Highlights
KLSE: LPI (8621)       LPI CAPITAL BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
14.86   -0.02 (0.13%)  14.86 - 14.88  13,800
Trade this stock and receive a FREE I3investor T-shirt after 5 trades. Find out more.

Financials


Market Cap: 5,920 Million

Market Cap 5,920 Million
NOSH 398 Million

Latest Audited Result:  31-Dec-2018

Latest Audited Result: 31-Dec-2018
Announcement Date 26-Feb-2019
Next Audited Result: 31-Dec-2019
Est. Ann. Date: 26-Feb-2020
Est. Ann. Due Date: 28-Jun-2020

Latest Quarter:  30-Sep-2019 [#3]

Latest Quarter: 30-Sep-2019 [#3]
Announcement Date 15-Oct-2019
Next Quarter: 31-Dec-2019
Est. Ann. Date: 29-Jan-2020
Est. Ann. Due Date: 29-Feb-2020
QoQ | YoY   24.07%  |    -4.35%

Annual (Unaudited) ( EPS: 78.83, P/E: 13.54 )

Revenue | NP to SH 1,513,663  |  314,049
RPS | P/RPS 379.95 Cent  |  4.29
EPS | P/E | EY 78.83 Cent  |  13.54  |  7.39%
DPS | DY | Payout % 68.00 Cent  |  4.49%  |  86.26%
NAPS | P/NAPS 5.41  |  3.22
YoY   0.08%
NP Margin | ROE 20.75%  |  14.56%
F.Y. | Ann. Date 31-Dec-2018  |  29-Jan-2019

T4Q Result ( EPS: 80.26, P/E: 18.51 )

Revenue | NP to SH 1,592,470  |  319,761
RPS | P/RPS 399.73 Cent  |  3.72
EPS | P/E | EY 80.26 Cent  |  18.51  |  5.40%
DPS | DY | Payout % 69.00 Cent  |  4.64%  |  85.97%
NAPS | P/NAPS 4.80  |  3.09
QoQ | YoY   -1.23%  |    2.15%
NP Margin | ROE 20.08%  |  16.72%
F.Y. | Ann. Date 30-Sep-2019  |  15-Oct-2019

Annualized Result ( EPS: 78.91, P/E: 18.83 )

Revenue | NP to SH 1,604,593  |  314,344
RPS | P/RPS 402.78 Cent  |  3.69
EPS | P/E | EY 78.91 Cent  |  18.83  |  5.31%
DPS | DY | Payout % -
NAPS | P/NAPS -
QoQ | YoY   6.24%  |    2.48%
NP Margin | ROE 19.59%  |  16.43%
F.Y. | Ann. Date 30-Sep-2019  |  15-Oct-2019




Show?  YoY % Horiz. %

Last 10 FY Result
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Revenue 1,604,593 1,592,470 1,513,663 1,470,631 1,378,892 1,284,586 1,169,693 1,119,022 1,039,326 902,729 751,726 698,462 8.97%
  YoY % 0.76% 5.21% 2.93% 6.65% 7.34% 9.82% 4.53% 7.67% 15.13% 20.09% 7.63% -
  Horiz. % 229.73% 228.00% 216.71% 210.55% 197.42% 183.92% 167.47% 160.21% 148.80% 129.25% 107.63% 100.00%
PBT 399,237 410,303 405,965 403,749 518,925 393,066 341,949 256,801 214,036 200,053 181,307 161,335 10.79%
  YoY % -2.70% 1.07% 0.55% -22.20% 32.02% 14.95% 33.16% 19.98% 6.99% 10.34% 12.38% -
  Horiz. % 247.46% 254.32% 251.63% 250.26% 321.64% 243.63% 211.95% 159.17% 132.67% 124.00% 112.38% 100.00%
Tax -84,893 -90,542 -91,916 -89,955 -81,702 -72,077 -58,933 -55,361 -47,111 -45,559 -43,399 -35,247 11.23%
  YoY % 6.24% 1.49% -2.18% -10.10% -13.35% -22.30% -6.45% -17.51% -3.41% -4.98% -23.13% -
  Horiz. % 240.85% 256.88% 260.78% 255.21% 231.80% 204.49% 167.20% 157.07% 133.66% 129.26% 123.13% 100.00%
NP 314,344 319,761 314,049 313,794 437,223 320,989 283,016 201,440 166,925 154,494 137,908 126,088 10.66%
  YoY % -1.69% 1.82% 0.08% -28.23% 36.21% 13.42% 40.50% 20.68% 8.05% 12.03% 9.37% -
  Horiz. % 249.31% 253.60% 249.07% 248.87% 346.76% 254.58% 224.46% 159.76% 132.39% 122.53% 109.37% 100.00%
NP to SH 314,344 319,761 314,049 313,794 437,223 320,989 283,016 201,440 166,925 154,494 137,908 126,088 10.66%
  YoY % -1.69% 1.82% 0.08% -28.23% 36.21% 13.42% 40.50% 20.68% 8.05% 12.03% 9.37% -
  Horiz. % 249.31% 253.60% 249.07% 248.87% 346.76% 254.58% 224.46% 159.76% 132.39% 122.53% 109.37% 100.00%
Tax Rate 21.26 % 22.07 % 22.64 % 22.28 % 15.74 % 18.34 % 17.23 % 21.56 % 22.01 % 22.77 % 23.94 % 21.85 % 0.40%
  YoY % -3.67% -2.52% 1.62% 41.55% -14.18% 6.44% -20.08% -2.04% -3.34% -4.89% 9.57% -
  Horiz. % 97.30% 101.01% 103.62% 101.97% 72.04% 83.94% 78.86% 98.67% 100.73% 104.21% 109.57% 100.00%
Total Cost 1,290,249 1,272,709 1,199,614 1,156,837 941,669 963,597 886,677 917,582 872,401 748,235 613,818 572,374 8.56%
  YoY % 1.38% 6.09% 3.70% 22.85% -2.28% 8.68% -3.37% 5.18% 16.59% 21.90% 7.24% -
  Horiz. % 225.42% 222.36% 209.59% 202.11% 164.52% 168.35% 154.91% 160.31% 152.42% 130.72% 107.24% 100.00%
Net Worth 1,912,756 1,912,756 2,156,765 1,920,904 1,837,310 1,738,610 1,649,344 1,606,453 1,372,609 1,181,516 1,138,048 900,650 10.18%
  YoY % 0.00% -11.31% 12.28% 4.55% 5.68% 5.41% 2.67% 17.04% 16.17% 3.82% 26.36% -
  Horiz. % 212.38% 212.38% 239.47% 213.28% 204.00% 193.04% 183.13% 178.37% 152.40% 131.18% 126.36% 100.00%
Dividend
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Div 143,417 274,884 270,900 239,029 265,588 232,390 165,639 154,208 143,198 165,222 118,830 92,924 12.62%
  YoY % -47.83% 1.47% 13.33% -10.00% 14.29% 40.30% 7.41% 7.69% -13.33% 39.04% 27.88% -
  Horiz. % 154.34% 295.82% 291.53% 257.23% 285.81% 250.09% 178.25% 165.95% 154.10% 177.80% 127.88% 100.00%
Div Payout % 45.62 % 85.97 % 86.26 % 76.17 % 60.74 % 72.40 % 58.53 % 76.55 % 85.79 % 106.94 % 86.17 % 73.70 % 1.76%
  YoY % -46.93% -0.34% 13.25% 25.40% -16.10% 23.70% -23.54% -10.77% -19.78% 24.10% 16.92% -
  Horiz. % 61.90% 116.65% 117.04% 103.35% 82.42% 98.24% 79.42% 103.87% 116.40% 145.10% 116.92% 100.00%
Equity
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Net Worth 1,912,756 1,912,756 2,156,765 1,920,904 1,837,310 1,738,610 1,649,344 1,606,453 1,372,609 1,181,516 1,138,048 900,650 10.18%
  YoY % 0.00% -11.31% 12.28% 4.55% 5.68% 5.41% 2.67% 17.04% 16.17% 3.82% 26.36% -
  Horiz. % 212.38% 212.38% 239.47% 213.28% 204.00% 193.04% 183.13% 178.37% 152.40% 131.18% 126.36% 100.00%
NOSH 398,383 398,383 398,383 331,986 331,986 331,986 220,852 220,297 220,304 220,296 216,055 137,665 12.52%
  YoY % 0.00% 0.00% 20.00% 0.00% 0.00% 50.32% 0.25% -0.00% 0.00% 1.96% 56.94% -
  Horiz. % 289.38% 289.38% 289.38% 241.15% 241.15% 241.15% 160.43% 160.02% 160.03% 160.02% 156.94% 100.00%
Ratio Analysis
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
NP Margin 19.59 % 20.08 % 20.75 % 21.34 % 31.71 % 24.99 % 24.20 % 18.00 % 16.06 % 17.11 % 18.35 % 18.05 % 1.56%
  YoY % -2.44% -3.23% -2.76% -32.70% 26.89% 3.26% 34.44% 12.08% -6.14% -6.76% 1.66% -
  Horiz. % 108.53% 111.25% 114.96% 118.23% 175.68% 138.45% 134.07% 99.72% 88.98% 94.79% 101.66% 100.00%
ROE 16.43 % 16.72 % 14.56 % 16.34 % 23.80 % 18.46 % 17.16 % 12.54 % 12.16 % 13.08 % 12.12 % 14.00 % 0.44%
  YoY % -1.73% 14.84% -10.89% -31.34% 28.93% 7.58% 36.84% 3.13% -7.03% 7.92% -13.43% -
  Horiz. % 117.36% 119.43% 104.00% 116.71% 170.00% 131.86% 122.57% 89.57% 86.86% 93.43% 86.57% 100.00%
Per Share
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
RPS 402.78 399.73 379.95 442.98 415.35 386.94 529.63 507.96 471.77 409.78 347.93 507.36 -3.16%
  YoY % 0.76% 5.21% -14.23% 6.65% 7.34% -26.94% 4.27% 7.67% 15.13% 17.78% -31.42% -
  Horiz. % 79.39% 78.79% 74.89% 87.31% 81.86% 76.27% 104.39% 100.12% 92.99% 80.77% 68.58% 100.00%
EPS 78.91 80.26 78.83 94.52 131.70 96.69 128.33 91.44 75.77 70.13 63.83 58.75 3.32%
  YoY % -1.68% 1.81% -16.60% -28.23% 36.21% -24.66% 40.34% 20.68% 8.04% 9.87% 8.65% -
  Horiz. % 134.31% 136.61% 134.18% 160.89% 224.17% 164.58% 218.43% 155.64% 128.97% 119.37% 108.65% 100.00%
DPS 36.00 69.00 68.00 72.00 80.00 70.00 75.00 70.00 65.00 75.00 55.00 67.50 0.08%
  YoY % -47.83% 1.47% -5.56% -10.00% 14.29% -6.67% 7.14% 7.69% -13.33% 36.36% -18.52% -
  Horiz. % 53.33% 102.22% 100.74% 106.67% 118.52% 103.70% 111.11% 103.70% 96.30% 111.11% 81.48% 100.00%
NAPS 4.8013 4.8013 5.4138 5.7861 5.5343 5.2370 7.4681 7.2922 6.2305 5.3633 5.2674 6.5423 -2.08%
  YoY % 0.00% -11.31% -6.43% 4.55% 5.68% -29.88% 2.41% 17.04% 16.17% 1.82% -19.49% -
  Horiz. % 73.39% 73.39% 82.75% 88.44% 84.59% 80.05% 114.15% 111.46% 95.23% 81.98% 80.51% 100.00%
Adjusted Per Share Value based on latest NOSH - 398,383
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
RPS 402.78 399.73 379.95 369.15 346.12 322.45 293.61 280.89 260.89 226.60 188.69 175.32 8.97%
  YoY % 0.76% 5.21% 2.93% 6.65% 7.34% 9.82% 4.53% 7.67% 15.13% 20.09% 7.63% -
  Horiz. % 229.74% 228.00% 216.72% 210.56% 197.42% 183.92% 167.47% 160.22% 148.81% 129.25% 107.63% 100.00%
EPS 78.91 80.26 78.83 78.77 109.75 80.57 71.04 50.56 41.90 38.78 34.62 31.65 10.66%
  YoY % -1.68% 1.81% 0.08% -28.23% 36.22% 13.41% 40.51% 20.67% 8.05% 12.02% 9.38% -
  Horiz. % 249.32% 253.59% 249.07% 248.88% 346.76% 254.57% 224.45% 159.75% 132.39% 122.53% 109.38% 100.00%
DPS 36.00 69.00 68.00 60.00 66.67 58.33 41.58 38.71 35.94 41.47 29.83 23.33 12.61%
  YoY % -47.83% 1.47% 13.33% -10.00% 14.30% 40.28% 7.41% 7.71% -13.33% 39.02% 27.86% -
  Horiz. % 154.31% 295.76% 291.47% 257.18% 285.77% 250.02% 178.23% 165.92% 154.05% 177.75% 127.86% 100.00%
NAPS 4.8013 4.8013 5.4138 4.8218 4.6119 4.3642 4.1401 4.0324 3.4455 2.9658 2.8567 2.2608 10.18%
  YoY % 0.00% -11.31% 12.28% 4.55% 5.68% 5.41% 2.67% 17.03% 16.17% 3.82% 26.36% -
  Horiz. % 212.37% 212.37% 239.46% 213.28% 203.99% 193.04% 183.13% 178.36% 152.40% 131.18% 126.36% 100.00%
Price Multiplier on Financial Quarter End Date
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Date AQR T4Q 31/12/18 29/12/17 30/12/16 31/12/15 31/12/14 31/12/13 31/12/12 30/12/11 30/12/10 31/12/09 -
Price 15.6400 15.6400 15.7400 18.1600 16.3800 16.0800 18.0600 17.4400 14.5400 13.5200 13.1800 13.7000 -
P/RPS 3.88 3.91 4.14 4.10 3.94 4.16 3.41 3.43 3.08 3.30 3.79 2.70 4.86%
  YoY % -0.77% -5.56% 0.98% 4.06% -5.29% 21.99% -0.58% 11.36% -6.67% -12.93% 40.37% -
  Horiz. % 143.70% 144.81% 153.33% 151.85% 145.93% 154.07% 126.30% 127.04% 114.07% 122.22% 140.37% 100.00%
P/EPS 19.82 19.49 19.97 19.21 12.44 16.63 14.09 19.07 19.19 19.28 20.65 14.96 3.26%
  YoY % 1.69% -2.40% 3.96% 54.42% -25.20% 18.03% -26.11% -0.63% -0.47% -6.63% 38.03% -
  Horiz. % 132.49% 130.28% 133.49% 128.41% 83.16% 111.16% 94.18% 127.47% 128.28% 128.88% 138.03% 100.00%
EY 5.05 5.13 5.01 5.20 8.04 6.01 7.10 5.24 5.21 5.19 4.84 6.69 -3.16%
  YoY % -1.56% 2.40% -3.65% -35.32% 33.78% -15.35% 35.50% 0.58% 0.39% 7.23% -27.65% -
  Horiz. % 75.49% 76.68% 74.89% 77.73% 120.18% 89.84% 106.13% 78.33% 77.88% 77.58% 72.35% 100.00%
DY 2.30 4.41 4.32 3.96 4.88 4.35 4.15 4.01 4.47 5.55 4.17 4.93 -1.46%
  YoY % -47.85% 2.08% 9.09% -18.85% 12.18% 4.82% 3.49% -10.29% -19.46% 33.09% -15.42% -
  Horiz. % 46.65% 89.45% 87.63% 80.32% 98.99% 88.24% 84.18% 81.34% 90.67% 112.58% 84.58% 100.00%
P/NAPS 3.26 3.26 2.91 3.14 2.96 3.07 2.42 2.39 2.33 2.52 2.50 2.09 3.74%
  YoY % 0.00% 12.03% -7.32% 6.08% -3.58% 26.86% 1.26% 2.58% -7.54% 0.80% 19.62% -
  Horiz. % 155.98% 155.98% 139.23% 150.24% 141.63% 146.89% 115.79% 114.35% 111.48% 120.57% 119.62% 100.00%
Price Multiplier on Announcement Date
AQR T4Q 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 31/12/10 31/12/09 CAGR
Date AQR T4Q 29/01/19 10/01/18 06/02/17 27/01/16 28/01/15 08/01/14 08/01/13 09/01/12 11/01/11 07/01/10 -
Price 15.4800 15.4800 16.4200 19.4200 17.3400 15.7000 18.5000 17.8400 14.7200 13.8400 13.9000 14.1400 -
P/RPS 3.84 3.87 4.32 4.38 4.17 4.06 3.49 3.51 3.12 3.38 4.00 2.79 4.97%
  YoY % -0.78% -10.42% -1.37% 5.04% 2.71% 16.33% -0.57% 12.50% -7.69% -15.50% 43.37% -
  Horiz. % 137.63% 138.71% 154.84% 156.99% 149.46% 145.52% 125.09% 125.81% 111.83% 121.15% 143.37% 100.00%
P/EPS 19.62 19.29 20.83 20.55 13.17 16.24 14.44 19.51 19.43 19.73 21.78 15.44 3.38%
  YoY % 1.71% -7.39% 1.36% 56.04% -18.90% 12.47% -25.99% 0.41% -1.52% -9.41% 41.06% -
  Horiz. % 127.07% 124.94% 134.91% 133.10% 85.30% 105.18% 93.52% 126.36% 125.84% 127.78% 141.06% 100.00%
EY 5.10 5.19 4.80 4.87 7.60 6.16 6.93 5.13 5.15 5.07 4.59 6.48 -3.28%
  YoY % -1.73% 8.12% -1.44% -35.92% 23.38% -11.11% 35.09% -0.39% 1.58% 10.46% -29.17% -
  Horiz. % 78.70% 80.09% 74.07% 75.15% 117.28% 95.06% 106.94% 79.17% 79.48% 78.24% 70.83% 100.00%
DY 2.33 4.46 4.14 3.71 4.61 4.46 4.05 3.92 4.42 5.42 3.96 4.77 -1.56%
  YoY % -47.76% 7.73% 11.59% -19.52% 3.36% 10.12% 3.32% -11.31% -18.45% 36.87% -16.98% -
  Horiz. % 48.85% 93.50% 86.79% 77.78% 96.65% 93.50% 84.91% 82.18% 92.66% 113.63% 83.02% 100.00%
P/NAPS 3.22 3.22 3.03 3.36 3.13 3.00 2.48 2.45 2.36 2.58 2.64 2.16 3.83%
  YoY % 0.00% 6.27% -9.82% 7.35% 4.33% 20.97% 1.22% 3.81% -8.53% -2.27% 22.22% -
  Horiz. % 149.07% 149.07% 140.28% 155.56% 144.91% 138.89% 114.81% 113.43% 109.26% 119.44% 122.22% 100.00%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.


NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ Δ & YoY Δ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.


Analyze this stock with MQ Trader system
  3 people like this.
 
VivoPrince Not wanting to sound pessimistic but am only expecting a so-so piece of financial results considering the current challenging operating conditions ... hopefully, the dividend rate can be maintained like last year's.
21/01/2019 8:25 AM
LouiseS The EPS is on decreasing trend, in last 5 years decreased by around 14.7%, the PE ratio is quite high, around 20, the ROE is 15%, dividend yield is 3.88%

https://louisesinvesting.blogspot.com/2019/01/preliminary-screening-of-counters-with_26.html
26/01/2019 5:41 PM
Nicole Chow 2016 got one off gain. Exclude that one off gain, 2016 result drop. 2017 result return to normal 2018 3Q accumulated flat. Result good or x depend on Q4.
27/01/2019 4:48 PM
shpg22 Good result. FY18 dividend payout totaled at 68.0 cents, up 13% compared to FY17.
That translated to 4.1% DY at current price of 16.38. Buy at target price of 17.00. You only need to own 1 company share that is LPI. 99% of other company on BURSA will make you poorer for sure.
29/01/2019 5:33 PM
Integrity. Intelligent. Industrious. 3iii (iiinvestsmart) Business is fine and growing organically.
29/01/2019 5:39 PM
Integrity. Intelligent. Industrious. 3iii (iiinvestsmart) Lonpac’s net earned premium income for the financial year under review
registered a stronger 9.5% growth to RM930.8 million from RM850.2
million, arising partly from its higher retention ratio of 68.4% as compared to 61.0% reported previously.

However, the claims incurred ratio for the year under review had increased to 40.9% from 38.5% mainly due to deteriorating claims trends observed in both motor and medical portfolios.

Underwriting of these two classes of insurance have been constantly
reviewed to ensure favourable performance.

With commission for the year at a higher 6.3% and management expenses ratio maintained at 20.1%, Lonpac’s combined ratio increased to 67.3% from 64.0%, resulting in a slightly lower underwriting profit of RM303.5 million, a 0.8% reduction from RM305.8 million achieved in 2017.

However, Lonpac reported a pre-tax profit of RM374.1 million in financial year 2018, a marginal improvement from RM372.2 million registered in 2017. ”
29/01/2019 5:50 PM
Integrity. Intelligent. Industrious. 3iii (iiinvestsmart) Fire insurance remains the core portfolio of business contributing 42.4% of its total written premium.


During the year, both motor and medical insurance portfolio had also reported strong growth whereas engineering insurance suffered a decline in written premium, affected by the slowdown in the number of project risks and termination of government infrastructure projects.
29/01/2019 5:58 PM
Integrity. Intelligent. Industrious. 3iii (iiinvestsmart) “For the 12 months period ended 31 December 2018, LPI registered an increase in its revenue by 2.9% to RM1,513.7 million from RM1,470.6 million recorded in previous corresponding period.

Its profit before tax increased marginally from RM403.7 million previously to RM406.0 million while net profit attributable to shareholders stood at RM314.0 million, a 0.1% increase from previous year of RM313.8 million.

Earnings per share of LPI for the year recorded 78.83 sen and net return on equity registered lower at 14.6% from 16.3% previously.
29/01/2019 6:00 PM
newbie8080 Quite pricey at current PE=20.
Any comment?
29/01/2019 6:08 PM
29/01/2019 6:13 PM
Nicole Chow shpg22 Absolutely agree with you!~~
29/01/2019 9:06 PM
shpg22 LPI as Malaysia's Berkshire Hathaway should deserve a premium price. There aren't much quality company like LPI in Bursa. As I said before, you only need to own LPI in Bursa, the rest (99%) of other companies are listed to make investor poorer.
29/01/2019 9:09 PM
shpg22 Despite this facts, 99% of retail investor would rather buy stock other than LPI.
30/01/2019 9:54 AM
pputeh Can some sifu make a comparison between Aeon Credit and LPI. Much obliged and thanks
30/01/2019 10:07 AM
newbie8080 @ shpg22

Berkshire Hathaway is an investment company different from LPI which is just an insurance company.
Bershire also do not declare dividends unlike LPI.

Totally different type of company.
30/01/2019 10:15 AM
newbie8080 @ pputeh

Aeon credit is non bank financial institution offering small loans and credit card to consumers.
LPI is a insurance company.
30/01/2019 10:48 AM
shpg22 BRK use GEICO (insurance company)'s float to invest in other companies. Similarly LPI, mostly on PBBANK. Anyway I m referring to its stock performance vs BRK.
30/01/2019 11:03 AM
Nicole Chow any other counter as generous as LPI?
12/02/2019 9:54 AM
andersonleee LPI is like pushing back to 17 soon.
12/02/2019 5:14 PM
Nicole Chow Ex date 14.2.18....so expected will rise till tmr. Btw, when we will know the date and venue of LPI AGM this year?
12/02/2019 8:13 PM
newbie8080 @ Nicole Chow

Refer to Bursa Malaysia website for announcement. The company normally announcement it 1 month before the AGM date and usually notice issued by end of February.
14/02/2019 9:56 AM
Fabien "The Efficient Capital Allocater" LPI is at fair valuation. 3x BV.
19/02/2019 11:41 AM
Nicole Chow LPI keep dropping recently ~
06/03/2019 8:09 PM
tsc516 Nicole chow, if not how you buy?
07/03/2019 12:06 AM
Nicole Chow haha~~
07/03/2019 8:34 PM
SYWen Hi guys, what was the door gift given in AGM in the past few years? just asking since I am going to the AGM
16/03/2019 9:55 PM
Nicole Chow Yea....i am attending on 27 march as well ~
19/03/2019 8:11 PM
Nicole Chow LPI keep going down recently ~
01/04/2019 5:32 PM
ongkkh Takaful keep going up recently
01/04/2019 8:46 PM
Fabien "The Efficient Capital Allocater" Return on equity around 15% (not very high)
Return on tangible assets 8% (good)
Earnings not growing
Is PE 20x justifiable?

My personal view it's at FV. Unless they can grow their earnings at least matching the economy then PE expansion is possible, towards 25x.
02/04/2019 3:18 PM
Fabien "The Efficient Capital Allocater" assuming LPI can produce consistent 15% ROE every year. in other words compounds its book value 15% every year.

how much book value multiple should u pay for? is current multiple of 3x a fair value, overvalued or undervalued?
03/04/2019 9:45 AM
enigmatic ¯\_(ツ)_/¯ 1 year low.Discount for a limited time only!
13/04/2019 11:42 PM
ongkkh Qtr result is out
15/04/2019 8:27 PM
enigmatic ¯\_(ツ)_/¯ wau, limit down
30/04/2019 7:36 PM
Nicole Chow continue to go lower and lower
07/05/2019 1:05 PM
Kalaihselvan Krishnan Dividend yield is getting better.
10/05/2019 7:25 PM
tsc516 Only go in when below rm15
10/05/2019 9:49 PM
Nicole Chow confident that it will rebounce back??
11/05/2019 5:45 PM
mneo good value stock...
27/05/2019 1:37 PM
Nicole Chow rise 34 cent
27/05/2019 5:49 PM
drt6398 What happen today?
13/06/2019 6:11 PM
Trusbx Did BNM revise its rate for fire insurance ? any idea
13/06/2019 7:20 PM
Nicole Chow till now still havent announced financial results
08/07/2019 1:32 PM
Ken Choo Normally before 15th
08/07/2019 4:03 PM
Nicole Chow This year is late.
14/07/2019 8:58 AM
ongkkh 27c div
15/07/2019 2:48 PM
Nicole Chow it will be quiet again, till next year January ~
16/07/2019 9:15 PM
Jeffreyteck Newsbreak: Bank Negara extends timeline for fire insurance detariffication.... if for the industry benefits, can always defer, all players and regulator are happy but consumers will be frustrated but unable to do anything. This is shared prosperity. For fees and charges, can't wait to implement ASAP to exploit customers.
08/10/2019 11:05 AM
Jeffreyteck Policy expired also no reminder, poor control.
16/10/2019 9:12 AM
Foker What happen to this stock? No news but fall so low? Big shark manipulating?
05/12/2019 11:14 AM