Diploma in Higher Accounting, London Chamber of Commerce Industry United Kingdom (UK)

Finance trained, joined Four Media Company Asia Pte Ltd (now known as Ascent Media Pte Ltd), a Singapore subsidiary of Ascent Media, a Nasdaq listed company, as a Finance Manager from 1995 to 2007. During these 13 years, Andy Yap has successfully set up a robust financial system, to manage the broadcasting services company, serving customers like MTV Asia, Discovery, Nickelodeon and advertising agencies. During 2007, Andy Yap resigned from Ascent Media Pte Ltd and joined Bombardier, a Toronto Stock Exchange listed companies, with a market capital of USD3 billion, a well-known brand in transportation industry, manufacturing aircraft, passenger movers trains, locomotives and snow mobile. Andy Yap managed the financial matters for all Bombardiers Singapore and Malaysia subsidiaries, supplying MRT and LRT trains to Singapore and Malaysia authority. Andy Yap is also a pioneer in setting up the first Bombardiers shared service centre (SSO) based in Cebu, Philippines, consolidated 3 countries finance operation to the SSO. In Year 2013, Andy Yap holds a directorship, was transferred to aerospace division, to start up a world-class private jet service centre in Singapore, managing the financial matter, facility management and securities. In mid-2016, Andy Yap established his own firm in Singapore, JW Visions, to provide business consultancy services.

None

He has no family relationship with any other Directors and/or substantial shareholders of VCB.

He has no conflict of interest with VCB and has no convictions for any offences within the past 10 years.

93,200 ordinary shares of RM0.50 each