The upside for the buyer is limited because the buyer only starts sharing the gain with investors at 20:80 when property appreciates beyond 20% based on the sales distribution proceed structure. Based on the current property market trend it seems to be too far fetched. On another hand, the buyer will absorb all losses up to 20% before the investors in the event of depreciation in property value. It also poses high liquidity risk to the buyer. Here's my two cents: https://worldbizweek.com/fundmyhome-property-crowdfunding/