Negative operating cash flow is a no-no !!

For any corporate and commercial divisions within any banks, it's hard to find zero exposures to oil and gas sectors unless you're pure consumer bank. NPLs are opaque unless they are being announced. Your guess is as good as mine. However, everything has a price.

For those uninitiated, the fall coincided with the MSCI Index weightage rebalancing.. accumulate at weakness.

hold tight. shaking out weak holders..

All the funds are in. Buy and hold for 2 years.

Structural growth story...quietly accumulating.