kikikiki!!!!!sing con sor chai stalker pleaseeeeeeeeee answer pmcorpse!!!!!!dont recycle same old tactic to bjcorpse!!!!!!kikikikiki!!!!!want blow water,blow other water la!!!!!!kikikiki!!!!

i wait your answer on pmcorpse!!!!!kikikiki!!!
i wait your answer to sell my 560k house for 5.6million!!!!!kikikikiki!!!
i wait your asnwer why you still stay hdb flat jurong west and dont migrate to the best place booking iskandar!!!!!!kikikikiki!!!!

ikikiki!!!!!!can explain more or not sing con!!!!!kikikiki!!!

1) Increase Sales of Chocolate Products
chirschan:erhhhhh,what is 2014 sales?kikikikiki!!!!
sing con:

2) Reduce Unnecessary expenses
chrischan:kikikiki!!!!really!!!!red colour in balance sheet!!!!
sing con:

3) Dispose Assets & Return More Surplus Cash To Share Holders
chrischan:kikikiki!!!!!greater fool still waiting for this story from 2013 to 2014!!!!kikikiki!!!now 2015
sing con:

4) I Can Assure All Here That I Want You To Ride With Me Safely In A Journey of A Great Growth Company in PM Corp
chrischan:great growth company!!!!!kikikiki!!!!veeryyyy funny!!!!
sing con:

kikikiki!!!!sing con b****t on cash payout!!!!!kikikiki!!!and increase chocolate sales!!!!!kikikikiki!!!
classic story worth repeating!!!!!kikikiki!!!!!same tactic again!!!!!kikikikiki!!!1


Posted by calvintaneng > Dec 2, 2013 08:37 AM | Report Abuse

A Very Good Morning To All From Calvin Tan Singapore,

Thank You Very Much kcchongnz for detailing the path PM Corp should take:

1) Increase Sales of Chocolate Products
2) Reduce Unnecessary expenses
3) Dispose Assets & Return More Surplus Cash To Share Holders
4) I Can Assure All Here That I Want You To Ride With Me Safely In A Journey of A Great Growth Company in PM Corp

Have A Nice Day!

kikikikiki!!!!worth repeating this blow water story until hit pluto!!!!kikikikikikiki!!!!bargain of century!!!!!!kikikiki!!!!!


Dear Friends,

If you are A Long Term Investor I would like to recommend

PM CORP(4081) THE BARGAIN OF THE CENTURY!!

Price now is 25 cents

Target Price RM1.50

Longer Term Target is RM10.00. RM10.00? YES! YES! & YES!!

PM CORP has The Potential Like NESTLE (RM68) & DUTCH LADY (RM46)

Check it OUT CAREFULLY ON PM CORP FORUM NOW

You will BE GLAD YOU DID

Best Regards,

Calvin of Singapore

kikikiki!!!!more blow water story on cash payout from sing con!!!!!kiikikiki!!!!so obvious this blow water story!!!!!cannot see meh!!!!kikikiki!!!

Posted by calvintaneng > Oct 11, 2013 12:08 AM | Report Abuse

Thank you anbz, I promoted NFI Chocolates in the last 4 years and everybody says, "Thank you". Even the Cadbury, Nestle & DKSH merchandisers were friendly and polite when I met them at Giant, Jusco, AEON & MYDIN Supermarkets.

I only promoted PM Corp Shares here less than 3 short weeks and you read for your selves the comments in the Whole Tread.

Any Way, Believe Or not, It is the Individual Responsibility of everyone.

COMPANY HAS ABOUT 20 CTS NET CASH PER SHARE. THERE WILL BE AN OFFICIAL ANNOUNCEMENT EITHER IN OCTOBER, NOVEMBER OR LATEST DECEMBER 31, 2013


CASH DISTRIBUTION!!!

kikikiki!!!clock is ticking fast!!!!make up your mind fast sing con sor chai stalker!!!!!!kikikikiki!!!!!

kikikikiki!!!!!!!but but but but if you want learn correct gst application!!!!!!!!you want me to stay bjcorpse!!!!!!kikikikiki!!!!!!no one has teach the correct gst application before me!!!!!kikikiki!!!even famous blog and those gst blog in i3 allllllllllllll are wrong because they dont understand!!!!!!!!!kikikikikiki!!!!!

kikikikiki!!!!better grab this opportunity before i change my mind!!!!!!!kikikikiki1!!!!

kikikikiki!!!!!sing con sor chai stalker bjcorpse -16% hot air balloon ifcamsc +166%!!!!!!!going to be 1 year!!!!!!what choooooooo you gonna do!!!!!!!!kikikikiki!!!!!!

sing con go apologise to nice ifcamsc people!!!!!!!!kikikikiki!!!!i may consider stop coming bjcorpse!!!!!!!kikikikiki!!!!!!

kikikikiki!!!!!!!!reallllllllllYYYYYYYYY ahhhhhhhhh!!!!!!kikikikiki!!!!you know i know la sing con blow water!!!!!!kikikikiki!!!!!!



Posted by calvintaneng > Mar 19, 2015 12:18 PM | Report Abuse

Lewis Lee

YES! A 100% YES

I TOOK OVERDRAFT FROM PUBLIC BANK AND BOUGHT INTO BJ CORP. NOW MY TOP HOLDINGS IN BURSA.

kikikikiki!!!!when you sold house from client to another client!!!!!kikikikiki!!!!you earn commission!!!!kikikikikii!!!!dont claim dispose properties when the properties not your!!!!kikikikiki!!!!!!

but but but but!!!!!!!is it that fun to travel from singapore to iskandar!!!!!brave the traffic jam!!!!!!!!!!!!kikikikikiki!!!!!iskandar has the freessssssssssshhhhhhhhhh air in the world!!!!!kikikikiki!!!!!why sing con still stay at jurong west hdb flat!!!!!!with polluted air from industrial area!!!!!!kikikiki!!!!!



Posted by calvintaneng > Mar 19, 2015 12:55 PM | Report Abuse

It's like this.

I have disposed some properties but since real estate is illiquid it will take time. Since BJ Corp has fallen to so attractive levels. Why not? I can always top up OD when I get proceeds from property sales.

kikikikiki!!!!how a sing con sor chai stalker blow water with number nta!!!!!!!!kikikikiki!!!!!want to reach jupiter and struck by thunder!!!!!!so good blow water sing con!!!!!kikikiki!!!!


Posted by calvintaneng > Mar 19, 2015 01:20 PM | Report Abuse

Tofuman,

I have a very simple formula for UEMS

UEMS Book Value for Its Lands in Iskandar is RM5.30 psf.

In Ledang Heights. Bungalow plots to sold for RM20 psf in early years. Prices have gone up to RM200 psf. Up 10 times.

So Mulitiply RM5.30 by 10 = RM53 psf. From there you can revalue the NTA Upward from.

Say NTA is Now RM1.40

10 Times Mean RM14.00. Now Take 50% Discount for Raw Lands

Intrinsic Value should be around RM7.00.

Note: UEMS Lands in SILC, Gerbang Nusajaya & Puteri Harbour Are Worth Far More.

So Intrinsic Value is not static. It can move up or even down in recession. But since Bullet Train Construction Launch is Imminent Intrinsic Value has a good chance to cross RM10.00

kikikikiki!!!!!!sing con sor chai!!!!!!how your pmcorp mpcorp and all holland stock!!!!!!kikikikiki!!!!!

kikikkikiki!!!!!those with house and land know one thing!!!!!house and land always better than share market!!!!!!!kikikikikiki!!!!!sing con sor chai stalker my 560k house you can sell or not for 5.6million!!!!!!!!!kikikikikiki!!!!!

you blow water no 1 unitl fly outside milky way!!!!!!1 million for you!!!!!!kikikiki!!!where got such a big commission!!!!!!kikikiki!!!

kikikikikiki!!!!!!!what is hot air balloon ifcamsc price!!!!!kikikikiki!!!!!!!sing con bjcorpse fly until hit pluto!!!!!!kikikikikikiki!!!!!!!

kikiki!!!!cfoong i have ifcamsc only!!!!!kikiki!!!if tt101 sor chai can answer how gst apply to bjcorpse with correct calculation!!!!!kikikiki!!!

i share why tan sri is not fool to revalue nta because of tax!!!!kikiki!!!!dont challenge me on tax!!!!

sing con blow water stalker sor chai!!!!!kikiki!!!!i send you to pluto when i free!!!!!kikikiki!!!!

BOH CHOW BJCORPSE CCCCCCC ARGHHHHHH!!!!!!

kikiki!!!!while waiting tt101 sor chai to really understand gst and how every business application is different!!!!!kikiki!!!!

remember salient points to sel bjcorpse!!!!kikikiki!!!!

kikikiki!!!!pleaSEEEEEEE teach me if you can!!!!!!i waiting!!!!!kikikikiki1!!!!

kikikikikiki!!!!!tt101 sor chai!!!!!i told u so!!!!!bjcorpse is an invesment holding company!!!!!kikikikiki!!!!!u know how gst apply to investment holding compamy or not!!!!kikikiki!!!!

kikikikiki!!!!!take insurance company as example!!!!!!!kikikikiki!!!!do you understand why the case below is 65% can claim back!!!!!kikikiki!!!!

because general insurance subject to gst but life insurance not subject to gst!!!!!!kikikikiki!!!!

if Surai Sdn Bhd 100% monthly sales from general insurance!!!!then must pay extra rm1000 gst loh!!!!!kikikikiki!!!and no claim back!!!!!kikikiki!!!!


Example:
Suria Sdn Bhd, an insurance company sells life and general insurance.
In carrying out its business, the company incurs GST on electricity amounting to RM1,000. The general insurance premium collected is RM65,000 whilst life insurance RM35,000. The input tax (residual input tax) that can be claimed is:

look Page 23 with calculation


kikikikiki!!!!!extra electrictiy cost rm350 after gst!!!!!!operating business cost increase!!!!!kikikikiki!!!!



http://gst.customs.gov.my/en/rg/SiteAssets/specific_guides_pdf/Input%20tax%20guide%20050413%20-latest%20version%20with%20%20Cover.pdf

kikikikikiki!!!!i send tt101 sor chai to pluto again today!!!!!kikikikiki!!read but dont understand!!!!!!

bjcorpse is an investment holding company!!!!!
gst calculation is insurance company!!!!!!
gst appliction is different la to different business entities!!!!!!!

kikikikiki!!!!!i told u so tt101 sor chai!!!!!!kikikikikiki!!!!!

------------------------------------------------------------------------------------------------------------------------

Posted by chrischan > Mar 18, 2015 01:41 PM | Report Abuse X

kikiki!!!!understand gst mechanism is simple but to apply into business context is susah la!!!!that y got gst consultant to advise business!!!!kikiki!!!i hope tt101 is not hng33 other user id!!!!kikiki!!!when u reallllllly understand gst,u know the biggest non claimable gst hit bjcorpse!!!!kikikiki!!!

--------------------------------------------------------------------------------------------------------------------------
Example:
Suria Sdn Bhd, an insurance company sells life and general insurance.
In carrying out its business, the company incurs GST on electricity amounting to RM1,000. The general insurance premium collected is RM65,000 whilst life insurance RM35,000. The input tax (residual input tax) that can be claimed is:

look Page 23 with calculation


kikikikiki!!!!!extra electrictiy cost rm350 after gst!!!!!!operating business cost increase!!!!!kikikikiki!!!!



http://gst.customs.gov.my/en/rg/SiteAssets/specific_guides_pdf/Input%20tax%20guide%20050413%20-latest%20version%20with%20%20Cover.pdf

---------------------------------------------------------------------------------------------------------------------------

kikikikiki!!!!!!realllllllllllllllllllyyyy dont understand tt101 sorchai!!!!!!!!!!!!!kikikikiki!!!!

Posted by tt101 > Mar 18, 2015 09:33 PM | Report Abuse

chrischan kikikikiki!!!!!multi stage taxation system hit business most because last time takde lah!!!!!!many services rendered to business kena la!!!!!!kikikikiki!!!!a simple and cheap example is office stationery!!!!!!!kikikikiki!!!!

business buy rm100 stationery now only paid rm100!!!!!!sst not applicable!!!!business employee are end user of stationery!!!after gst rm106!!!!!business cant claim this back!!!!!!kikikikikiki!!!!!

after gst,operating costs of business sure increase because many services and barang kena GST!!!!!including service air con,cleaner!!!!!!business is end user la!!!!!!when operating costs increase,cost per unit sold to customer increase!!!!!!!!!kikikikiii!!!!after that 6% gst apply on products with increase cost!!!!!!!kikikikiki!!!!!this is you call value added tax!!!!!kikikikiki!!!

the biggest 6%GST to hit bjcorpse where bjcorpse is end user is.............!!!!!!kikikikikiki!!!!!
18/03/2015 12:52

kikikikikiki!!!!!!!!!!a very good morning from boom boom booming iskandar!!!!!!!kikikikiki!!!!!!

kikikikiki!!!!this is the real calculation by gst custom!!!!!kikikikikii!!!!tt101 is sor chai!!!!!!kikikikikiki!!!anorher case of read but dont understand!!!!!!!kikikikiki!!!!!!

kikikkiki!!!!the biggest 6% gst non-claimable to hit bjcorpse is...........!!!!!kikikikikiki!!!!!!

after you all realise by july!!!!!!!i share the link here and write this!!!!!kikikikiki!!!!!!!!

(link)

I TOLD U SO!!!!!!!!!KIKIKIKIKI!!!!!!REMEMBER SALIENT POINTS TO SELL BJCORPSE!!!!!!

BOH CHOW CCCCCCCCCCC ARGHHHHHHHHHHH!!!!!KIKIKIKIKI!!!!

kikikkiki!!!!!!reallllllllllly dont understand!!!!!!!!use general model only!!!!!!!!now i call you tt101 is sor chai!!!!kikikiki!!!!!

to shame u and make u understand!!!!!!!kikikikikii!!!!


Residual input tax is incurred when input tax is not directly attributed to either taxable or exempt supplies. Examples of residual input tax include input tax on rental, utilities, stationery, computer and maintenance services. The amount of residual input tax that can be claimed is only the proportion that is attributable to taxable supply. This proportion is determined according to the
ratio of the taxable supply to the total supplies made by the taxable person.
Total supplies excludes any disposal of assets, supplies made by the taxable person to himself, imported services and incidental exempt financial supplies. However, a mixed supplier can claim the full amount of the residual input tax incurred if the amount of exempt supply fulfilled the de minimis rule. Otherwise, he is required to apportion the residual input tax incurred

Example:
Suria Sdn Bhd, an insurance company sells life and general insurance.
In carrying out its business, the company incurs GST on electricity amounting to RM1,000. The general insurance premium collected is RM65,000 whilst life insurance RM35,000. The input tax (residual input tax) that can be claimed is:

look Page 23 with calculation


kikikikiki!!!!!extra electrictiy cost rm350 after gst!!!!!!operating business cost increase!!!!!kikikikiki!!!!



http://gst.customs.gov.my/en/rg/SiteAssets/specific_guides_pdf/Input%20tax%20guide%20050413%20-latest%20version%20with%20%20Cover.pdf

Kikiki!!!all official gst note can be download from gst custom!!!kikiki!!!dont challenge me on tax!!!i send u fly to pluto!!!!kikiki!!!remember salient points to sell bjcorpse!!!kikiki!!!!

to sing con!!!!can sell or not 560k for 5.6mil!!!!
to tt101!!!can share or not the link!!!already share the website link with u!!!!

Kikiki!!!can share official link or not!!!dont like sing con!!!kikikii!!!if i share official gst link say stationery electric cant claim back by business user like bjcorpse!!!!can u change ur name to "tt101 is sor chai"!!!!kikikiki!!!

Posted by chrischan > Mar 18, 2015 12:22 PM
| Report Abuse
kikikikiki!!!tt101 to start learning!!!!!!u must read
and understand and dont make assumption!!!!!!
kikikikiki!!!!
kikikikikiki!!!!why i so genius!!!!!!kikikikiki!!!!!many
many people read but dont understand what they
read!!!!!!!!kikikikiki!!!!ok ok ok la!!!!!i also run
business!!!!!!that why i know delete amend repost
hng33 blow water also!!!!!!!!kikikikikiki!!!!!!

http://gst.customs.gov.my/en/rg/SiteAssets/
industry_guides_pdf/Revised/F2Retailing%20Guide
%20130114.pdf

Kikikiki!!!simple challenge to tt101!!!can share gst website link that stated most business expenses is claimable!!!!kikikiki!!!!can or not!!!

Kikiki!!!!really dont understand!!!!most of the business expenses is claimable!!!!kikiki!!!do you know qhat u wrote!!!!kikikiki!!!gst is revenue for government not business!!!!!kikiki!!!one more gone case here!!!!

kikiki!!!!understand gst mechanism is simple but to apply into business context is susah la!!!!that y got gst consultant to advise business!!!!kikiki!!!i hope tt101 is not hng33 other user id!!!!kikiki!!!when u reallllllly understand gst,u know the biggest non claimable gst hit bjcorpse!!!!kikikiki!!!

kikiki!!!really dont understand!!!must understand claimable or not!!!!kikiki!!!stationery shop ALI sold rm100 to bjcorpse!!!!under gst,rm6 is output tax for ALI and input tax to bjcorpse!!!!ALI can claim rm6 because ALI is "tax agent" or middleman for government!!!!!kikiki!!!bj corpse employee use the stationery!!!!kikiki!!!no output tax happen here because bjcorpse is end user!!!!kikiki!!!

to claim back input tax from government!!!must be receipt la!!!like ALI buy from factory and sold to bjcorpse!!!!!kikiki!!!end user no receipt like employees so cannot claim!!!!!kikiki!!!

kikikikiki!!!!!when that biggest non-claimble gst hit bjcorpse!!!!!!!kikikikiki!!!!!!sure funny!!!!tan sri not nice enough to absorb this biggest non-claimable gst himself!!!!!!!kikikikikiki!!!!!!all restaurant service 10% still here!!!!kikikikiki!!!and tambah this biggest non-claimable gst!!!!!!!kikikikikiki!!!!!

kikikikiki!!!!!multi stage taxation system hit business most because last time takde lah!!!!!!many services rendered to business kena la!!!!!!kikikikiki!!!!a simple and cheap example is office stationery!!!!!!!kikikikiki!!!!

business buy rm100 stationery now only paid rm100!!!!!!sst not applicable!!!!business employee are end user of stationery!!!after gst rm106!!!!!business cant claim this back!!!!!!kikikikikiki!!!!!

after gst,operating costs of business sure increase because many services and barang kena GST!!!!!including service air con,cleaner!!!!!!business is end user la!!!!!!when operating costs increase,cost per unit sold to customer increase!!!!!!!!!kikikikiii!!!!after that 6% gst apply on products with increase cost!!!!!!!kikikikiki!!!!!this is you call value added tax!!!!!kikikikiki!!!

the biggest 6%GST to hit bjcorpse where bjcorpse is end user is.............!!!!!!kikikikikiki!!!!!

kikikikiki!!!!!remember salient points to sell bjcorpse!!!!!!!!!kikikikikiki!!!!!i3smart,mikekong,hjey all together!!!!!!!!kikikikiki!!!!

BOH CHOW BJCORPSE CCCCCCCCC ARGHHHHHHHHHHHHHHH!!!!!!

kikikikiki!!!!!another case is delete amend repost hng33!!!!write so nice but the concept is wrong!!!!!!!kikikkiki!!!!!!when the concept wrong,you write how nice also wrong!!!!!!kikikikiki!!!!!!!

kikikikiki!!!!!!tt101 never judge a book by its cover!!!!!!!!i write like this but hell ya i am so smart and right!!!!!kikikikiki!!!!!sing con write nicely but all blow water only!!!!!kikikiki!!!!!!!

kikikikiki!!!tt101 to start learning!!!!!!u must read and understand and dont make assumption!!!!!!kikikikiki!!!!

kikikikikiki!!!!why i so genius!!!!!!kikikikiki!!!!!many many people read but dont understand what they read!!!!!!!!kikikikiki!!!!ok ok ok la!!!!!i also run business!!!!!!that why i know delete amend repost hng33 blow water also!!!!!!!!kikikikikiki!!!!!!


http://gst.customs.gov.my/en/rg/SiteAssets/industry_guides_pdf/Revised/F2Retailing%20Guide%20130114.pdf

kikikikiki!!!!i told u already!!!!dont challenge me on tax!!!!!!!send u fly outside 10 milky way!!!!!!!!kikikiki!!!!classic example of sing con read but dont understand!!!!!!kikikikikiki!!!!

kikikikiki!!!!only rich singaporean can afford new car!!!!the rest poor singaporean only take cab,mrt and old car more than 10 years old!!!!!!kikikikiki!!!!!!!just like sing con sor chai stalker!!!!!kikikiki!!!!!

kikikikiki!!!!!!to think vehicle quota system and tax make majority singaporean crying out loud!!!!!!kikikikii!!!!!

kikikii!!!!!to compare malaysia and singapore is realllllllllly sor chai style!!!kikikikiki!!!!!!average earnings,costs of living are 1 planet different!!!!!!!kikikikiki!!!!

kikikiki!!!!!i3smart,,mikekong,hjey going to say in unison!!!!!!!!kikikikiki!!!!

sing con sor chai stalker is (Shaking head) (Shaking head) (Shaking Head)

BOH CHOW BJCORPSE CCCCCCCCCCCCCC ARGHHHHHHHHHHHHHHHHHHHHH!!!!!KIKIKIKIKI!!!!!!

kikikikiki!!!!sing con sor chai stalker!!!!!!!!i give u 1 million and you can retire!!!!!!!kikikikiki!!!!can buy house and stay in boom boom booming iskandar!!!!!!!leave the hdb flat at jurong west!!!!!!kikikikiki!!!!!!

so can sell or not 560k house for 5.6million!!!!!kikikiki!!!the best commission in malaysia for a property agent that only blow water!!!!!!!kikikikiki!!!!!

kikikiki!!!!salient points to sell bjcorp!!!!!kikiki!!!good thing must be share frequently!!!!!!kikikikiki!!!!!

1.goreng stock
2.no fundamentals
3.no revalue asset because of tax
4.tan sri is not fool to revalue
5.too many unprofitable business in bjcorpse
6.gst shock to retailer business
7.hidden debt
8.huge volume share spread
9.too many frustrated seller on 41,41.5,42,42.5,43 cent
10.certified stagnant until 2026
11.opportunity cost getting expensive the longer you hold
12.bjcorpse wont give generous dividend to shareholder
13.certified value trap
14.denial is dangerous.dont believe and make story when you holding paper loss

BERJAYA MATI ALL THE WAY!!!!!KIKIKI!!!

the 6% GST service and non-claimable to hit bjcorpse until fly outside pluto is.....!!!!!kikikikiki!!!!!

kikikikiki!!!!!business also hit by 6% GST non-claimable output tax that cant pass to end user!!!!!!!kikikikikiki!!!!!

business is also end user to many service which not subject to 6%GST previously under SST!!!!!kikikikiki!!!!!

kikikikiki!!!!!!many people brainwash and think only end user got hit 6% GST output that is non-claimable!!!!!!!!kikikikiki!!!!!!sor chai only like this!!!!!!!kikikiki!!!!!

they think business pass all 6% GST to end user!!!!!!kikikikiki!!!!!!i already laugh!!!!!kikikiki!!!

kikikikiki!!!!!!many people can read but dont understand what they read!!!!!!they understand 20% and tambah 80% what they think should be!!!!!!!kikikikikii!!!!like GST!!!!!

SST 10% is single point taxation system!!!!!kikikikiki!!!!!GST 6% is multi stage taxation system!!!!!!kikikikiki!!!!!so simple english but many dont understand!!!!!kikikikiki!!!!!

for people use 10% SST - 6% GST = savings!!!!!!kikikikiki!!!!mean they realllllllllllllyyyyy sor chai!!!!!!kikikikikiki!!!!!dont challenge me on tax!!!!!!i send u fly outside 10 milky way!!!!!kikikiki!!!!!

Kikiki!!!hope in 2month later all still here for me laugh!!!!sing con can sell or not my 560k for 5.6mil!!!kikikiki!!!!

delete amend repost hng33!!!! learn more or not gst!!!!kikiki!!!remember this points tan sri not fool revalue nta because tax!!!!!kikiki!!!!i shame you when an article published!!!!kikikiki!!!!

kikikiki!!!!salient points to sell bjcorp!!!!!kikiki!!!good thing must be share frequently!!!!!!kikikikiki!!!!!

1.goreng stock
2.no fundamentals
3.no revalue asset because of tax
4.tan sri is not fool to revalue
5.too many unprofitable business in bjcorpse
6.gst shock to retailer business
7.hidden debt
8.huge volume share spread
9.too many frustrated seller on 41,41.5,42,42.5,43 cent
10.certified stagnant until 2026
11.opportunity cost getting expensive the longer you hold
12.bjcorpse wont give generous dividend to shareholder
13.certified value trap
14.denial is dangerous.dont believe and make story when you holding paper loss

BERJAYA MATI ALL THE WAY!!!!!KIKIKI!!!