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【南视界】刷爆卡了怎么办？
https://youtu.be/XZrSmlHkL1Q
信用卡虽然很好用，但是若得意忘形地消费，就容易刷爆信用卡！
一旦超过信用卡额度，你可能就无法使用你的卡，甚至若无力还清卡债，可能会招来巨额债务。
此外，你的信用卡额度可能会根据你的行为而改变。
若你总是拖延付款，一些银行可能会减少你的限额，而若你勤于管理信用卡，有些银行可能会增加你的限额。
想了解刷爆卡了怎么办，可以看看视频。
若你有能力还清卡债，每月支出接近信用卡额度就并非是件坏事。
实际上，要想充分利用信用卡的好处，可能就需你将每月大部分消费都计入信用卡中。
因此，若你有收入且相当自律，那么每月善用信用卡是正确选择。
许多人只有一张信用卡以备不时之需，但若该卡已触及额度而无法再消费，就难免陷入财困。
这种情况下，有笔应急储蓄将有助缓解你所遇到的任何财务障碍。
如果你需要一些帮助来偿还卡债，可以尝试获得欠款转移信用卡。
这类卡通常适用于那些希望将欠款转入利率低得多、福利更好的信用卡的人。
https://www.enanyang.my/财经新闻/【南视界】刷爆卡了怎么办？
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