Highlights
KLSE: PBBANK (1295)       PUBLIC BANK BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
17.94   +0.24 (1.36%)  17.68 - 18.00  2,368,200
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Financials


Market Cap: 69,646 Million

Market Cap 69,646 Million
NOSH 3,882 Million

Latest Audited Result:  31-Dec-2018

Latest Audited Result: 31-Dec-2018
Announcement Date 21-Mar-2019
Next Audited Result: 31-Dec-2019
Est. Ann. Date: 21-Mar-2020
Est. Ann. Due Date: 28-Jun-2020

Latest Quarter:  30-Sep-2019 [#3]

Latest Quarter: 30-Sep-2019 [#3]
Announcement Date 07-Nov-2019
Next Quarter: 31-Dec-2019
Est. Ann. Date: 20-Feb-2020
Est. Ann. Due Date: 29-Feb-2020
QoQ | YoY   2.23%  |    -1.52%

Annual (Unaudited) ( EPS: 144.37, P/E: 12.73 )

Revenue | NP to SH 22,041,785  |  5,590,611
RPS | P/RPS 567.77 Cent  |  3.34
EPS | P/E | EY 144.37 Cent  |  12.73  |  7.85%
DPS | DY | Payout % 69.00 Cent  |  3.38%  |  47.91%
NAPS | P/NAPS 10.55  |  1.86
YoY   2.20%
NP Margin | ROE 25.70%  |  13.64%
F.Y. | Ann. Date 31-Dec-2018  |  20-Feb-2019

T4Q Result ( EPS: 141.96, P/E: 12.64 )

Revenue | NP to SH 22,412,628  |  5,511,047
RPS | P/RPS 577.33 Cent  |  3.11
EPS | P/E | EY 141.96 Cent  |  12.64  |  7.91%
DPS | DY | Payout % 70.00 Cent  |  3.90%  |  49.31%
NAPS | P/NAPS 10.97  |  1.63
QoQ | YoY   -0.38%  |    -2.82%
NP Margin | ROE 24.92%  |  12.94%
F.Y. | Ann. Date 30-Sep-2019  |  07-Nov-2019

Annualized Result ( EPS: 141.01, P/E: 12.72 )

Revenue | NP to SH 22,374,146  |  5,474,254
RPS | P/RPS 576.34 Cent  |  3.11
EPS | P/E | EY 141.01 Cent  |  12.72  |  7.86%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   -0.22%  |    -1.90%
NP Margin | ROE 24.79%  |  12.85%
F.Y. | Ann. Date 30-Sep-2019  |  07-Nov-2019



Business Performance

Business Performance (By Quarter)

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 2 / 4 50.00% 2 / 8 25.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 1 / 4 25.00% 1 / 8 12.50%
Continuous Quarters Of Adjusted EPS Growth 1 / 4 25.00% 1 / 8 12.50%
Total Dividend Years 2 / 4 50.00% 4 / 8 50.00%
Continuous Quarters Of Dividend 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 0 / 4 0.00% 0 / 8 0.00%
Average ROE 3.30% 3.50%
Average Net Profit Margin 24.91% 25.67%

Business Performance (By Year)

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Years Of Revenue Growth 5 / 5 100.00% 9 / 10 90.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Profit Growth 5 / 5 100.00% 9 / 10 90.00%
Continuous Years Of Adjusted EPS Growth 5 / 5 100.00% 9 / 10 90.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Years Of Dividend Growth 5 / 5 100.00% 7 / 10 70.00%
Continuous Years Of Adjusted Dps Growth 5 / 5 100.00% 7 / 10 70.00%
Average ROE 15.17% 18.68%
Average Net Profit Margin 26.45% 27.02%

Key Result

Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 22,412,628 22,374,146 22,041,785 16,187,424 19,808,864
NP to SH 5,511,047 5,474,254 5,590,611 4,298,975 5,169,700
Dividend 2,717,496 1,708,140 2,678,675 2,069,101 2,304,299
Adjusted EPS 141.96 141.01 144.37 110.77 133.24
Adjusted DPS 70.00 44.00 69.00 53.30 59.36

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.


Growth

Growth (By Quarter)

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue 0.28% -0.18% 2.26% 0.20% 1.68%
NP to Owner 2.23% -1.52% -1.90% -1.10% -2.51%
Dividend 0.00% 0.00% 3.13% 0.00% 0.00%
Adj. EPS 2.21% -1.52% -2.23% -1.10% -2.51%
Adj. DPS 0.00% 0.00% 3.13% 0.00% 0.00%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

Growth (By Year)

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue 7.45% 13.14% 38.46% 7.27% 12.95% 38.22% 3.76% 5.30% 28.85%
NP to Owner 0.75% 6.60% 28.19% 0.08% 5.89% 27.34% 5.05% 5.81% 27.24%
Dividend 15.37% 17.93% 31.34% - % - % - % 5.17% 2.22% 13.84%
Adj. EPS 0.75% 6.55% 28.15% 0.08% 5.83% 27.30% 5.05% 5.75% 27.20%
Adj. DPS 15.37% 17.93% 31.34% - % - % - % 5.17% 2.22% 13.84%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

Analyze this stock with MQ Trader system
  4 people like this.
 
warchest A cut of 0.5% point is good as stimulus to Malaysia's economy, with the last OPR of 2.25% was somewhere in 2011. Also, it will help people to increase their disposable income and also their purchasing power.
12/02/2020 5:48 PM
warchest We know many businesses for the last few years were not doing well. So is a right time to reduce to 2% OPR if possible
12/02/2020 5:50 PM
investmalysia I’m preparing to buy another batch If the price drops near 17
12/02/2020 6:11 PM
Jeffreyteck If rate cut will drag down profitability, profit growth is unlikely to be great.
If outflow of foreign funds will push down blue chip, answer is given over the past few years. Funds still flow out due to many unknown or pretend to be unknown conditions.
If DY is the selling point, TP=4.5% which is still lower than certain banks. Same fate for HLB.
If virus effects is certain, with the prolong wide spread, the impact can be even worst.
If US market does have a correlation in a negative way (as positive move is not correlated as proven in the past few years), US market cannot be bull run forever, so, just be prepared.
Of course, things may move in a different direction (which I wish so, so that minority will not be hurt badly). Anyway, capital protection for me first as for now and for this.
12/02/2020 9:08 PM
fong7 i like RM14 :P
12/02/2020 11:24 PM
freddiehero wow.. is good
12/02/2020 11:30 PM
freddiehero but i like 4.80
12/02/2020 11:31 PM
keonkx123 Gonna queue at Rm14.1, with expected p/e 10.
13/02/2020 2:35 AM
Plantermen BNM already reduced OPR to 2.75 at the start of the year. BNM needs to hold back and not act to aggressively at this point of time. LGE {MOF} will be announcing a stimulus package { most likely tax reliefs or lower EPF contribution. Maybe another government funded investment plan for retires and man on the grounds} dont forsee any OPR cuts at this point
13/02/2020 12:09 PM
Vin Cullen Yesterday bought at RM17.82 ~ Next week will declare dividend 35sen++ Why keep worrying the shares movement every minutes :D Buy and hold for mid term investment
13/02/2020 12:54 PM
jiunn ***2020 BONDS RALLY ON POTENTIAL BNM RATE CUT AGAIN!!!!!



BULLISH ON BONDS!! LONG ON FIXED INCOME!!! HUAT HUAT AAAARRRRRR!!!!


https://www.fundsupermart.com.my/fsmone/article/article-view/11561/A-Possible-Rally-in-Bonds-from-SRR-Cut-
13/02/2020 1:31 PM
jiunn ***TIME TO BOND!!!!


SAILANG....SAILANG....SAILANG!!
13/02/2020 1:51 PM
Keyman188 Unable to avoid downside risk today...

Still unable to sustain above RM 18.00...........
13/02/2020 2:40 PM
13/02/2020 3:10 PM
Keyman188 Wauuuu.....

Already break 17.70....

See you tomorrow 17.50......
13/02/2020 4:15 PM
ray1980 I think can go down 16.00<> next 4 months,that time is opportunity to Q buy for long term
14/02/2020 8:26 AM
RainT wah

this cannot always average down,finish bullet

need wait few months average down once
14/02/2020 10:23 AM
ray1980 U can see BAT,my uncle av down from 18 to 11 now,is bad
14/02/2020 10:53 AM
ray1980 One or two times rates cut must coming soon
14/02/2020 10:56 AM
Keyman188 My dear darling....

Unfortunately can see you 17.50....
14/02/2020 11:13 AM
Jeffreyteck It is not yet the bear time but non sto bleeding.... If one know the reasons of foreign funds outflow, saved a lot over the past few years.
14/02/2020 11:26 AM
ray1980 17.50 drop to 16.00 can very quickly happen while fund lelong dispose the counter.Everythings can...
14/02/2020 11:51 AM
Choivo Capital The real danger for banks is negative interest rates, not low interest rates.
14/02/2020 5:07 PM
ahbah Then, the banks shall charge the depositors for taking care of their moni lah. ?
14/02/2020 5:12 PM
RainT wah
14/02/2020 6:23 PM
mneo Won’t lah... Malaysia not at Stagnation like some developed countries.....willnot need to have negative interest rate.... Malaysia is more likely to go recession ... need more stimulus packages plus low interest rate(not negative interest rate)..
14/02/2020 9:30 PM
Jeffreyteck Est foreign funds will continue gradually dispose it despise market looks cheap.
15/02/2020 9:02 AM
Plantermen New low for PBB share price . All pb managed unit /trust funds invested in PBB shares. Performance will be impacted by PBB sharp drop. $20 down to $17
15/02/2020 10:24 AM
Wow123 Unit trust fund always drop like shit no wonder the also drop
15/02/2020 10:27 AM
Plantermen Scan thru pb mutual and pb unit trust. Every single fund invested in pbb bank shares. Pb mutual is the biggest private fund managmenr. Impact will be big
15/02/2020 10:31 AM
patrickngtt 没有最低,只有更低
15/02/2020 10:32 AM
patrick8 EPF bought 4.6 Million shares past few days. Lets follow.
15/02/2020 10:43 AM
patrick8 Correction - 7.6 Million shares.
15/02/2020 10:44 AM
Sky Soo Waiting for 14.00.
15/02/2020 10:51 AM
keonkx123 Waiting to enter at 14.1....
16/02/2020 4:05 PM
keonkx123 kinuxian you entered 15mil lot at 18.20? Wow wow... sad for you
16/02/2020 4:08 PM
investmalysia 15mil lot?? Do you know how much is that?
16/02/2020 7:13 PM
investmalysia Must be lying
16/02/2020 7:13 PM
zerocool7199 https://www.theedgemarkets.com/article/bank-negara-says-ample-room-rate-cut-growth-hits-decade-low-covid19-poses-new-risks
16/02/2020 9:03 PM
jiunn +++OVERWEIGHT BANKING STOCKS: LGE TO SAVE ON FRIDAY!!! BUY BUY BUY!!!

https://www.theedgemarkets.com/article/amid-selldown-analysts-maintain-overweight-ratings-bank-stocks
17/02/2020 9:10 AM
ericlimshen Does anyone know when are they going to have an earnings announcement?
17/02/2020 8:26 PM
jiunn +++BIG BIG INCENTIVE TO GIVE FRIDAY - OVERWEIGHT BANKS!!!
18/02/2020 9:26 AM
RainT go do study

dont ask when
18/02/2020 2:42 PM
RainT yup

the unit trust all have big holding on Public bank shares

so it will not drop too much
18/02/2020 2:45 PM
RainT do u know why some local funds of public mutual can up so much in 10 years

is due to Public bank share price

invest in ownself and proud of ownself, is funny lo
18/02/2020 2:47 PM
RainT after change of government

the public mutual fund start to have bad returns until now, for fund that invest in local companies
18/02/2020 2:47 PM
Sw33per Falling knife
18/02/2020 2:53 PM
ahbah "a once in a blue moon" chip sale for Pbbank lah.
18/02/2020 2:56 PM
Up_down Quarterly revenue and earnings are trending downward. Salute to those who wants to fight with gravity as this "once in a blue moon ' may last at least for few quarters.
18/02/2020 8:04 PM
masterus HONG KONG: Hong Kong is facing "tsunami-like” shocks, and may incur a record budget deficit in the next fiscal year as the city counts the costs of the Covid-19 (coronavirus) outbreak after months of social unrest, Financial Secretary Paul Chan said on Sunday (Feb 16).

The impact of the epidemic on the Hong Kong economy is being felt beyond retail, food and beverage and tourism-related industries, Chan said in a blog post Sunday.

The short-term economic outlook is "cautious,” and shocks can cause the unemployment rate to "deteriorate rapidly,” Chan said.
18/02/2020 8:33 PM