shawn3333,

Yes. the table below should be of help. depends on your age.

say you are now 45 years old, you have Account 1 savings of RM350,000 . Look at the table below, Required Basic savings in Account 1 of RM64,000

Computation : ( RM350,000- RM64,000) * 20% = RM57,200 ( meaning you can use RM57,200 for investment)


AGE (YEAR) BASIC SAVINGS (RM) AGE (YEAR) BASIC SAVINGS (RM)
18 1,000.00 37 34,000.00
19 2,000.00 38 37,000.00
20 3,000.00 39 41,000.00
21 4,000.00 40 44,000.00
22 5,000.00 41 48,000.00
23 7,000.00 42 51,000.00
24 8,000.00 43 55,000.00
25 9,000.00 44 59,000.00
26 11,000.00 45 64,000.00
27 12,000.00 46 68,000.00
28 14,000.00 47 73,000.00
29 16,000.00 48 78,000.00
30 18,000.00 49 84,000.00
31 20,000.00 50 90,000.00
32 22,000.00 51 96,000.00
33 24,000.00 52 102,000.00
34 26,000.00 53 109,000.00
35 29,000.00 54 116,000.00
36 32,000.00 55 120,000.00

the profit will go back to EPF account..

ermm.....by the way, know should not talk so much about EPF account under this thread. let us go back to puncak niaga story now.>.<

can. EPF can use to buy shares.

Members are allowed to withdraw and invest 20% of the amount in excess of the required basic savings in Account 1 to age in order to invest.

can use epf money to do trading using individual trading account also.

bought a leasehold land for Rm124 at Pj, good move or not??

but better do your own research, i could be wrong though.
FYI generate electricity using bio gas is about 8-17% cheaper compared to using natural gas at market prices.
CIMB has a target price of 2.82RM.

i would, fundamental strong, government advocates to save energy, cypark would be the beneficiary. it is much of a long term play..not short term..

the 25years concessionaire agreement signing will be the catalyst.

yea..i should be. i m going to enter too

it seems a lot of people is talking bout avoiding counter which is highly exposed to election risk, for example UEM land. but if i believe in its strong fundamental, should i be buying or i should be looking at it from a different angle, from the political angle especially?