But 17billion (if not mistaken) loan is for personal financing,so I think demand of house does not affect that significantly as house financing does not stand a major part of their loan business.I want to know what will affect the demand of personal loan. Could someone tell me that?

If QE is taperred, interest rate will be increased to attract FDI. Cost of borrowing will be higher, which will increase foreclosure(bad debt) and decrease the people who wants to borrow money.Won't it will affect the business?

If i didn't get the mail sent by them but I have the shares,what can I do if I am intending to buy the right issue?Tell the broker to send me again or?