1. Mumbai University, India - Bachelor of Commerce, 1978 
2. Rutgers University, USA - Master of Business Administration, 1981

WSG Consultants, Dubai: 
- Managing Director (June 2015 - Present)

Standard Chartered Saadiq Berhad, Malaysia:
- Chief Executive Officer & Global Head of Islamic Banking, Consumer Banking (2012 - 2014) 

Standard Chartered Bank, Singapore:
- Global Head of Islamic Banking, Consumer Banking (2011 - 2012) 

Tamweel PJSC, Dubai:
- Chief Executive Officer (2008 - 2010)

Dubai Islamic Bank, Dubai:
- Head of Consumer Banking (2003-2008)

Standard Chartered Bank. Sri Lanka:
- Chief Executive Officer (2001 - 2003)

Standard Chartered Bank. Dubai:
- Regional Head, Transaction Banking, Middle East & South Asia (1998 - 2001)
- Regional Head, Investment Institutions, Middle East & South Asia (1997 - 1998)
- Regional Manager, Loan Syndications, Middle East & South Asia (1993-1995)

Standard Chartered Bank. Mumbai:
- Senior Manager, Corporate Banking (1995 - 1997)
- Manager, Performance Management Group (1991 - 1993)
- Area Director, Personal Banking (1990 - 1991)
- Area Credit Manager, Western India (1986 - 1990)

American Express Bank, Mumbai:
- Relationship Manager, Corporate Banking (1984 - 1986) 

Mashreq Bank, Mumbai:
- Advances Officer (1981-1984)

AmBank Islamic Berhad

Nil

Nil

Nil