Hi Mr Koon, thank for sharing.
I agree to you, we have to maxi the loan amount in order to maxi the profit(if we are confident to get return better than % of loan).

1)May i know the detail how you judge for the debt gearing ratio?
(example you will look detail into the annual report, what kind of debt this company loan)
2)What is the max level(of a company) gearing ratio that you can accept(let said this company is having good profit growth prospect)?
(for examples 1.2???).

just type acotec, wallpanel,concreteissue......for Industrial Building System for further information, if you r interested.