james001

james001 | Joined since 2012-01-16

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2012-01-16 21:31 | Report Abuse

you pay rm4800* 12 = rm 57600, you get rm 11400 but the principal of rm 57600 that you pay reduce significantly. so actually they pay you rm 11400 out from your principal of rm 57600.The net amount after one year including the rm 11400 is actually less than rm 57600. Misselling !
if you put money in bank, you get rm 57600 plus the interest after one year.