For long term investment, it can be a good and stable one. The low P/E ratio is very attractive. The only downside is the weakening property demand and low volume traded (bad for speculators). Personally, I am quite excited about the booming development prospect in state of Sarawak. Good Mid-range stock.

A good stock to buy. Our company's research (insider) shows that this stock is expected to reach at least RM 2.30 - RM 2.40 if willing to hold within a year with decent dividend is to be expected. However, at the moment, do not expect the stock to be acquired by other bank (to increase its value) or becoming a commercial bank anytime soon. For experience investment bankers like us, we buy and sell, sell to buy, to get profit. For small time or medium-term investors, better to buy this stock for long term value investing. Read: Warren Buffet. If need quick money based on speculating/praying/hoping, please avoid this stock as there's better stock available than this one. Personally, I felt MBSB tends to give out high dividend... and this makes the stock price go down a little... I would prefer no dividend this year for this bank to increase its reinvestment for long term... oh well... PS. I used to work as investment banker (before I start my own investment company) and used to work in some well-known (not in Malaysia la) investment company. Would like to help small time investors sometimes though so do check me out from time to time. Good luck in investing!

The merger will be off. It's will be a good news to those who bought around RM 5.00 - RM 5.20. This is what the "right" price for the stock for big investors. For those who expect the stock to go lower... for small investors, time to look for other stocks.

Usually for above average returns to beat inflation, bank stock promises steady returns. However, this is not the case of CIMB. You might have noticed that its value had dropped from almost RM 8 to the current price. The target price for most big investors is now RM 5 to 5.20. For small time investors like most of you, it’s easy to be swayed by market trend. For investment bankers, we do have some few criterias before investing. O&G is our target choice because we don’t really intend to stay long, say 5 years. Market do not remain the same for long. O&G has the potential to comeback but it still comes with risk though. If you insist on investing in CIMB these days, go ahead. Frankly, I’m not benefiting at all for providing this all this infos, I just felt pity for small time investors from losing big in equity market again. Once any merger happens, that particular stock will grow slower (a merger does not mean that company will grow better). Please search the net for the reasons. All the best if you insist. For small time investors, always observe the relationship/trend between currency fluctuation with finance stocks.

CIMB is affected by Malaysian economy. When the oil prices go down, Malaysian economy (and ringgit) will go down. Thus, in this current economic climate, it's better to invest in O&G, etc to reap better profit for long term than banking stocks now. I agree that once oil price stabilizes, malaysian economy (and banking stocks) will recover. At present moment, (unless you are a big investor), this is not a best time to buy any banking stocks (especially CIMB with its cost of retrenchment coming up). My advice is to dispose as much as you can take it now and buy in future for its stability when economy picks up again. However, for "ikan bilis" investors like most of you, better to buy o&g stocks (if you have some extra cash) and hold long term. Avoid this stock until few months after its merger. It works like this in a layman's term, oil price down, ringgit down (added with cost for merger, etc), stock price down. Sorry but this is the analysis of CIMB. It used to be a good stock in the past but not anymore.

If the price of oil goes down tmr and the stock goes up... I'm a fool.

PS. I used to work in Nomura Holdings as an investment banker and hv over 15 years of investing experience. Happy investing and good luck!

nope. it will not get delisted but since due to consolidation of the branches (lots of CIMB and RHB banks are located next door so many needs to be closed and employees to be retrenched, this will incur extra cost) i expect the stock to drop too now and few months after merger. Advice to dispose stock now and buy it few months after merger. Target price: RM 5.00 - RM 5.20.