The biggest risk of all is not taking one

One of the funny things about stock market is that every time one person buys, another sells, and both think they are astute.

Investing in stock is an art, not a science, and people who have been trained rigidly quantify everything have a big disadvantage.

Build your own business is the best way to become rich. Then you can begin in investing other assets.

"You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." — Peter Lynch

When hit with recessions or declines, you must stay the course. Economies are cyclical, and the markets have shown that they will recover. Make sure you are a part of those recoveries.

"Wide diversification is only required when investors do not understand what they are doing." — Warren Buffett

In the beginning, diversification is relevant. However, there are dangers of over-diversifying your portfolio. Once you've gotten your feet wet and have confidence in your investments, you can adjust your portfolio accordingly and make bigger bets

"The four most dangerous words in investing are, it’s different this time." — Sir John Templeton

Follow market trends and history. Don't speculate that this particular time will be any different. For example, a major key to investing in a specific stock or bond fund is its performance over five years.

"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." — Dave Ramsey

"Know what you own, and know why you own it." — Peter Lynch

Do your homework before making a decision. Once you've made a decision, make sure to re-evaluate your portfolio on a timely basis. A wise holding today may not be a wise holding in the future.

"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." — Robert Kiyosaki

If you're a millionaire by the time you're 30 but blow it all by age 40, you've gained nothing. Grow and protect your investment portfolio by carefully diversifying it, and you may find yourself funding many generations to come.

"The individual investor should act consistently as an investor and not as a speculator." — Ben Graham

You are an investor, not someone who can predict the future. Base your decisions on real facts and analysis rather than risky, speculative forecasts.

"Courage taught me no matter how bad a crisis gets ... any sound investment will eventually pay off." — Carlos Slim Helu

Don't despair amid the inevitable setbacks that all investors face, especially during a crisis in the market. If the reasoning behind the investment was sound, stick with it, and it should eventually turn around.

"We don't prognosticate macroeconomic factors, we're looking at our companies from a bottom-up perspective on their long-run prospects of returning." — Mellody Hobson

It's very difficult to predict when the next recession or stock market crash will come, so many of the best investors don't even try. Instead, look for good companies with the strength to make it through the occasional challenging economic environment

"If there is one common theme to the vast range of the world’s financial crises, it is that excessive debt accumulation, whether by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom." — Carmen Reinhart

Beware of debts that seem sensible during periods of prosperity. When a crisis comes, individuals, companies, and even governments that ran up debts during the boom usually suffer the most.

"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." — Robert G. Allen

Though investing in a savings account is a sure bet, your gains will be minimal due to the extremely low interest rates. But don't forgo one completely. A savings account is a reliable place for an emergency fund, whereas a market investment is not.

"In investing, what is comfortable is rarely profitable." — Robert Arnott

At times, you will have to step out of your comfort zone to realize significant gains. Know the boundaries of your comfort zone and practice stepping out of it in small doses. As much as you need to know the market, you need to know yourself too. Can you handle staying in when everyone else is jumping ship? Or getting out during the biggest rally of the century? There's no room for pride in this kind of self-analysis. The best investment strategy can turn into the worst if you don't have the stomach to see it through.

"The stock market is filled with individuals who know the price of everything, but the value of nothing." — Phillip Fisher

That is another testament to the fact that investing without an education and research will ultimately lead to regrettable investment decisions. Research is much more than just listening to popular opinion.

"Given a ten percent chance of a 100 times payoff, you should take that bet every time." — Jeff Bezos

Most people dismiss many of the best and most profitable investment ideas simply because they probably won't work. These investors never stop to consider how much they could make if unlikely outcomes actually occur. Jeff Bezos took those bets and became one of the richest people in the world.

"It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong." — George Soros

Too many investors become obsessed with being right, even when the gains are small. Winning big and cutting your losses when you're wrong are more important than being right.

"With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future." — Carlos Slim Helu

It's far too easy for investors to lose perspective. Whenever something big goes wrong, a lot of people panic and sell their investments. Looking at history, the markets recovered from the 2008 financial crisis, the dotcom crash, and even the Great Depression, so they'll probably get through whatever comes next as well.

"Be fearful when others are greedy and greedy only when others are fearful." — Warren Buffett

Be prepared to invest in a down market and to "get out" in a soaring market, as per the philosophy of Warren Buffett.

"Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows." — Jim Rogers

While 10- to 15-year lows are not common, they do happen. During these times, don't be shy about going against the trend and investing; you could make a fortune by making a bold move or lose your shirt. Remember the first quote in this article and invest in an industry you've researched thoroughly. Then, be prepared to see your investment sink lower before it turns around and starts to pay off.

"An investment in knowledge pays the best interest." — Benjamin Franklin

When it comes to investing, nothing will pay off more than educating yourself. Do the necessary research and analysis before making any investment decisions.

"Returns matter a lot. It's our capital." — Abigail Johnson

The long-run rate of return on investments ultimately determines how much wealth people accumulate over time. Always look at returns when considering mutual funds or exchange-traded funds (ETFs).

"The biggest risk of all is not taking one." — Mellody Hobson

There is a direct tradeoff between risk and returns. If investors stick to low-risk assets like the money market and bonds, then they run a high risk of low long-term returns.

"Courage taught me no matter how bad a crisis gets ... any sound investment will eventually pay off." — Carlos Slim Helu

Don't despair amid the inevitable setbacks that all investors face, especially during a crisis in the market. If the reasoning behind the investment was sound, stick with it, and it should eventually turn around.

"Be fearful when others are greedy and greedy only when others are fearful." — Warren Buffett

Be prepared to invest in a down market and to "get out" in a soaring market, as per the philosophy of Warren Buffett

"Courage taught me no matter how bad a crisis gets ... any sound investment will eventually pay off." — Carlos Slim Helu

Don't despair amid the inevitable setbacks that all investors face, especially during a crisis in the market. If the reasoning behind the investment was sound, stick with it, and it should eventually turn around.

Don’t look for the needle in the haystack, just buy the haystack!

Successful investing professionals are disciplined and consistent and they think a great deal about what they do and how they do it.

Investing is not the same as gambling and requires a much longer time frame to pay off.

A 10% decline in the market is fairly common—it happens about once a year. Investors who realize this are less likely to sell in a panic, and more likely to remain invested, benefitting from the wealthbuilding power of stocks.

Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.

In the short run, the market is a voting machine. In the long run, it is a weighing machine.

History provides a crucial insight regarding market crises: they are inevitable, painful and ultimately surmountable.

Thousands of experts study overbought indicators, head-and-shoulder patterns, put-call ratios, the Fed’s policy on money supply…and they can’t predict markets with any useful consistency, any more than the gizzard squeezers could tell the Roman emperors when the Huns would attack.

“The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett

Waiting helps you as an investor and a lot of people just can’t stand to wait. If you didn’t get the deferred-gratification gene, you’ve got to work very hard to overcome that.

"You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." — Peter Lynch

When hit with recessions or declines, you must stay the course. Economies are cyclical, and the markets have shown that they will recover. Make sure you are a part of those recoveries.

"Know what you own, and know why you own it." — Peter Lynch

Do your homework before making a decision. Once you've made a decision, make sure to re-evaluate your portfolio on a timely basis. A wise holding today may not be a wise holding in the future.

"Returns matter a lot. It's our capital." — Abigail Johnson

The long-run rate of return on investments ultimately determines how much wealth people accumulate over time. Always look at returns when considering mutual funds or exchange-traded funds (ETFs).

"The biggest risk of all is not taking one." — Mellody Hobson

There is a direct tradeoff between risk and returns. If investors stick to low-risk assets like the money market and bonds, then they run a high risk of low long-term returns

I have faith in Ageson as contrarians tell investors how they can profit by going against popular opinion.

I believe Annum is the best investment and wealth management, show how to build a fortune in the long-run and spend it wisely.

Annum is the best stock market teach investors how success in the market depends on playing the odds instead of following natural instincts.

I believe in ARB as it gives investors a better perspective on the future by conveying wisdom from the past. The management is doing great job!

Falsely sad,

Dirty water doesn't stop plants from growing, so don't let negative words stop progress. Have patience waiting for recovery

How ashamed I feel about humanity, it is very sad to see that is such a bad economic crisis for the world and with so much difficulty that we are experiencing right now, you waste my time to educate a scammer

Aside, I am sure you don't know the correlation of Ringgit raise new high in 14 years and the dollar in stock. Just flush out all scammers. At least do some research if you intend to venture at scammer industry. What a shame