10.20 am : DOW up a little, HSI opens in red, down 150 points. KLCI up 10 points at the moment. I am wearing another green shirt to boost up our index. haha.

AMMB : Touched 5.97 now, wait for it to break RM6. Sold her off as it is reaching resistance RM6.

PChem : Grabbed at RM5.92-RM5.93 done. A laggard at the moment. Watching.

TSH : Broken RM4 psychological level now. Bonus 1-1.

The 3G-factor : Genting, GenM and Gamuda pulling KLCI up ... with IOI and Tenaga are assisting too. CIMB and AMMB continue their good running up too. Yeah ... we are in bull-run again. How short-term can we be?

GenM : At 3.90 level ... watching for RM4 level.

Supermax : Going to 3.80 level soon ... I missed her this time around.

11.30 am : KLCI up 12 points ... err ... HSI down 300 points leh.

12.35 pm : Lunch hour ...

How not to lose money

1. Keep your mind clear from noises : Control that emotion in you. Whether it is fear or greed, control that. If your emotion is controlling you(at times), do not trade. Do not even bother to look at the monitor. Move away. When you are not sure whether to buy or not a stock at the given level, the best is NOT TO BUY. Listening to forums could be extremely thrilling but the noises created there is not needed at all for our investing-trading strategies. Believe in yourself.

2. Increase your knowledge : Without it, you could never be confident with our investment or trading. Due to the high risk in markets, the only way to protect ourselves is to increase our knowledge --- whether it is FA or TA or whatever type of analysis which suits you. HOPE or PRAY analysis is not considered as rational. Do learn the fundamental analysis. Attend some talk or courses related to it. Know what you are going to buy. Learn to sell, rather than buy-n-hold mentality. At the current markets, buy-n-hold will not work well. Learn to trade using simple technical charts will help you too. be confident with your own decisions

So, I will continue to talk about how not to lose money. We need to protect ourselves first. Think of profits as bonuses. With that in mind, I am protecting my tratles from the RISK of losing money. Buying PChem at 5.90 or BJToto at 4.10 will not lose you money much. Buying AMMB at RM5.50 will not lose you money much and buying YTLLand at RM1 is a good entry point. Learn that, you will understand better that we DO NOT want to lose money. If you do not lose money, you are already ahead of those majority in markets!! Believe the stats, please. It is VERY difficult to be in the top 10% who do not lose money.

Increase our financial mindset

Earnings : Many of us are employees ... we work for a company, employed to do our tasks which we specialise on. So, we need to keep thinking on how to improve in our daily work and 'impress' our immediate boss(superior) and also .. hmm... ampu-ampu someone, with a hope to get some bonuses or good increments. Office politics and such are expected. I am still in lecturer level after 20+ years teaching as I DO NOT like those giving artificial-smiles or compliments. You have to entertain them .. blah blah ... arrr ... leave me alone, I prefer to be left alone, doing what I need to do. So, earning wise, I could not have a good jump in my bonuses and increments. I do not even bother to attend some talks or trainings(for self development) to gain some points which will be added into our 'bonus' point system!! I am ok with doing the minimal ... as my main motives still looking into my students' results.

To increase our earnings, some of us have to do two-jobs or part-time job to complement our fixed income. We may be working in KFC-outlet for RM7 per hour or as for lecturers, giving tuition after working hours at the rate of RM100 per hour is good. We exchange our TIME = MONEY.


Saving : As a wage-earner, the salary just enough to cover our ever increasing expenses. We could only try to live frugally ... try to live below our means, and hoping for some extras to save. Yes, we need to continuously against the NORM ... the herds and the crowds. Our friends buying a new car, a new handphones, talking about latest tablets, latest TV ... or perhaps, having Dim Sum for break-fast, SubWays for lunch and TGIF for dinner ... we continue to have bread&butter at home, those mixed-vege rice for lunch and home-cooking for dinner. By the end of month, we calculate our income minusing the expenses and check if we have the extras to save. It has been for past 5 years I have been deducting 10% of my fixed salary into ASB's saving a/c. Is that enough?

Investing : This is the part to grow our money ... yes, some put it as passive income but majority moving into stock-markets will lose money. So, stock market is not the place to invest for many of us. Trading is much more complicated than being thought. Perhaps, one may go for dividend-defensive stocks which gives us a better yield than our FD-rate. Perhaps, we diversify into bonds too. Many in Malaysia will be 'investing' into property as it is general mentality that property prices could only GO UP. Whatever investment instruments we will like to ride on, we still need the KNOWLEDGE. We could not be so ignorant ... and hence, we need to increase our financial mindset, especially if one decide to be in markets.

Time for lunch ... this post is out late. I am sleepy ... but glad that Liverpool won. Hehe

I have an another important appointment today. All these meetings with people related to financial-banking industry people will lift me to the next levels of learning. I do treasure these opportunities. Thanks.

7.05 pm : Dinner time soon ... a check on KLCI ... wow, 27 points up. Err ... artificially prop-up la, pumped in the last hour.  HSI down 266 points leh.

For example : Axiata was trading at RM4.90 level, how it closed at RM5.10? Wow ... siapa beli if not our local funds? Check out the cool 3,700,000(yes, 3.7m) units traded at RM5.10. Calculate the amount ... nope, it is not me. Haha.

Turnover is over RM2b today ... and my PChem is still lagging behind, closed at RM5.99.

Harvest : Still monitoring her, up 1% today ... no more volume here. No one interested to harvest as the harvest-season is over. Many newbies and gamblers stucked inside her ... and will stuck for a while until they decide to goreng her up again for many more who 'missed' the boat previously to get greedy ... welcoming ikan-bilis into the shark's gapping mouth. yam-yam ... hmm ...





UOADev : Closed at 1.45. Bullish-crossover, early signs of accumulation and RSI is hooking upward. Entry at 1.40 is still a very good trade in the making.

Stock-watch : If I have a closed-space for a stock-to-watch in weekly basis, will you subscribe to it? It will be the stocks I discussed with my tratles. By giving you the entry of UOA at 1.40 and sell for profits at 1.54, with up-date of the stocks analysis in daily basis, will you subscribe to it? I will only look at GOOD fundamental stocks or some stocks which I am analysing.

This is a request by some of my readers ... few even asked if I could have meetings for stock-picking and willing to pay to attend. I think I will refer an online-internet platform for these activities? Say, I am charging RM40 per month and analysing 2-4 charts per week for the closed-space, any takers?

e-mail me if you think you are interested. I will see if I could create a new platform to cater for these needs. Again, mind you .. buy at your own risk and I am only analysing good stocks. I wont accept gambling mindset and those forum-kaki who wasting time yak-king around.

I will explain too why the trade could be good ... perhaps you could learn how I trade stocks too? Think about it and let me know. Thanks.

off for dinner.

TEH