Posted by qqq3 > 2018-11-10 10:25 | Report Abuse

sums it up well....its not about gambling.....its about smart.....effectively rent free for rest of the life......the 20% just put in another house......deal of the century.....or until come across Jho Low fortune then buy a mansion for cash.....

so, never need to pay a single sen in interest for the rest of the life..........starting from a young age.

Posted by probability > 2018-11-10 18:01 | Report Abuse

Jay, truly appreciate your work here. The poor has to be educated on this 'pyramid' scheme..

In the future..perhaps very near future we can no longer expect return higher than 3%...population growth will come to a stand still.

Japan is a very good example.

Posted by qqq3 > 2018-11-10 18:05 | Report Abuse

probability...no surprise to me....u think the poorer people cannot be trusted...well, I think the poorer people are just as smart, maybe on many occasions smarter than probability.

Posted by qqq3 > 2018-11-10 18:06 | Report Abuse

https://klse.i3investor.com/blogs/qqq3/181848.jsp