will BIMB break $4.72 today? Let us all hope for the best. I am confident BIMB-WA will perform well today. Let us all support for it to go higher & higher.Good luck to all.

Posted by Fish and Chips > Apr 26, 2019 6:32 PM | Report Abuse

Bankers33! Please delete your comments about Icon! In the past, Icon did attack me, but i forgive him! In this world, we must have bigger heart! Let's be better human while we are in this world!


Brother Fish and Chips, let me be frank with you. I don't like his threatening big voice...here...

Icon8888 I am writing an article to downgrade BIMB Warahts to SELL


...he can write all he wants and I just don't bother what he writes. Like I said call it BLUFFOLOGY if you like.

Brother, let me ask you a simple question...Does he Icon888 has an evil heart after selling all his BIMB warrants? If no, then why threaten to write.....I am writing an article to downgrade BIMB Warahts to SELL.

I say forget it brother, does he know there are plenty of holders of BIMB warrants here including you & me and what are you suppose to do, keep quiet and pretend you see not and hear not? Nay!!!


Let him do what he wants but you must remember that someone is watching, yes, that someone is THE ALL MIGHTY ONE.Period.


Cheers brother, enjoy your weekend. If you drive,then drive with care.Bye.See you next week to see our BIMB , BIMB WA and Takaul rise further. Good luck to you too.

Fish and Chips Banker33! Be nice to Icon! He has taught many things! Let's focus on making money not looking for quarrel!
26/04/2019 6:27 PM


brother, you think he's a nice man, maybe all for his benefits.....go through his Jak warrant topic and another topic by another kaki who bantai him, hope you understand.

he sold half of his warrants[he said it] and now he says this.....

Icon8888 I am writing an article to downgrade BIMB Warahts to SELL


...he is so frustrated and jealous that others will make better profits by not selling now but later and he doesn't want us to make more and must be very jealous if we make more money and that's why he threatened to write an article that BIMB warrants should be downgrade.He is so scared he will not make money and that's why he sold earlier. Since he already sold, he had no further chance to make good profits [unless he starts buying again] and that's why he don't want others to make better money than him and that's why he chose to threatened to write that nonsense, the psychology is there.He thinks he is better than those bank analyst who today say BIMB TP is $5.20, so you tell me what is the price of it's warrants since it still got 4.5 years to live or expiry..

What is his REAL PURPOSE in wanting to write this...Icon8888 I am writing an article to downgrade BIMB Warahts to SELL


I say PURE JEALOUSY.....brother Fish and Chips, you think he is a nice man? A nice man won't do such things with an evil heart, does you and I have such an evil heart like his? The answer is a BIG NO.

I don't know him at first but he scolded and bombarded me for no reason and after I reply to him, he apologize....and later when I ask some questions he reply and that's how I know him but then I still don't know his true character until someone reply point by point to his silang topic on Jaks warrants.

Brother Fish and Chips, I don't say bad anything about BIMB and it's warrants and I did my best to support kakis by giving then encouragement and hope and also support by buying higher each day as I could have rest and wait for the warrants to go up as I said earlier that I bought many containers when BIMB warrants falls down to 14 cents to 17 cents. But I didn't stop here and wait but still continue in buying higher to lend some support to kakis here.

In this world, money is not everything. The most important thing is HONESTY & have a GOOD CARING HEART and not bluffology.

So, brother Fish and Chips, you have read what I just said and what do you think, in your honest mind, how I am quarreling with Icon888. We are all here to make money, don't we, so why quarrel unless.......[you fill in the blanks brother].

So, hopefully brother Fish and Chips will understand more, Cheers, have a great weekend and do take care too.

镠公公 Big announcement soon!!!
26/04/2019 5:53 PM


brother, just be patient and you will laugh all the way to the bank....take my words for it.

friends, you be the judge and see if Icon888 is a big con or not...here what he wrote in BIMB-WA topic....

I quote..



Icon8888 Wait for corporate exercise... warrants will jump 15 Sen a day
24/04/2019 8:36 PM

you all see he is waiting to sell at much much higher but he go cold feet as I bombard him earlier that he was the idiot who silently sell BIMB warrants at a cheaper price while it goes up next. So, all the time he feel he lost on earnings in BIMB-WA, so he geram and want to create havoc here. He call himself an old man but he is a real con all the while. Please go back to Jak warrant topic that he wrote and see another topic when another investor bombarded him Icon8888 left and right.

So, friends, you be the judge, no need for me to say more.

banker33 Icon8888 I am writing an article to downgrade BIMB Warahts to SELL
26/04/2019 4:50 PM


go on write and cheat and con people like you did in Jaks warrants,people here know what type of person you are, nobody is going to stop you....you already sold all your warrant and now you are jealous that it went up to 36 cents and you the biggest idiot sold for below 35 cents, real stupid moron while others laugh their way to the bank.
26/04/2019 5:01 PM

friends, you be the judge and see if Icon888 is a big con or not...here what he wrote in BIMB-WA topic....

I quote..



Icon8888 Wait for corporate exercise... warrants will jump 15 Sen a day
24/04/2019 8:36 PM

you all see he is waiting to sell at much much higher but he go cold feet as I bombard him earlier that he was the idiot who silently sell BIMB warrants at a cheaper price while it goes up next. So, all the time he feel he lost on earnings in BIMB-WA, so he geram and want to create havoc here. He call himself an old man but he is a real con all the while. Please go back to Jak warrant topic that he wrote and see another topic when another investor bombarded him Icon8888 left and right.

So, friends, you be the judge, no need for me to say more.

Dakewlest Anyone here bought bimb also?
26/04/2019 4:10 PM

me both Takaful & BIMB

wah, Takaful up 43 cents

wah, Takaful up 43 cents, indirectly BIMB price will go further up too.

moving now, more to up

more to come?

the top Gainer today

Frank Soweto I bought yesterday @.335. please dun laosai
26/04/2019 8:56 AM

don't worry brother, it won't lau sai, that's for sure, just be prepared to make money

market down but BIMB and Takaful both among the top 10 counters of Gainers, this shows the power of both counters.

Hong Leong today up the TP of BIMB



The 60%-owned Syarikat Takaful chalked in 1Q19 bottom-line of RM96m (+7% QoQ, +38% YoY), beating expectations. The robust showing came mainly on the back of strong premium growth. Thus, we raise our FY19-20 earnings forecasts by 2% and introduced FY21 estimates. Overall, the long-term prospects of the takaful industry remain rosy. In our view, BIMB’s current risk-reward profile is still favourable. Retain BUY but with a higher GGM-TP of RM5.20 (from RM5.00), based on 1.60x 2019 P/B.

Above expectations. Syarikat Takaful’s (60%-owned) 1Q19 net profit grew 7% QoQ to RM96m (+38% YoY). This is above estimates, making up 31-32% of our and consensus full-year forecasts, respectively. The business contributes c.30% to BIMB’s PBT.

Dividend. None declared as Syarikat Takaful only divvy in 4Q.

QoQ. 1Q19 net profit rose 7%, thanks to robust gross premium (+7%) at its general takaful business (+23%) given higher sales of motor and commercial-related products. Also, mark-to-market gains of RM21m (vs. a loss of RM31m in 4Q18) and lower claims (-2%) helped to lift profitability. However, the rise in management expense (+10%), other opex (+94%) and surplus to takaful operator/participants (+22%), mitigated the overall performance.

YoY. Gross premium jumped 40% on the back of better credit-related products sales at its family takaful business (+55%). This coupled with lower claims (-1%) trickled down to operating profit, leading to a whooping growth of 180%. However, the 27-fold spike in surplus to takaful operator/participants, capped bottom line from rising at a faster pace (+38%).

Outlook. Long-term prospects for the takaful industry is rosy, backed by positive structural drivers like: (i) an underpenetrated market; (ii) rising medical inflation; and (iii) flourishing Islamic banking sector. Also, the full-year impact of its bancassurance tie-up with Bank Rakyat (which began in 3Q18) is expected to anchor 2019’s premium growth (10-15%); this is done through credit-related products as seen in its 1Q19 results. Without a similar effect in 2020, this should normalize back to mid- to high single digit % level; CAGR from 2013-18 was 8%.

Forecast. With the results beat, we raise our FY19-20 earnings by 2% after factoring in higher income from its takaful business (+3%). Furthermore, we introduce our FY21 estimates.

Maintain BUY with a higher GGM-TP of RM5.20 (from RM5.00), following our earnings increase and based on 1.60x 2019 P/B (from 1.52x) with assumptions of 14.5% ROE (from 13.9%), 10.6% COE, and 4.0% LTG. This is in line to its 5-year mean of 1.56x but above the sector’s 1.15x. The premium is fair given its 4ppt above average ROE generation. Besides, from our reverse SOP assessment, we calculated the market is now only valuing Bank Islam (100%-owned) at 1.00x P/B with 10-11% ROE vs. peers at 1.15x P/B with 10% ROE, implying there is still upside from current levels.

Source: Hong Leong Investment Bank Research - 26 Apr 2019

break $4.72 and it will fly.

BIMB resistance is still at $4.72

Icon8888 sold half of my BIMB WA these few days
26/04/2019 10:36 AM


whether you sold half or see all if you want like brother AHHLONGGG is your business, you have all the rights but only stupid and idiotic people do that while knowing the full potential of BIMB warrants.

You saying this that you sold half is perhaps to influence other kakis to sell but frankly speaking I won't be that stupid and idiotic to follow you cause I know the potential of Bank Islam, as I said before the word Islam in Bank Islam is more than enough...yes, it will never go bankrupt or close shop, that is 100% guaranteed.

For me , I believe that BIMB and warrant had more room to move upwards and I am still buying and collecting upwards though I have many containers.

That's what I said I silang in BIMB and it's warrants.

Icon8888 you are wasting my time

after all the advice you got from me regarding BIMB WA, that is how you treat me

I have no energy to fxxk around with you

bye
26/04/2019 10:23 AM


people have to talk honestly and that's where the criterion factor. the way you tell kakis here to hold while you sell is not honest, I didn't pester you to sell, did I? You yourself said that.
So ask yourself, can what you said be trusted, not said I trust you differently, mind you your action tells on you. period.

OPMS hahaha Icon tempted to sell because profit so much :p
26/04/2019 10:18 AM

no lah, just want to tipu people while he sells, remember Jaks warrants, what did he said? ...until someone else said differently.

Icon888, I remember you said this below 2 days ago, so why suddenly sell, also you talk nonsense, asking people to wait while you sell.


your words...here


Icon8888 Wait for corporate exercise... warrants will jump 15 Sen a day
24/04/2019 8:36 PM

Icon8888 I want to reduce a bit

too much BIMB WA
26/04/2019 10:11 AM'''



too much BIMB warrant? I got more than 15 containers bought at 14 cents upwards, but mostly from 14 to 16 cents but still haven't sold any yet, so why you also cabut kaki?

just now those who queue to buy at 34 cents just got it and now they queue to sell at 35 cent,see the sell volume at 35 cents rose from 100k to 350k, told you all these hit and run kakis who make $200 will run

AHHLONGGG Haiya!!! Aagain Ahhlonggg cannot see one!! Mother already reach son conversion... BUT soon still dragging foot... Ahhlonggg has to wait for mother to reach Ahhlonggg calculated price now to check if mother still left the SON behind... Haiya!! Ahhlonggg heart need to be strong now!!!.. Need to take more medicine.. Haiya!!!


the trouble in BIMB warrants are those kakis who don't know the value of the BIMB bank. They buy and sell at the slightest profit.

again idiots rushing to sell son at 35 cents, when someone wallops near 3000 lots at 35.5 cents, real idiots who don't know the value of conversion when mother pass conversion rate, what to do with these idiots, hahaha

Takaful up 38 cents, so BIMB will rise or not and will the son rise up too when mother is up?

UnicornP banker u still in Mflour?
26/04/2019 9:13 AM

brother, I sold all my MFlour and sailang on BIMB and warrants

wah, up 38 cents, ho seh lau

told you all earlier that those idiotic kakis with no money now selling at 1 cent gain for son which they bough yesterday at 33 cents , mind you mother is up 4 cents. now do we call these people as idiots and morons of the highest order? Really in my nearly 30 years of shares trading I have not seen such idiotic share traders hahaha

support, support

remember, opportunistic don't always knock at your door.

comon friends, support your counter, queue higher to buy high to sell higher, if you holders don't support your counter, hen who is going to support your counter? Takaful good results just out, so take this opportunity to support your BIMB mother & son to go higher.

UnicornP Takaful results is seasonal.
25/04/2019 5:57 PM

nckcm Very good company well managed by PNB
25/04/2019 5:55 PM

nckcm Watch out for BIMB as well. About to fly soon
25/04/2019 6:31 PM



Bother Takaful & BIMB will fly definitely. Good luck friends.

Thursday, 25 Apr 2019

5:25PM TAKAFUL 1Q net profit 95.641 million (increased 37.10%) ....wow, this is a very great increase earnings indeed.

....that is EPS at 11.7 cents for 1 quarter from previous quarter at 8.5 cents

...and since BIMB is holding Takaful, what will be the EPS of BIMB when the 1st Qt report is out next month? It should be better than 11.7 cents and last quarter BIMB EPS is at 9.53 cents.{Takaful same period 8.5 cents}


So hang on my friends to your mother an son shares of BIMB, you will be greatly rewarded if you do so.

Good luck to all.

PS....just a short note to the warrant holders, please don't follow those idiotic and stupid warrant holders who will sell their warrants at 0.5 cent or 1 cent profit....like yesterday when mother is unchanged, these idiots sold their warrant at 0.5 cents cheaper. I notice quite a few with 10 thousand to 20 thousand warrants also sell cheaper yesterday, tse tse, 10k or 20k warrants cost is how much and you don't even have that amount?...so little money and can't these people hold, so don't plays shares lah these idiots,malu lah sendiri, hahaha
26/04/2019 4:47 AM

Abba84 takaful up 16 cts....BIMB stalled at 4.62!
25/04/2019 3:45 PM

too many government institutions selling daily.

got 1 idiot who stupidly thinks he can bring down the price of the warrants to 33.5 cents with 5 shares and 1 share thrown down cheaper, real moron.when price is cheap he don't want to buy but when price goes up, he is jealous and try to do this stupid act, hahaha

Icon8888 Warrants 50 Sen I will let go
25/04/2019 9:18 AM


me, no let go at this price

wah BIMB $4.70

TAKAFUL UP 12 CENTS, BIMB SO HOW MUCH?

Today we will see further upward price movement of both mother & son, I will continue to buy & support more. Hope for the best of all who invest here.

mother coming up.

sharks are coming in , watch out, more to come especially for warrants

Fish and Chips Banker33! You won't see warrant at 32.5 cents in few months time! Probably 50 cents and above if Bimb pass 5.00! Takaful will roll out it's 1st QR this week! Takaful should hit above 6.00, Bimb 5.00 and if son remain below 50 cents then the world should be end soon because it's just unbelievable!
24/04/2019 2:34 PM

Brother, if BIMB reaches $5, then I am confident that our BIMB-WA will reach 60 cents[ minimum] and above. Let's all hope for better days to come. BTW, BIMB 1st Qt results will be out end of next month and EPS should be more than 11 cents for the 1st Qt.

Fish and Chips Takaful far from my 13.00 minimum price target! Actually for me Takaful fair value is 16.00! Bimb should easily hit 8.00! Which left the warrant extremely undervalue now! It should not be below 40 cents! It should be 60 cents! But shockingly remain only 32.5 cents! Strange but true!
24/04/2019 2:17 PM


Yes,our BIMB-WA is extremely low in price. Maybe too many small kakis who hit & run with 1 cent gain could be one of the contributing factor as no one wants to hold for future growth. But I am the least worry because of my knowing it's undervalue that make me to buy more & more & not selling any warrant until today.Time is the deciding factor which help me make my decision to collect more & more warrants.

If let's say conversion price of $4.72 is reached and you have another 4 years and 8 months to expiry, what will happen to the mother share. Will it progress more withing the next 5 years? Yes, the next 5 years there will be more EPS, maybe reached 20 cents per quarter [annual 80cents EPS, just like Maybank] and then what price is warrant if $10 per share of mother , Maybank price now? Then there is the talk by the government to merge the Islamic banks with Bank Islam. Mind you, this is a bank and not any other company and banks are licensed Ah Long, so how much will BIMB bank make in 5 years time and what will be the price of the share? Mind you this is Bank Islam and not any other banks.

So, in 5 years what will be the price of the warrant? Your guess is as good as mine. All these factors will contribute to the increase price of the warrants definitely.

AHHLONGGG , don't know how to calculate. you only look at the present conversion, do you take into account of expiry date of December 2023? The longer the expiry date the more valuable it is when the conversion price is reach.

someone just ate 2231 warrants at 32.5 cents, more to come I am sure, hang on my friend, just don't be like those idiots who makes 1 cent also sell and cabut.

Friends, for those holding the warrants, just be patient as the conversion price is $4.72 cents and we are just 3 or 4 cents away from the conversion price and what more the son got another 4.5 years to expiry, so when the conversion price is reach, our warrants will be like gold, so hold on my friends.

nckcm Islamic bank wont die, only conventional banks.
24/04/2019 10:55 AM

100% correct, if Bank Islam die, then Malaysia might as well close shop.