Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
4.23   +0.03 (0.71%)  4.20 - 4.25  13,360,300
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Financials


Market Cap: 82,107 Million

Market Cap 82,107 Million
NOSH 19,411 Million

Latest Audited Result:  31-Dec-2020

Latest Audited Result: 31-Dec-2020
Announcement Date 23-Apr-2021
Next Audited Result: 31-Dec-2021
Est. Ann. Date: 23-Apr-2022
Est. Ann. Due Date: 29-Jun-2022

Latest Quarter:  30-Jun-2021 [#2]

Latest Quarter: 30-Jun-2021 [#2]
Announcement Date 27-Aug-2021
Next Quarter: 30-Sep-2021
Est. Ann. Date: 27-Nov-2021
Est. Ann. Due Date: 29-Nov-2021
QoQ | YoY   -9.52%  |    38.18%

Annual (Unaudited) ( EPS: 25.10, P/E: 16.85 )

Revenue | NP to SH 20,303,934  |  4,871,702
RPS | P/RPS 104.60 Cent  |  4.04
EPS | P/E | EY 25.10 Cent  |  16.85  |  5.93%
DPS | DY | Payout % 13.00 Cent  |  3.07%  |  51.80%
NAPS | P/NAPS 2.43  |  1.74
YoY   -11.61%
NP Margin | ROE 24.29%  |  10.31%
F.Y. | Ann. Date 31-Dec-2020  |  25-Feb-2021

T4Q Result ( EPS: 28.10, P/E: 15.05 )

Revenue | NP to SH 20,001,380  |  5,455,139
RPS | P/RPS 103.04 Cent  |  4.11
EPS | P/E | EY 28.10 Cent  |  15.05  |  6.64%
DPS | DY | Payout % 20.50 Cent  |  4.85%  |  72.94%
NAPS | P/NAPS 2.44  |  1.74
QoQ | YoY   7.54%  |    6.98%
NP Margin | ROE 27.65%  |  11.54%
F.Y. | Ann. Date 30-Jun-2021  |  27-Aug-2021

Annualized Result ( EPS: 30.02, P/E: 14.09 )

Revenue | NP to SH 19,903,582  |  5,828,696
RPS | P/RPS 102.54 Cent  |  4.13
EPS | P/E | EY 30.02 Cent  |  14.09  |  7.10%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   -4.76%  |    25.03%
NP Margin | ROE 29.65%  |  12.33%
F.Y. | Ann. Date 30-Jun-2021  |  27-Aug-2021



Business Performance

Business Performance (By Quarter)

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 0 / 4 0.00% 0 / 8 0.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted EPS Growth 0 / 4 0.00% 0 / 8 0.00%
Total Dividend Years 2 / 4 50.00% 3 / 8 38.00%
Continuous Quarters Of Dividend 1 / 4 25.00% 1 / 8 12.50%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 1 / 4 25.00% 1 / 8 12.50%
Average ROE 2.93% 2.93%
Average Net Profit Margin 27.63% 25.72%

Business Performance (By Year)

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Years Of Revenue Growth 0 / 5 0.00% 0 / 10 0.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Profit Growth 0 / 5 0.00% 0 / 10 0.00%
Continuous Years Of Adjusted EPS Growth 0 / 5 0.00% 0 / 10 0.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend Growth 0 / 5 0.00% 0 / 10 0.00%
Continuous Years Of Adjusted Dps Growth 0 / 5 0.00% 0 / 10 0.00%
Average ROE 13.29% 16.34%
Average Net Profit Margin 25.53% 26.50%

Key Result

Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 20,001,380 19,903,582 20,303,934 18,388,174 21,152,273
NP to SH 5,455,139 5,828,696 4,871,702 4,780,748 5,330,156
Dividend 3,979,191 2,911,603 2,523,389 2,213,209 2,526,240
Adjusted EPS 28.10 30.02 25.10 24.63 27.46
Adjusted DPS 20.50 15.00 13.00 11.40 13.01

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.


Growth

Growth (By Quarter)

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue -2.16% 3.85% -2.95% -1.58% -5.23%
NP to Owner -9.52% 38.18% 25.03% 1.51% 4.93%
Dividend 0.00% 0.00% 0.00% 46.34% 110.53%
Adj. EPS -9.52% 38.14% 25.00% 1.50% 4.91%
Adj. DPS 0.00% 0.00% 0.00% 46.34% 110.53%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

Growth (By Year)

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue -1.49% -5.44% 8.77% -1.97% -5.90% 8.24% -9.58% -4.01% 10.42%
NP to Owner 11.98% 2.34% 14.11% 19.64% 9.35% 21.92% -11.61% -8.60% 1.90%
Dividend 57.69% 57.51% 79.79% - % - % - % -10.96% -0.11% 14.01%
Adj. EPS 11.96% 2.33% 14.09% 19.61% 9.32% 21.89% -11.61% -8.60% 1.90%
Adj. DPS 57.69% 57.51% 79.79% - % - % - % -10.96% -0.11% 14.01%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

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  11 people like this.
 
Sharefisher Ha ha ha.. Everyone is waiting for pbb to move faster..... Hope we can see a better movement soon.
12/10/2021 4:56 PM
AllYouCanBuy Pbb has been sluggish, for some unknown reasons.

Let's see if turbo is on soon. Cimb has been powerful since May.
12/10/2021 5:09 PM
1invest1 PBB is super strong & will surely grow faster.
Safe the best for last.
Tortoise and hare story.

Agree with Sharefisher &
Agree with AllYouCanBuy.
12/10/2021 9:04 PM
Maxsuper ...... Pbb is now super heavy.... Up 1 sen need to clear 2M shares...
12/10/2021 10:00 PM
1invest1 Reminder: Oct 13 - 16 for Klang Valley residents.
Water maintenance schedule - no water.
Check air selangor website for affected areas.
12/10/2021 10:21 PM
stockraider Collect lah!
13/10/2021 8:25 AM
jeffchan1901 wow MBB and PBB really performing. meanwhile, where's that naysayer saying MBB and PBB is underweight? disappeared like a thief in the night. lousy prediction. simply talk 3, talk 4 only. better don't quit his day job.
13/10/2021 10:00 AM
Sharefisher Waiting for 4.20 to be taken down...
13/10/2021 11:21 AM
SHOB woo hoo! blue chips time
13/10/2021 11:57 AM
SmallSexyPig Technicals are going to align soon, people going to buy a lot based on that. Potential to fly.
13/10/2021 12:18 PM
AllYouCanBuy At least 4.50 by year end. If foreign funds buy up surely hit 5.
13/10/2021 12:38 PM
AllYouCanBuy Cimb is 5.14...pbb will not be left behind
13/10/2021 12:39 PM
Hockhwapbb Pbb is as steady as it’s always been. It is not a gambling joint relying on luck alone. An dependable asset to build on the health and economy of the country.
13/10/2021 12:51 PM
Kasumi0912 Roadblock 4.2 , please up....
13/10/2021 4:26 PM
AllYouCanBuy Rhb up 3%
13/10/2021 6:20 PM
masterus US Inflation Rate Back to 13-Year High
The annual inflation rate in the US edged up to a 13-year high of 5.4% in September of 2021 from 5.3% in August and above market expectations of 5.3%.
14/10/2021 7:40 AM
geniusraider PBB is the most prudent bank when comparing all the loan / deposit, ratios that it always above the average required n it practised efficient customer relationship which is second to none. That's why it earned the best bank award accolade.
14/10/2021 9:19 AM
jeffchan1901 Let's not forget that BNM has in the past regularly stress test the banking system to see ability to withstand challenges. so Malaysian banks are well managed to say the least. so no worries investing in Malaysian banks.

on the other hand, our political circus is a different story la
14/10/2021 9:39 AM
SHOB buy now.... soon fly high again
14/10/2021 12:45 PM
1invest1 Just to share with pbankers.
Bought other stk - ' very, very promising '
Got stuck, jammed & just... D I E D there.
Luckily, stk recovered, JIT got out, got free lunch.
Not worth the wait & time, pain & suffering.

Still PBB is the B E S T.
What's the morale of this sharing ?
I want more, instead got less.
Maybe I don't know how to play stk mkt like the expert.

So, don't play, play, leave that to phua-chu-kang.

Stay safe, live & make $$$ with PBB.
You will be happy with PBB in the long-run.
14/10/2021 6:13 PM
Sharefisher Agree with you.... Not easy to make money but very easy to lose money in share market. Everyone must play safe.
14/10/2021 7:13 PM
Hockhwapbb The motto is play safe, work safe and live safe. Best advices from 1invest1 and Sharefisher. Now that the borders are opening up, there is so much scope for a more fulfilling life. Secure in the knowledge that PBB is there with you, not against you (same thing can’t be said about some politicians, sadly).
15/10/2021 8:16 AM
AllYouCanBuy Rhb is up up and away, again.
15/10/2021 10:50 AM
AllYouCanBuy Rhb up more than 7% while Cimb up more than 5% in the last 5 days!

Mbb Pbb are relatively slow. Does anyone know why?
15/10/2021 10:53 AM
jeffchan1901 Good question. To understand whether investors value the counter or not, a good indication would be to see the amount of premium they are willing to pay compared to the NTA.

NTA for PBB and MBB is 2.44 (sell price RM4.20) and 7.20 (RM8.30) respectively while NTA for RHB and CIMB is 6.86 (RM5.75) and 5.84 (RM5.15) respectively.

other non tangible reasons are perceive management of the bank. if the bank is well managed and potential for growth, investors will be willing to pay.
15/10/2021 12:18 PM
Sharefisher Number of share issued is what I think should be the reason. How long will the free floating of shares settled into the hands of long term investors, nobody know. I don't mind to wait as long as my dividend yield is more than twice the FD rate.
15/10/2021 1:43 PM
1invest1 It is a pleasure to read the comments & contributions of the 3 wisemen of PBB forum.
Sharefisher, AllYouCanBuy & Hockhwapbb.
The WISDOM emanating from them can yield wonderful returns when we put it into ACTION.
15/10/2021 2:19 PM
Maverickeking Hurray we opening borders without quarantine. Time for travel be alive again be smart stay safe. Hope PBB give some extra allowance to go for a cruise soon.
15/10/2021 4:29 PM
neWbie606 Always looking forward to read comments by the several sifus in this forum.
15/10/2021 5:20 PM
Hockhwapbb The thought of hopping onto a cruise ship to eat wind horrifies me. I have flashbacks of the ‘Cruise ships’ to nowhere at the start of this pandemic night mare. However that shouldn’t stop anyone from having a great time :) Meanwhile PBB is steadily making my holidays spectacular.
15/10/2021 7:21 PM
Hockhwapbb Personally I am not rushing to anywhere, giving others a chance to test the water. Slow slow wait lah :)
15/10/2021 7:34 PM
Sharefisher Play safe.... Haha ha ha
15/10/2021 8:07 PM
CakapSohaiThings https://www.investing.com/indices/dj-financials-chart

Dow Jones Financial breaks new high again!!
15/10/2021 10:15 PM
Maverickeking @hockhwapbb Never join a cruise to nowhere. There is nowhere to enjoy unless you want a stroke of good luck in the casinos. Just join one of the cruises of Royal Caribbean n you will never regret it. Its so smooth n its a living city for all your needs. Hope Uncle Teh will give a good ang pow so I can book a CNY cruise to the Greek Islands again.
16/10/2021 7:28 PM
Hockhwapbb No thanks, Maverickeking. I was referring to the cruises stranded with Covid patients March 2020. One case in mind was Diamond Princess in Japan. The passengers were evacuated and the crews not able to go home. I am sure cruise companies are eager to start again but I will definitely slow slow wait.
16/10/2021 7:42 PM
1invest1 Best cruise to go to is the PBB cruise. Just
sit back and relax. Over time your PBB cruise gives
you more money through price appreciation & 2
good divends a year. Every Year. Wala wei. Yahoo.

With your PBB money growing, you can go
where, when, how & with whom you want,
and eat & buy what you want.

So, pbbankers, lets buy & hold tight, tight /
coined by sharefisher teddybear / coined by
1invest1 PBB shares.
16/10/2021 8:09 PM
1invest1 Stocks soar as American biggest banks are booming.

https://www.cnn.com/2021/10/14/investing/dow-stock-market-today/index.html

FF, IBs, syndicates, etc. can influence prices but in the end, PBB will still overcome all these manipulations.
PBB will rise and win.
16/10/2021 11:01 PM
meistsk3134 where got so fast. bank stock take time to grow unlike airasia and pmb
16/10/2021 11:03 PM
geniusraider More n more good news coming to boost the market. Today the number of Covid cases fallen to 6k .the economy is having full recovery with more businesses opening up n borders opening with more tourism .FF are attracted to Malaysia as its equity markets have never really moved n is considered a good haven for investment n relatively cheap. BTW those of you having friends infected with Covid 19 can try QUINNIE the cure for malaria. It was discovered in Israel that it worked for them n none of them especially those in the desert of Israel ever had Covid 10.
17/10/2021 6:46 PM
Hockhwapbb A reminder to consult your doctor whenever you have the urge to self diagnose and prescribe. It is very dangerous. The following is an extract in the medical journal about ‘ Quinnie’:

Hydroxychloroquine is a synthetically manufactured drug, developed based on the chemical structure of quinine. Quinine is not a component of our drug Plaquenil, the active ingredient is hydroxychloroquine," a spokesman said.

U.S. President Donald Trump and others have pushed hydroxychloroquine in recent months but the World Health Organization (WHO) said on May 25, 2020 it was pausing a large trial of the malaria drug due to safety concerns (here) .

Suggestions, such as in the post, that quinine used in tonic water is the same as hydroxychloroquine prompted British tonic water manufacturer Fever Tree, to issue guidance on its website (here) .

"Whilst hydroxychloroquine and quinine are both used in anti-malarial drugs, the quinine we use is naturally derived from the bark of the Cinchona tree," Fever Tree says. "There is no proven scientific evidence that quinine or hydroxychloroquine can protect against or treat COVID-19.

Do take care.
17/10/2021 9:24 PM
Hockhwapbb https://www.abc.net.au/news/2021-10-17/ronapreve-covid-drug-purchased-by-australia/100545640
17/10/2021 9:59 PM
Sharefisher Big legs are accumulating pbb. Watch the trading.... There is a always a huge roadblock few cents more than last closing price but never want to sell down... At least two weeks now. Not affecting long term holders, but watch out....
18/10/2021 9:49 AM
AllYouCanBuy Rhb is taking the lead again!! Anyone knows what's happening?
18/10/2021 10:07 AM
1invest1 PBB is on its way up uP UP.
18/10/2021 11:52 AM
SmallSexyPig > AllYouCanBuy Rhb is taking the lead again!! Anyone knows what's happening?

PBBANK is 4x the MCAP and nearly 5x the shares of RHBBANK.

PBBANK up 10 sen = 50 sen RHBBANK
18/10/2021 12:44 PM
SHOB buy before price up ,
18/10/2021 2:44 PM
Myeye ~.~ + 4.23
18/10/2021 4:44 PM
1invest1 AllYouCanBuy
It is clear PBB can perform better.
Shareholders have to embrace, endure & enjoy later.
18/10/2021 4:46 PM
AllYouCanBuy Rhb up nearly 3% today... its price gets very unusual since last Monday.
18/10/2021 5:27 PM
AllYouCanBuy Rhb last minute 560k shares bought at 5.89!! I wonder who is so keen.
18/10/2021 5:37 PM