sure, alipay88

AND BE CAREFUL

latest Bank Negara annoucement is designed to bankrupt more than a million people in Malaysia.

credit card installments NOT allowed to be deferred. Care guys

So credit card holders MUST pay more than normal payments
since credit card holders already cannot pay normal payments

how can credit card holders pay MORE than normal?

Bank Negara tot about it
and taking the opportunity to bankrupt more than 1 million people in Malaysia.
When these people go bankrupt, those housing loans will go bankrupt also.

Bank Negara's ultimate objective is to make houses more affordable coz all these bankrupts will have houses forced sold.

There is definite systemic risk to the banking system with this Bank Negara Annoucement

example

credit card holders already cannot pay RM100.00

now Bank Negara says MUST pay RM150.00 or go bankrupt.......

now situation has become much much worse to the economy

sure many more people will become bankrupt.

get ready money to buy more cheap houses.

Did you guys know credit card holders MUST pay more than normal payments
since credit card holders already cannot pay normal payments

how can credit card holders pay MORE than normal?

Bank Negara tot about it
and taking the opportunity to bankrupt more than 1 million people in Malaysia.
When these people go bankrupt, those housing loans will go bankrupt also.

Bank Negara's ultimate objective is to make houses more affordable coz all these bankrupts will have houses forced sold.

There is definite systemic risk to the banking system with this Bank Negara Annoucement

eh eh eh woo woo woo

“That which does not kill us makes us stronger.” cheers yo

haaaaaaaaaaaaaaa haaaaaaaaaaaaaa

unforeseeable future!

Post removed.Why?

haaaa

Just to share.......

每一个投资者买入一家公司的股权有很多的原因，可能包括了看上他们的成长，喜欢他们稳定的业务，喜欢他们的高派息量，又或者说… 单纯因为人家说好你就跟着买入了

对于人家说好你跟着买入的，除非你确认对方真的是够了解那家公司，不然的话你的行为可以被判定为 “Speculative – 投机性“ 的～那么投资跟投机差别在哪里？很简单，同样一家公司，同样一个价位买入，投资的可能准备部署Average Down，买更多便宜货，而投机的则寝食难安，不清楚到底要不要砍掉，这就是两者之间的差距！

不过，若是因为COVID-19 带来的灾难影响了公司的基本面 / 根基，或者动摇到了你买入的原因的话，那么你就要考虑止损了..
“可是版主啊，你不是要讨论高股息的咩，长篇大论这些课题干嘛？“

这是因为我想打破盲目买入 “高股息“ 股的迷思，我不想你因为现在公司的 Dividend Yield 看起来非常高而买入，后来公司的股息调整后，买入的原因改变了，你又要Cut Loss 了..

首先，我们要先了解Dividend Yield 或者 Dividend-Price Ratio里面包含了什么，他的方程式很简单：
Total Annual Dividend Payment（一年内给出的股息）/ Market Capitalization （市值）= Dividend Yield（股息率）
先看看Market Capitalization（市值），市值代表着的是一家公司在市场上的价值，也等于是股价 x NOSH（市面上的股数），当股价提高了，市值当然跟着提高（NOSH 维持不变的话），因此，我们可以判定：
-市值增加的话，你在目前价位买入的话股息率会减少
-市值减少的话，你在目前价位买入的话股息率会增加

随着近期美国市场崩盘，加上我们自己国家的政治不稳定以及病毒开始爆发的课题，绝大部分公司的股价都大跌了，这也是为什么那么多 “高股息” 股会浮出水面～

那么，Total Annual Dividend Payment（一年内给出的股息）就很好理解，我们可以判定：
公司一年内给出的股息越多，股息率就越高
公司一年内给出的股息越少，股息率就越低
就是那么简单而已，不过，大家有发现当中其实有问题吗？
当我们讨论到一年内给出的股息的时候，我并没有提及 “买入” 的时候，因为这是已经过去的股息率（除非你在最近的 Ex-Date 买入），并不能代表公司未来可以维持这样的股息支付力。

还剩下781,546,455 PA，要是全都转换过来后 总数1,075,360,000 ，EPS 将会是3.05 cents 。以今天的股价14/3/2020 Rm0.155来算等于PE 5.1。
PE=5.1
ROE=8.10%
ROI=19.67%
选股能够选ROE高过ROI更加好
先选高ROE 才选低PE
不过最重要还是要看公司未来会不会有机会赚更多的钱啦。

Everyone happy today, nice....................... Kudos

Banking - Impact of Covid-19 & oil crash

She's got eyes of the bluest skies
As if they thought of rain
I hate to look into those eyes
And see an ounce of pain
Her hair reminds me of a warm safe place
Where as a child I'd hide
And pray for the thunder
And the rain
To quietly pass me by

TP3.00

looking good