive to invest for the purpose of dividend return. Could be worthy to invest looking forward to future appreciation of share price.

https://louisesinvesting.blogspot.com/2019/10/comments-on-public-bank-berhad-1295.html
30/10/2019 5:32 PM
jiunn ***MELETOP ....MELETOP......MELETOP



BUY BUY BUY !! STRONG SAPO.....INDEX "1700" COMING END OF YEAR!!!
31/10/2019 10:39 AM
limchimleong bought some at 19.30.
31/10/2019 12:06 PM
Cindy gambateh...
31/10/2019 1:38 PM
masterus Fed Cuts Rates a Quarter Point, Powell Says Policy in Good Place
By Christopher Condon and Steve Matthews
October 31, 2019, 2:00 AM GMT+8
Updated on October 31, 2019, 9:02 AM GMT+8
Fed chairman says baseline economic outlook remains favorable
Policy likely to remain appropriate if data confirm outlook
31/10/2019 2:47 PM
RainT wah wah

break 20.00 finally

uptrend liao
31/10/2019 4:48 PM
sheldon Chi bai - I wanted to buy but hesitated. Looks like the bus has left!
31/10/2019 5:15 PM
RainT go go go to 25.00
31/10/2019 9:36 PM
yakuza now its doing offer.
01/11/2019 9:36 AM
RainT very obvious

yesterday break 20.00 due to fund support

today lembik back to below 20.00
01/11/2019 11:22 AM
POORDAD walau... go longkang again. shark goreng bank stocks now?
01/11/2019 11:33 AM
mancingbursa Test water
01/11/2019 12:04 PM
RainT 1 day show
01/11/2019 3:22 PM
POORDAD i went in at 19.80 :~(
01/11/2019 5:29 PM
RainT @poordad

u should have went in at 19.06

that is wide margin of safety
02/11/2019 5:22 PM
ahbah KUALA LUMPUR (Nov 4): MIDF Amanah Investment Bank Bhd Research has maintained its positive rating on the Malaysian banking sector as loans growth continued to be stable in September.

It also opined that banking stocks at the current juncture continue to be undervalued even though fundamentals remain intact.

Its top picks for the sector include Malayan Banking Bhd (Buy, TP: RM10.30), CIMB Group Holdings Bhd (Buy, TP: RM6.30) and Public Bank Bhd (Buy, TP: RM24.00).
04/11/2019 1:06 PM
lilychan up little will close 20
04/11/2019 2:44 PM
POORDAD epf really throwing it away :(
04/11/2019 8:15 PM
Vulture123 BNM OPR maintained. Positive for banking stocks.
05/11/2019 3:23 PM
Fabien "The Efficient Capital Allocater" Very stable performance. ROE remains good at 13%.
07/11/2019 5:36 PM
RainT No matter bad economy condition

Pbbank still stable

Good
07/11/2019 10:58 PM
Jeffreyteck Bank Negara Malaysia (BNM) is proposing to set a cash transaction limit (CTL) of RM25,000 next year, as part of its initiative to continue curbing financial crimes. A CTL is the cap on the physical cash amount that can be paid per transaction.... haha, later on can start charging more and higher online transactions.
08/11/2019 11:27 AM
kaleemtheman Revenue for the quarter ended Sept 30, 2019 was flat at RM5.61 billion against RM5.62 billion previously, according to the bank’s filing with Bursa Malaysia.

Net profit for the first nine months of the year was down 1.9% at RM4.11 billion against RM4.19 billion in the same period last year, while revenue rose 2.3% to RM16.78 billion from RM16.41 billion.
08/11/2019 5:07 PM
Vulture123 SRR cut can support growth momentum by providing additional liquidity to the financial system. Banks would have more cash for tactical maneuvering as keeping their funds as SRR would not earn them any return and this will also reduce their cost of funds albeit marginally. Additional liquidity (RM7-8 billion) would help to stimulate lending activities at a time when loan growth has been moderating. Reduction in banks’ cost of funds will widen their margins. There will be buying impetus for banking stocks in the near term at least.
09/11/2019 8:16 AM
apple168 https://www.sinchew.com.my/pad/con/content_2143634.html
09/11/2019 7:19 PM
KK93 跟进Q3财报

https://mao-kid.blogspot.com/2019/11/pbbank-1295-2019-q3.html
09/11/2019 10:22 PM
Fabien "The Efficient Capital Allocater" Book Value BV Growth
Q319 10.97 3.98%
2018 10.55 8.99%
2017 9.68 9.26%
2016 8.86 9.52%
2015 8.09 11.43%
2014 7.26

P/BV FV
Y1 10.9746 2.0 21.95
2.1 23.05
2.2 24.14
2.3 25.24
2.4 26.34
2.5 27.44

Assume to grow at GDP 4.5%
P/BV FV
Y2 11.4685 2.0 22.94
2.1 24.08
2.2 25.23
2.3 26.38
2.4 27.52
2.5 28.67

Y3 11.9845 P/BV FV
2.0 23.97
2.1 25.17
2.2 26.37
2.3 27.56
2.4 28.76
2.5 29.96

Possible range of FV depending on P/BV multiple
P/BV = market psychology
11/11/2019 4:18 PM