KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
4.20   -0.03 (0.71%)  4.20 - 4.22  8,213,400
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Market Cap: 81,525 Million

Market Cap 81,525 Million
NOSH 19,411 Million

Latest Audited Result:  31-Dec-2019

Latest Audited Result: 31-Dec-2019
Announcement Date 29-May-2020
Next Audited Result: 31-Dec-2020
Est. Ann. Date: 29-May-2021
Est. Ann. Due Date: 29-Jun-2021

Latest Quarter:  31-Dec-2020 [#4]

Latest Quarter: 31-Dec-2020 [#4]
Announcement Date 25-Feb-2021
Next Quarter: 31-Mar-2021
Est. Ann. Date: 22-May-2021
Est. Ann. Due Date: 30-May-2021
QoQ | YoY   -17.58%  |    -18.35%

Annual (Unaudited) ( EPS: 25.10, P/E: 16.73 )

Revenue | NP to SH 20,303,934  |  4,871,702
RPS | P/RPS 104.60 Cent  |  4.02
EPS | P/E | EY 25.10 Cent  |  16.73  |  5.98%
DPS | DY | Payout % 13.00 Cent  |  3.10%  |  51.80%
NAPS | P/NAPS 2.43  |  1.73
YoY   -11.61%
NP Margin | ROE 24.29%  |  10.31%
F.Y. | Ann. Date 31-Dec-2020  |  25-Feb-2021

T4Q Result ( EPS: 25.10, P/E: 16.73 )

Revenue | NP to SH 20,303,934  |  4,871,702
RPS | P/RPS 104.60 Cent  |  4.02
EPS | P/E | EY 25.10 Cent  |  16.73  |  5.98%
DPS | DY | Payout % 13.00 Cent  |  3.10%  |  51.80%
NAPS | P/NAPS 2.43  |  1.73
QoQ | YoY   -5.03%  |    -11.61%
NP Margin | ROE 24.29%  |  10.31%
F.Y. | Ann. Date 31-Dec-2020  |  25-Feb-2021

Annualized Result ( EPS: 25.10, P/E: 16.73 )

Revenue | NP to SH 20,303,934  |  4,871,702
RPS | P/RPS 104.60 Cent  |  4.02
EPS | P/E | EY 25.10 Cent  |  16.73  |  5.98%
DPS | DY | Payout % -
QoQ | YoY   -1.88%  |    -11.61%
NP Margin | ROE 24.29%  |  10.31%
F.Y. | Ann. Date 31-Dec-2020  |  25-Feb-2021

Business Performance

Business Performance (By Quarter)

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 0 / 4 0.00% 0 / 8 0.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted EPS Growth 0 / 4 0.00% 0 / 8 0.00%
Total Dividend Years 1 / 4 25.00% 3 / 8 38.00%
Continuous Quarters Of Dividend 1 / 4 25.00% 1 / 8 12.50%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 1 / 4 25.00% 1 / 8 12.50%
Average ROE 2.69% 2.97%
Average Net Profit Margin 24.23% 24.54%

Business Performance (By Year)

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Years Of Revenue Growth 0 / 5 0.00% 0 / 10 0.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Profit Growth 0 / 5 0.00% 0 / 10 0.00%
Continuous Years Of Adjusted EPS Growth 0 / 5 0.00% 0 / 10 0.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend Growth 0 / 5 0.00% 0 / 10 0.00%
Continuous Years Of Adjusted Dps Growth 0 / 5 0.00% 0 / 10 0.00%
Average ROE 13.29% 16.34%
Average Net Profit Margin 25.53% 26.50%

Key Result

Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 20,303,934 20,303,934 20,303,934 18,388,174 21,152,273
NP to SH 4,871,702 4,871,702 4,871,702 4,780,748 5,330,156
Dividend 2,523,389 2,523,389 2,523,389 2,213,209 2,526,240
Adjusted EPS 25.10 25.10 25.10 24.63 27.46
Adjusted DPS 13.00 13.00 13.00 11.40 13.01

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.


Growth (By Quarter)

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue -4.21% -13.35% -9.58% -3.14% -8.01%
NP to Owner -17.58% -18.35% -11.61% -5.74% -11.55%
Dividend 0.00% 62.50% -10.96% 300.00% 276.81%
Adj. EPS -17.58% -18.35% -11.61% -5.74% -11.55%
Adj. DPS 0.00% 62.50% -10.96% 300.00% 276.81%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

Growth (By Year)

Revenue 0.00% -4.01% 10.42% 0.00% -4.01% 10.42% -9.58% -4.01% 10.42%
NP to Owner 0.00% -8.60% 1.90% 0.00% -8.60% 1.90% -11.61% -8.60% 1.90%
Dividend 0.00% -0.11% 14.01% - % - % - % -10.96% -0.11% 14.01%
Adj. EPS 0.00% -8.60% 1.90% 0.00% -8.60% 1.90% -11.61% -8.60% 1.90%
Adj. DPS 0.00% -0.11% 14.01% - % - % - % -10.96% -0.11% 14.01%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

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  10 people like this.
Hockhwapbb I look at it this way, one doesn’t go and sell a member of the family if one fancy to own a limo. One sells an older car or get a rich sugar daddy... which is not unheard of. Jokes aside, one keeps PBB shares tight and buy more PBB shares from spares.
15/04/2021 10:40 AM
Hockhwapbb Some people like the thrill of chasing the bucks. They are entitled to that no less. Like I said, it takes all sorts to make the world go round. It’s quite entertaining really. That’s why I like to check in every now and then.
15/04/2021 10:47 AM
thye82 I have used all my savings buy pbb share...now everyday eat maggie mee...
15/04/2021 12:09 PM
Sharefisher Are you joking, thye82? Not a good idea to invest like that.
15/04/2021 12:48 PM
Hockhwapbb Thye82 pulling your legs. He knows he buy with spares. Shares are investments for the futures. Eating Maggie mee is fine for now but be sure to invest in your health before you spend your dividend. Or there is no more future for you when you madi
15/04/2021 12:55 PM
1invest1 @Sharefisher / @Caringfisher & @Hockhwapbb
Your care is commendable and caring. It shows your true character when you are concern abt welfare of others. Thank you.
15/04/2021 1:22 PM
Cojack31 thye82@regarding price..how long can fly .all based on many factor. Demand./ company .profit/ big fund player. . We are retail buyer need to use extra money only. High risk high return. Duration nobody know.. Just pbb got trust from investor. History price can fly.. For me if timing is good to get double price from current price not so hard. .time factor only. If u buy mbb. Pricing difficult to get double . Just enjoy dividen only. If pbb becausecif history..trust is there. Easy to fly. . My opinion. That y i buy pbb
15/04/2021 1:50 PM
thye82 @Sharefisher just joking...i buy with my spares...dont worry haha...
15/04/2021 1:51 PM
Hockhwapbb I know how important shares are to some people . I heard of a Malaysian student in London who ate Maggie mee from March to September 2020. Then her father couldn’t raise enough fund to pay for her uni fees( his PBB dividend wasn’t available) she was advised to return home. She cooked Kuih, Naci lemak and goreng mee, put the orders through Facebook etc. My daughter’s group of friends supported her as well as all the other Malaysian students they could find. They had the best CNY with Yee San and nien gow all bought online. Now all thanks to PBB dividend, this girl didn’t have to forgo her studies.
15/04/2021 1:51 PM
Sharefisher Haha ha. OK ok... I prefer to have more sensible pbb supporters. We are here to share and support each others.
15/04/2021 1:57 PM
Hockhwapbb Good on ya, mates
15/04/2021 2:27 PM
Alfonso i am eating maggi mee also and no extra money to buy PBB, just open my eyes bulat bulat to see the price increase in future.
15/04/2021 2:32 PM
shearer202 FF like Morgan's brothers are smarter and causious than u all , they will run fast earlier than u all , they will only sapu when the price is 25% lower than 5 avg y price ! The best entry price is rm 3.50 - 3.80 ! Below this someone mentioned rm 2.80 only can reach when Malaysia GDP worsen than last 2nd , 3rd Q ! Retailers always cheated by sentiment and emotion price !
15/04/2021 2:35 PM
Sharefisher Shearer202.. You just slow slow wait for your 3.50....
15/04/2021 2:41 PM
thye82 even genting share price drop a lot but pbb still maintain strong at 4.20...
15/04/2021 3:07 PM
1invest1 @thye82 Right on ! High risk - high gain, high volatility, high pressure, high speed, High stress !
If so simple to make money on stk mkt, EVERYONE will quit business & just play stk mkt !
No need to purchase/rent off or factory lot, pay salaries, purchase/manufacture & sell goods, etc.
15/04/2021 3:44 PM
shearer202 Tomorrow fund will throw bank stocks !
15/04/2021 3:53 PM
Sharefisher For those who are thinking to buy Genting, it is time to monitor closely. Not recommend to buy but it is cheaper compared to weeks ago. As I always said, buy when people panic selling and hold tight tight. I do hold genting as well since last year. And still believe it is one of the best recovery stock. Just my opinion. Sorry if anyone doesn't like other counter is mentioned here.
15/04/2021 3:55 PM
tollebunsmith KUALA LUMPUR: Malayan Banking Bhd (Maybank) has postponed its virtual 61st annual general meeting (AGM) scheduled this morning due to technical issues faced by the remote participation and voting facility provider, Tricor Investor and Issuing House Services Sdn Bhd, the first one for the banking group.
This is arguably also the first occurrence involving Malaysia's corporate.

In a statement today, Maybank chairman Tan Sri Datuk Sri Zamzamzairani conveyed the bank's deepest apologies to all shareholders for the inconvenience caused and would be notifying them of the new meeting date in due course.

"We appreciate that our shareholders had taken time to try to login today to follow the proceedings of the meeting and wish to assure all of them that we will be reaching out to them to update them of the next meeting arrangements," he said in a statement today.

By Farah Adilla - April 15, 2021 @ 1:13pm
New Straits Times
15/04/2021 3:59 PM
tollebunsmith Compare zam with Tay
15/04/2021 3:59 PM
tollebunsmith THats what u get with kulitocrazy
15/04/2021 4:00 PM
tollebunsmith cant run country, cant run company, cant run party , can only get corrupted.. whole xxxx
15/04/2021 4:02 PM
1invest1 The great concern and care shown here by PBB shareholders and supporters are exemplary to many others. @Sharefisher, @AllYouCanBuy, @Hockhwapbb & many others share & support each other to make the PBB forum THE HAPPENING PLACE FOR STOCK MARKET INVESTMENT.

Let's SHARE the good news of PBB will all our contacts.
We can make the difference by sharing the good news of investing in PBB.
A MULTIPLIER EFFECT will come abt as our contacts will share the good news with their contacts & so on...

With even more new investor retailers, PBB's price will move sooner, faster, and higher.
15/04/2021 4:04 PM
Hockhwapbb Shearer202, ...you just slow slow wait for your 3.50. No need to burst your vein, keep your cool. There is plenty of room for you at the shed.
15/04/2021 4:10 PM
Hockhwapbb You won’t do any good among the die- hard PBB fans. No harm trying if it’s your style.
15/04/2021 4:11 PM
1invest1 HIGH ALERT
Anyone who writes PBB's price is too high or will drop is trying to condemn & destroy your trust in PBB.

Ignore them as they have BAD INTENTIONS & MOTIVES.

They are trying to create fear, panic, doom, & gloom to stop you from buying & hoping to force you to sell.

They want you to buy their stk,
want to drive PBB's price lower by your selling so that they can buy cheaper or
they are short-sellers !

Check out their profile & postings to see who they support

Becareful and beware of them !
Why do they come to PBB forum & say PBB's price is too high or will drop !

15/04/2021 4:39 PM
Hockhwapbb Thanks for the warning,1invest1. Saw through shearer202 and the likes thru n thru. They came from the rubbery ends. When their prices go up they want buyers so they can sell. They stirred up other counters, making silly statements which they repeated all around. I have seen the likes of them creating havocs in Genting and AirAsia. They have little care but themselves. Well PBB fans have little time for them.
15/04/2021 5:05 PM
thye82 seems like many go goreng at glove counter...but pbb still closing green...
15/04/2021 5:25 PM

In the last week or so,
1 or 2 commentators come to PBB forum to cheat, con, deceive, and defraud YOUR MONEY !!!

They say PBB price is too high or will drop.

Who are they ?
What are their identities ?
What are their special knowledge and expertise ?
Where and when did they acquire the knowledge and expertise ?
What and where is the PROOF of their knowledge & expertise ?
What, where, when, and which college did they obtain their cert or diploma in what field ?


15/04/2021 5:29 PM
1invest1 I read, listen, and follow
@Sharefisher / @Caringfisher,

and not any conman or cheat.
15/04/2021 5:35 PM
Hockhwapbb Bravo bravo. Now let’s just chill, secure among the PBB supporters. These guys can come and go but we are not going to listen to the fools on the hill.
15/04/2021 5:38 PM
AllYouCanBuy Hi all!! Have been busy for a few days. Good to see all my friends are doing great in pbb forum.

Yes, PBB is the best bank share to own! Buy with confidence, anytime you have the money. Maggi is high in sodium, bad for the heart and kidneys. Eat sparingly LOL.

Health is wealth too.
15/04/2021 5:43 PM
1invest1 @AllYouCanBuy
You have been MIA awhile now.
Thought you have given up PBB forum completely.
As you are busy, we can understand that time is a valuable resouce and is scarce.
PBB forum can benefit from your very strong & positive support.
15/04/2021 7:37 PM
traintobullland holding for another 5-10 years, hopefully will be seeing rm15 to rm20 by then
15/04/2021 7:54 PM
Cojack31 End of this year rm 8 already. ..wait n c
15/04/2021 8:05 PM
Bgt 9963 Good luck...!
15/04/2021 8:51 PM
LM7081 Have faith in PBB
15/04/2021 11:35 PM
stevee Is really Citi bank exiting Malaysia according to Malaysiakini? Woh local banks will then be monopolising the banking business.
16/04/2021 10:09 AM
1invest1 @stevee You read correctly, but can still make u-turn last min. They will operate certain profitable segments like wealth mgmt, etc. Other foreign banks are here, so, no monopoly.

We should share good news of PBB with contacts & connections.
Other stks may rise much faster than PBB but come with much higher and faster/speedier risks. So, are the risks-rewards ratios worth it ?
Are the gyrations, yo-yo, volatility, shoot-up & fall-drop worth the stress, panic, emotions it brings !

Yes, if rewards are over 50% higher than PBB's rewards & you are young&healthy & can take stress
This is a subjective decision though as everyone is different.

Slow and steady supported by a sureness and solidarity provided by PBB gives you peace of mind towards your health, wealth, and financial success.
16/04/2021 11:04 AM
Keyman188 CEO of world’s largest money manager: ‘I am incredibly bullish’ on the stock market


~ BlackRock CEO Larry Fink noted that a host of factors are likely to propel markets higher in the near term, even as the S&P 500 and the Dow hover near record levels.

~ “I believe because of monetary stimulus, fiscal stimulus, the cash on the sidelines, earnings, the markets are OK. Markets are going to continue to be stronger,” he predicted.

BlackRock CEO Larry Fink said Thursday he’s optimistic about financial markets as the economy attempts to recover from the coronavirus pandemic.

“I am incredibly bullish on the markets,” Fink said in an interview on CNBC’s “Squawk Box.” He noted that a host of factors are likely to propel markets higher in the near term, even as the S&P 500 and Dow Jones Industrial Average hover near record levels.

“I believe because of monetary stimulus, fiscal stimulus, the cash on the sidelines, earnings, the markets are OK. Markets are going to continue to be stronger,” said the co-founder and chairman of the world’s largest asset manager.

“A big reason why there’s so much cash sitting on the sidelines during Covid and during remote working our behaviors have changed dramatically,” Fink explained, noting the amount of money many commuters are saving by not going into work.

“Whether the money is coming from a stimulus check or is coming from savings or behavior changes for savings, I think it’s fantastic that we’re seeing more people either investing for the long term or even trading,” he added.

Fink also commented on BlackRock’s institutional client base, which includes pensions funds, saying climate change and inflation risk are bigger concerns to them than cryptocurrencies.

Fink on Covid vaccines, budget deficits

The BlackRock CEO cautioned near-term risks to the stock market do exist. Fink said the arrival of coronavirus variants that dramatically reduce the effectiveness of Covid vaccines is the biggest one.

Long term, Fink said, the government deficit — which has grown as the U.S. Congress passed trillions of dollars worth of pandemic stimulus to support the economy— poses a more of a threat.

“Deficits right now are not a big issue, and that’s what the markets are saying,” Fink contended. “They’re not a big issue because the amount of money that’s on the sideline, the amount of capital that is trying to be put to work.”

However, Fink said the strength of the economy in the years ahead could change his outlook.

“If we don’t have economic growth that is sustainable over the next 10 years — and I’m saying economic growth that is above 3% — our deficits are going to matter, and they are going to elevate interest rates at some time,” he said.

Fink’s comments came after BlackRock reported first-quarter results that beat Wall Street expectations. The company’s assets under management also increased to just over $9 trillion, up 39% from $6.47 trillion in the same quarter a year ago.

## https://www.cnbc.com/2021/04/15/blackrock-ceo-larry-fink-says-hes-incredibly-bullish-on-stock-market.html
16/04/2021 2:20 PM
Keyman188 Since market so depression...Keyman188 spread more great great boost news...

16/04/2021 2:21 PM
AllYouCanBuy Banks will pick up the momentum soon, when Q1 is released.
16/04/2021 6:31 PM
Cojack31 any ides ya. When?
17/04/2021 8:26 AM
Bgt 9963 Good morning...!
17/04/2021 8:47 AM
AllYouCanBuy Q1 will be in May.
17/04/2021 9:11 AM
Cojack31 Tq for info..
17/04/2021 11:46 AM
Cojack31 Fly..fly..go double from current price now
17/04/2021 11:50 AM
MrWinMoney before that, break support? just asking if there's a possibility.
17/04/2021 5:25 PM
1invest1 MrWinMoney STRONG, STRONG, STRONG support for PBB at this level.
Aim TOO low, you MISS opportunity.
Buy some to not miss chance if it trends up.
If it moves down, pick up some again.
This way, you are able to average your opportunities, prices, risks, and rewards.
A less rewarding with a lower risk combination.
No perfect answer in stock mkt.
17/04/2021 7:21 PM
MrWinMoney noted. tq
17/04/2021 8:29 PM