Mr. Chen graduated from Montana State University, Bozeman, United States with a B.Sc. in Business (Finance) in 1983.

Mr. Chen has 30 years of working experience in the financial industry covering various areas including Credit and Marketing (Leasing and Hire-Purchase) and Commercial Banking.

He began his career in Credit and Marketing (Leasing and Hire-Purchase) division where he was responsible for the marketing of hire-purchase and leasing facilities, and evaluate applicants and loan documentation. He was able to secure a significant amount in leasing and hire-purchase facilities on the back of an economy in recession.

In 1987, he joined Southern Bank Berhad as a Head of Credit and subsequently in 1990, he joined Alliance Bank Malaysia Berhad. He was actively involved in Commercial Banking covering Credit and Marketing, Branch Banking, Priority Banking, Business Development Centre and Regional Sales, Risk Management and Compliance.

In 2007, he joined RCE Factoring Sdn. Bhd. ("RCE") as a General Manager/Director for a period of 7 years. In RCE, he was responsible in managing a factoring house which includes to plan, organise and implement strategic plan to grow market share, to provide leadership to sales team to increase SME market business and organising sales events/activities and local prospecting to grow new and existing business, and to ensure all teams maintain proper operational controls and compliance with policies and procedures. He was the Chairman of the Malaysian Factors Association until March 2015.

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