Left Quadrant : E = Employed and S = Self-employed

E : I am employed and have been employed since graduated. Tho I may say I love my teaching job, the pay is not much and could not actually cover my expenses.

S : I do give tuition to supplement my full-time wages. Tho it is a good money, I still  need to work after my working hours. So, I am exchanging my hours for some income.

Right Quadrant : B = Business and I = Investment

B : I do not own any business and have nothing to speak about. But, what in mind, perhaps one day, will be to build a trading-system ... making it AFFORDABLE to all novices/newbies and build a good network to work on the business of coaching novices to trade/invest.

I : Investment such equities. Passive income such as writing a blog(only recently I added some ads in my blog) and planning to write an e-book for those novices/newbies.

With all that in mind, I do hope I will continue to work hard to see my personal financial goals in place. I have just started about 6 years ago after REALISING about the importance of money. I totally changed the way I look at money and I do know there is no easy-way or fast-money things. I have mentally prepared for this journey ... and it is still a long way to go.

I have struggled to CHANGE my mindset ... and if I want to be a good trading-trainer, I must trade myself, through experiences and all about perseverance ... never give up attitude.

For those old-timers to my blog, yes ... u could FEEL the hours I am working, whether teaching(E + S) or moving to investment(B + I)..

You wont believe me if I said I done 'goreng keropok' and selling titbits BEFORE I chosen to come into markets. Yes, I was extremely a hardworking person.

Prior to reading this book, I was a total opposite - an idiot to financial, a waste of time playing chess-online, playing bowling and watching movies(spending $$) ... etc etc. In short, I was financially-idiot.

A total change of mindset is not easy, of coz. It came with hours of sacrifices. It came from strong determination and setting certain realistic goals. We might fail along the way, lose many trades(and $$), encountered many obstacles and such ... but, I believe we should never give-in to pressure and should never give-up.

Those young ones, THINK ... as you all have the TIME in your hands. INVEST in yourself, increase your financial-IQ and you will be well rewarded. Don't be an idiot like me ... and started so late. Haha.

It is always in my belief .. better late then never. To me, it is never too late to start ANYTHING if we really wanted to.

Yes, it is 12.40am .. it is late and I am still working, actually.

Hope the above could motivate some youngsters or some newbies to learn more about investing. One day, when I could really make it through, I will be very glad to guide more youngsters about investing. Market is a place where majority lose money, but if you know how and patient enough, market is also a place where money could work for you.

Night.

TEH

p/s : The main reason I coached my 7 young colleagues is to make them realise early that they could make their money work for them.