I agree with you cn21, our government is clumsy and bulky and inefficient and slow. take for eg. SMC took 6 months to investigate a case, with much less investigators who are experience police officer but Malaysia took more than 3 years to investigate with some old retired doctors.

the above reasons is all because Singapore is a small island lack of space. why don't we look at their overall efficiencies and fairness of judgments in controlling crimes including professional crimes.

Unity has to be backed by equality and fairness.

valuespec I agree with you. one of the tongkat broke already that is why gst come in because there are too many parasite to feed until they die.

LKY was a betrayer to Chinese in Malaysia; he was the one who put us under minority. Tan tai hui of MCA, was another one who sold our right to the Malay when he went to see the British to talk about independence.

just skeptical about others comments and do your own homework bec it is your money that you have to take care of.

The people of today is very lucky, there are many financial institutions whereby the students are able to borrow at a low rate, isn't it?