Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
21.20   -0.50 (2.30%)  21.20 - 21.82  5,483,200
Trade this stock for as low as 0.05% brokerage. Find out more.

Financials


Market Cap: 82,301 Million

Market Cap 82,301 Million
NOSH 3,882 Million

Latest Audited Result:  31-Dec-2019

Latest Audited Result: 31-Dec-2019
Announcement Date 29-May-2020
Next Audited Result: 31-Dec-2020
Est. Ann. Date: 29-May-2021
Est. Ann. Due Date: 29-Jun-2021

Latest Quarter:  30-Sep-2020 [#3]

Latest Quarter: 30-Sep-2020 [#3]
Announcement Date 27-Nov-2020
Next Quarter: 31-Dec-2020
Est. Ann. Date: 26-Feb-2021
Est. Ann. Due Date: 01-Mar-2021
QoQ | YoY   39.03%  |    2.21%

Annual (Unaudited) ( EPS: 141.97, P/E: 14.93 )

Revenue | NP to SH 22,454,734  |  5,511,558
RPS | P/RPS 578.41 Cent  |  3.67
EPS | P/E | EY 141.97 Cent  |  14.93  |  6.70%
DPS | DY | Payout % 73.00 Cent  |  3.44%  |  51.42%
NAPS | P/NAPS 11.23  |  1.89
YoY   -1.41%
NP Margin | ROE 24.85%  |  12.64%
F.Y. | Ann. Date 31-Dec-2019  |  26-Feb-2020

T4Q Result ( EPS: 132.13, P/E: 16.04 )

Revenue | NP to SH 21,061,294  |  5,129,610
RPS | P/RPS 542.52 Cent  |  3.91
EPS | P/E | EY 132.13 Cent  |  16.04  |  6.23%
DPS | DY | Payout % 40.00 Cent  |  1.89%  |  30.27%
NAPS | P/NAPS 11.87  |  1.79
QoQ | YoY   0.59%  |    -6.92%
NP Margin | ROE 24.63%  |  11.13%
F.Y. | Ann. Date 30-Sep-2020  |  27-Nov-2020

Annualized Result ( EPS: 127.89, P/E: 16.58 )

Revenue | NP to SH 20,516,226  |  4,964,990
RPS | P/RPS 528.48 Cent  |  4.01
EPS | P/E | EY 127.89 Cent  |  16.58  |  6.03%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   6.50%  |    -9.30%
NP Margin | ROE 24.48%  |  10.77%
F.Y. | Ann. Date 30-Sep-2020  |  27-Nov-2020



Business Performance

Business Performance (By Quarter)

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 1 / 4 25.00% 1 / 8 12.50%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 1 / 4 25.00% 1 / 8 12.50%
Continuous Quarters Of Adjusted EPS Growth 1 / 4 25.00% 1 / 8 12.50%
Total Dividend Years 1 / 4 25.00% 3 / 8 38.00%
Continuous Quarters Of Dividend 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 0 / 4 0.00% 0 / 8 0.00%
Average ROE 2.89% 3.10%
Average Net Profit Margin 24.56% 24.74%

Business Performance (By Year)

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Years Of Revenue Growth 5 / 5 100.00% 10 / 10 100.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Profit Growth 0 / 5 0.00% 0 / 10 0.00%
Continuous Years Of Adjusted EPS Growth 0 / 5 0.00% 0 / 10 0.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend Growth 5 / 5 100.00% 8 / 10 80.00%
Continuous Years Of Adjusted Dps Growth 5 / 5 100.00% 8 / 10 80.00%
Average ROE 14.47% 17.65%
Average Net Profit Margin 26.01% 26.88%

Key Result

Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 21,061,294 20,516,226 22,454,734 17,461,340 20,927,796
NP to SH 5,129,610 4,964,990 5,511,558 4,598,401 5,368,246
Dividend 1,552,855 - 2,833,960 2,163,665 2,454,050
Adjusted EPS 132.13 127.89 141.97 118.49 138.35
Adjusted DPS 40.00 0.00 73.00 55.73 63.21

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.


Growth

Growth (By Quarter)

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue 8.31% -8.58% -8.30% -2.52% -5.55%
NP to Owner 39.03% 2.21% -9.30% 8.61% 4.72%
Dividend 0.00% 0.00% 0.00% 0.00% 0.00%
Adj. EPS 39.02% 2.22% -9.30% 8.61% 4.72%
Adj. DPS 0.00% 0.00% 0.00% 0.00% 0.00%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

Growth (By Year)

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue -6.21% 0.64% 20.62% -8.63% -1.97% 17.50% 1.87% 7.30% 28.60%
NP to Owner -6.93% -4.45% 11.55% -9.92% -7.51% 7.97% -1.41% 2.67% 19.86%
Dividend -45.21% -36.72% -28.23% - % - % - % 5.80% 15.48% 30.98%
Adj. EPS -6.93% -4.50% 11.52% -9.92% -7.56% 7.94% -1.66% 2.61% 19.82%
Adj. DPS -45.21% -36.72% -28.23% - % - % - % 5.80% 15.48% 30.98%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

Analyze this stock with MQ Trader system
  5 people like this.
 
Amazonboy After BI 9.41b shares. Why no one discuss expected dividend to b declared in Feb.?? Should b good since pbb skip div in Sept.
16/01/2021 12:54 PM
Sharefisher Yes, should be around 70 cents.
16/01/2021 12:59 PM
Sharefisher If more, uncle also can accept.... Haha ha...
16/01/2021 1:00 PM
Sharefisher Aiya forget to divided by 5...haha ha...
16/01/2021 1:01 PM
Sharefisher Around 14 cent.
16/01/2021 1:02 PM
Amazonboy Since CNY n 1st fiv after BI i believe should b slightly better since TS Teh would want to reward investors
16/01/2021 1:20 PM
Sharefisher Ha ha
16/01/2021 1:32 PM
MoneyAndHoney Oh dear
16/01/2021 1:33 PM
MoneyAndHoney If you're under 60 & NOT a frontliner, expect to to be vaccinated ONLY by 3Q 2021 or even later

https://www.malaymail.com/news/malaysia/2021/01/14/khairy-if-youre-a-healthy-malaysian-under-60-and-not-a-frontliner-expect-to/1940466
16/01/2021 1:33 PM
supersinginvestor Banks go up as gloves fall...
We need glove supporters...
They lose money we make...
16/01/2021 2:21 PM
traintobullland @apprentice true that, there's no need to fight each other
16/01/2021 2:27 PM
BATFLY One thing for sure top glove earning qtr earning will be much better than public.. Last qtr.. TG.. 2.3 billion 2003% growth
16/01/2021 3:11 PM
BATFLY Against Public last Qtr only 1.3 billion and 2.2% growth only..
16/01/2021 3:13 PM
BATFLY In term of bank counter, surely Public is the best.. Top glove is the largest world manufacturer in the world..
16/01/2021 3:15 PM
GrowingRich Aah very good news
16/01/2021 3:37 PM
GrowingRich Glove demand expected to remain stable post-pandemic

https://www.thestar.com.my/business/business-news/2021/01/14/stable-glove-demand-seen-post-pandemic
16/01/2021 3:37 PM
Sharefisher OK ok... Monday all pbb kaki go to buy glove..... Happy? Haha ha.....
16/01/2021 3:40 PM
GrowingRich In terms of qrtr pat or annual pat, neither maybank nor pbb can fight with TopGlove in the next 36 months at least la
16/01/2021 3:41 PM
GrowingRich cimb bank also cannot fight with Supermax la
16/01/2021 3:43 PM
Sharefisher Yes yes yes.. Let's go buy glove....
16/01/2021 3:45 PM
Sharefisher Become 替死鬼
16/01/2021 3:45 PM
Shafiq786 https://www.malaysiakini.com/news/559199
16/01/2021 4:29 PM
Shafiq786 Four Top glove factories affected by Covid 19 in Negeri Sembilan , Selangor, Kedah
16/01/2021 4:32 PM
Bgt 9963 PBB....steady....!
16/01/2021 4:50 PM
ctquay600305 BECAREFUL TG,PBB IS BETTER. HOPE ALL GOODLUCK
16/01/2021 5:02 PM
supersinginvestor Sell gloves.
Buy public bank.
16/01/2021 5:10 PM
BATFLY Buy what we understand best or else we will fail. Do some research.. Can always check with friends from Public Bank to get the real picture. Happy trading..
16/01/2021 6:42 PM
stockwinner .

i wonder how many people going to buy house and new car in 2021?

No buy house, no buy car,

no mortgage, no hire purchase.

I wonder how bank counters can sustain this price level and earning in coming quarters?

Sell insurance, credit cards, unit trust, personal loan etc?

Bad outlook.
16/01/2021 7:15 PM
AllYouCanBuy Ask yourself these questions - How often do we wear gloves pre-pandemic? How long do you think you can hold the glove/pbb share? Which gives you more sleepless nights? Which gives you a better return after 10 years?

No right no wrong. Make your choice.
16/01/2021 7:18 PM
stockwinner @AllYouCanBuy.

I had never seen a bank teller wearing glove pre-covid.

But most of them wear gloves nowadays.

Pretty much self explanatory.
16/01/2021 7:22 PM
apple168 https://www.chinapress.com.my/?p=2362004
16/01/2021 8:16 PM
1invest1 Dear Top Glove & PBB shareholders and supporters,
Both TG & PBB are good. No doubt abt it. Both offer opportunities to profit.
You love TG, good. You love PBB, good. Choose & decide what you like & want to invest/trade in.
Please do not run down Top Glove and PBB.
We can support one or both.
We support one another; there is enough $$$ to be made on either or both at the same time.
So, please do not go to Top Glove forum and condemn Top Glove,
Vice versa, do not go to PBB forum and condemn PBB.
After all, the main purpose is to make money, and if possible new friends.
And not fight, quarrel, and make enemies.
Top Glove supporters can money on Top Glove, absolutely.
PBB supporters can make money on PBB, absolutely.
If I have extra and excess money, I will invest in both.
Let us all be winners and friends in stock investment.
I wish Top Glove and glove supporters make super profits and winnings.
I wish PBB supporters make super profits and winnings.
So support each other,
Disunited we lose, UNITED WE WIN, lets all win in the market this year 2021.
16/01/2021 8:32 PM
gohkimhock all glove counters are speculative in nature. Look at its pre-covid prices first. Don't compare it to banking stocks.
16/01/2021 8:41 PM
supersinginvestor No we cant support one another..both cant go up the same..opposites..
Sell gloves
Buy banks
16/01/2021 8:41 PM
supersinginvestor Tg is soon to be a penny stock..
16/01/2021 8:42 PM
Keyman188 Keyman188 foresee PBB market cap any time will surpass Maybank market cap...

Assumption....

If based on the 21.2, after bonus issue become 4.24...

If "Big Fund" want to boost above 5.00 like finger tips....

If the PBB share price break above 5.00, so market cap already about 97 billion...

You think Maybank management will do something for the upcoming period !!!...

You think Maybank "Big Shareholders" will stay at the current level without doing something !!!....

Keyman188 foresee banking sector shall be shocking the market soon...

Keyman188 foresee a few bigger banks in Malaysia will enlarge market cap via enlarge no. of share soon.........
16/01/2021 8:54 PM
1invest1 PBB is my preferred counter.
It has the potential to become much bigger, better, and more profitable.
It has great long-term potential.
Compared to others in same industry, it is not only better, but also offers greater growth potential.
Simply put, you can't go wrong with PBB in the long run.
Its track record and results speaks for itself.
PBB is not the 2nd biggest market cap company by luck or chance.
It is there because it is that good and managed by an excellent team.
16/01/2021 9:24 PM
AllYouCanBuy Pbb increased 991% (including dividends) since 20 years ago. Tenaga Nasional 142%...

Make your own judgement friends!!
17/01/2021 10:00 AM
jeffchan1901 yeah.. cant wait to see the listing price post BI on 26 Jan
17/01/2021 10:54 AM
Amazonboy Now many say pbb price is high, post BI the ex rights price will be <RM5, creating a mad rush to buy. It would b interesting to c pbb closing price on 26th!! Believe it wont close below RM6
17/01/2021 11:05 AM
Amazonboy PB current market cap RM80b, post BI shares issued RM9.41B. To reach previous 80b market cap av share price@8.50. Of course how slow or fast it reaches@8.50 will depend on performance n market sentiment
17/01/2021 11:26 AM
Keyman188 You need to go back school re-study 1st before comment such stuppid idea...

Market cap unable to change during ex-date bonus...


Posted by Amazonboy > Jan 17, 2021 11:26 AM | Report Abuse 

PB current market cap RM80b, post BI shares issued RM9.41B. To reach previous 80b market cap av share price@8.50. Of course how slow or fast it reaches@8.50 will depend on performance n market sentiment
17/01/2021 11:32 AM
BATFLY Bonus issue won't push uo share price. Future growth earning can push up share price.
17/01/2021 12:25 PM
BATFLY Do you expect public earning to be better than pre covid time? With MCO, emergency, biz closure eg. Sony/Robinson
17/01/2021 12:27 PM
BATFLY Need to understand the nature of biz before investing. Even big conglomerate like Genting also losing money..
17/01/2021 12:29 PM
BATFLY I still believe that Public is a great company. But buy at the right time.
17/01/2021 12:30 PM
supersinginvestor @amazonboy
U r indeed a clown just like BATFLY
17/01/2021 1:13 PM
supersinginvestor Unker sifu says lets buy public bank n sell topglove n all gloves...
17/01/2021 1:14 PM
Amazonboy Maybe u dont understand english. I ady bought pb shares. I invest where i c value
17/01/2021 1:23 PM
1invest1 Dear Sirs/Mdm,
Please do not scold or make harsh comments.
Anyone can post and can make mistakes.
Learn from other's mistakes & their reasons and rationale for doing so.
So forgive and forget.
After all, who doesn't make mistakes.
Just look at the 1,000 odd counters, pick what you like,
read-study-analyze-discuss-get advise from experienced/seasoned investors, decide and make a small investment before going in big later.
There are informative and important insights that you can gain from reading comments and contributions of experienced investors like
AllYouCanBuy,
Sharefisher, and
Supersinginvestor.
PBB is a great share to invest in and if you wait for the perfect or right timing (when vaccines in, economy recovering, no mco, etc.)
you may just miss the plane taking off.
It is now landing and going to be refuelled. It will take off afterwards.
You decide what's best for you.
Happy investing.
Thank you sirs/mdm.
17/01/2021 2:52 PM