SAN ANTONIO, Philippines (AFP): US and Philippine troops fired a salvo of rockets at a warship representing an enemy vessel in the disputed South China Sea on Wednesday (April 26), in the final exercise of the allies' largest-ever military drills.

It was the first time the countries had conducted a joint live-fire exercise in the hotly contested waters, which China claims almost entirely.

The Star

Eagle borrowed money from Panda. If the Eagle doesn't want to payback the money borrowed from Panda. How? The Eagle will find the excuse such as split the Panda into small small cake, make the panda unrest and find a way to rob the money borrowed with sanctions excuse. The bear already done. Now is the panda.

The Eagle using their accestor tactics which split and rule. Made you all split and easily rule you all. Right dude.

The next scapegoat of the currency weapon is panda nation. emperor Eagle is ready for get their free money.

If the world in peaceful situation, it will not benefit the dollar as safe haven currency. The more uncertainty and disharmony in the world, the more benefit is the dollar.

https://www.nbcnews.com/business/economy/inflation-rate-march-2023-is-it-better-or-worse-economy-rcna79150

https://www.nbcnews.com/business/economy/inflation-rate-march-2023-is-it-better-or-worse-economy-rcna79150

Anwar: Malaysia secures a record RM170 bil worth of investment commitments from China
-A+A
BEIJING (April 1): Malaysia has secured a record RM170 billion worth of investment commitments from China.

The amount, the biggest so far from China, is from a total of 19 memoranda of understanding (MOU) sealed between businesses in China and Malaysia.

Prime Minister Datuk Seri Anwar Ibrahim said this shows investors’ confidence in Malaysia.

Anwar: Malaysia secures a record RM170 bil worth of investment commitments from China
-A+A
BEIJING (April 1): Malaysia has secured a record RM170 billion worth of investment commitments from China.

The amount, the biggest so far from China, is from a total of 19 memoranda of understanding (MOU) sealed between businesses in China and Malaysia.

Prime Minister Datuk Seri Anwar Ibrahim said this shows investors’ confidence in Malaysia.

The info from https://www.theborneopost.com/2023/03/27/miri-ex-mps-suit-against-bank-for-lost-money-goes-to-trial-in-august/

From borneo post

He said in 2014 he had deposited money amounting to 250,000 Singapore Dollars as fixed deposit at UOB Bank Miri.

Upon maturity in 2016, the amount had accumulated to approximately RM800,000 in his bank account.

“However, when I was about to withdraw the money, I was told by the bank officer that all the money in my account had disappeared.

“I was also told that 22,700 Singapore Dollars was taken out of my account without my knowledge and approval,” he said.

Following that, Dr Teo lodged a police report in Miri and copies of the report were sent to the Parliament, Bank Negara Malaysia and the Ministry of Finance.

Teo was accompanied by counsel Sam Laya, who was representing Teo’s lawyer Abun Sui.

He said in 2014 he had deposited money amounting to 250,000 Singapore Dollars as fixed deposit at UOB Bank Miri.

Upon maturity in 2016, the amount had accumulated to approximately RM800,000 in his bank account.

“However, when I was about to withdraw the money, I was told by the bank officer that all the money in my account had disappeared.

“I was also told that 22,700 Singapore Dollars was taken out of my account without my knowledge and approval,” he said.

Following that, Dr Teo lodged a police report in Miri and copies of the report were sent to the Parliament, Bank Negara Malaysia and the Ministry of Finance.

Teo was accompanied by counsel Sam Laya, who was representing Teo’s lawyer Abun Sui.

He said in 2014 he had deposited money amounting to 250,000 Singapore Dollars as fixed deposit at UOB Bank Miri.

Upon maturity in 2016, the amount had accumulated to approximately RM800,000 in his bank account.

“However, when I was about to withdraw the money, I was told by the bank officer that all the money in my account had disappeared.

“I was also told that 22,700 Singapore Dollars was taken out of my account without my knowledge and approval,” he said.

Following that, Dr Teo lodged a police report in Miri and copies of the report were sent to the Parliament, Bank Negara Malaysia and the Ministry of Finance.

Teo was accompanied by counsel Sam Laya, who was representing Teo’s lawyer Abun Sui.

US Dollar Index fades two-day uptrend near 103.00, Fed’s preferred inflation, banking news eyed

US Dollar Index pares recent gains with mild losses amid cautious optimism, downbeat yields.
Fears of US recession, challenges to hawkish Fed concerns probe DXY bulls.
US Core PCE Price Index, risk catalysts are the key for fresh impulse.

There are several key ratios that can be used to assess the safety of a bank. These ratios are used by regulators, investors, and analysts to evaluate the financial health of a bank. Some of the key ratios include:

Capital Adequacy Ratio (CAR): This ratio measures the amount of capital a bank holds as a percentage of its risk-weighted assets. A higher CAR indicates that a bank is better able to absorb losses and is therefore considered safer.

Liquidity Ratio: This ratio measures a bank's ability to meet its short-term obligations. It looks at the amount of liquid assets a bank holds, such as cash and government securities, as a percentage of its total deposits. A higher liquidity ratio indicates that a bank is better able to withstand short-term financial shocks.

Loan-to-Deposit Ratio (LDR): This ratio measures a bank's loans outstanding as a percentage of its deposits. A lower LDR indicates that a bank is lending out less of its deposits, which can be a sign of a more conservative lending strategy.
Non-Performing Loan Ratio (NPL Ratio): This ratio measures the percentage of a bank's loans that are not being repaid by borrowers. A lower NPL ratio indicates that a bank has fewer risky loans and is therefore considered safer.

Net Interest Margin (NIM): This ratio measures a bank's profitability by looking at the difference between the interest it earns on its loans and the interest it pays on its deposits. A higher NIM indicates that a bank is earning more on its assets and is therefore more profitable and potentially safer.

These ratios are just a few of the many metrics used to evaluate the safety of a bank. It's important to consider a variety of factors, including a bank's financial history, management team, and overall business strategy, when assessing its safety.

By Chat GPT

There are several key ratios that can be used to assess the safety of a bank. These ratios are used by regulators, investors, and analysts to evaluate the financial health of a bank. Some of the key ratios include:

Capital Adequacy Ratio (CAR): This ratio measures the amount of capital a bank holds as a percentage of its risk-weighted assets. A higher CAR indicates that a bank is better able to absorb losses and is therefore considered safer.

Liquidity Ratio: This ratio measures a bank's ability to meet its short-term obligations. It looks at the amount of liquid assets a bank holds, such as cash and government securities, as a percentage of its total deposits. A higher liquidity ratio indicates that a bank is better able to withstand short-term financial shocks.

Loan-to-Deposit Ratio (LDR): This ratio measures a bank's loans outstanding as a percentage of its deposits. A lower LDR indicates that a bank is lending out less of its deposits, which can be a sign of a more conservative lending strategy.
Non-Performing Loan Ratio (NPL Ratio): This ratio measures the percentage of a bank's loans that are not being repaid by borrowers. A lower NPL ratio indicates that a bank has fewer risky loans and is therefore considered safer.

Net Interest Margin (NIM): This ratio measures a bank's profitability by looking at the difference between the interest it earns on its loans and the interest it pays on its deposits. A higher NIM indicates that a bank is earning more on its assets and is therefore more profitable and potentially safer.

These ratios are just a few of the many metrics used to evaluate the safety of a bank. It's important to consider a variety of factors, including a bank's financial history, management team, and overall business strategy, when assessing its safety.

By Chat GPT

There are several key ratios that can be used to assess the safety of a bank. These ratios are used by regulators, investors, and analysts to evaluate the financial health of a bank. Some of the key ratios include:

Capital Adequacy Ratio (CAR): This ratio measures the amount of capital a bank holds as a percentage of its risk-weighted assets. A higher CAR indicates that a bank is better able to absorb losses and is therefore considered safer.

Liquidity Ratio: This ratio measures a bank's ability to meet its short-term obligations. It looks at the amount of liquid assets a bank holds, such as cash and government securities, as a percentage of its total deposits. A higher liquidity ratio indicates that a bank is better able to withstand short-term financial shocks.

Loan-to-Deposit Ratio (LDR): This ratio measures a bank's loans outstanding as a percentage of its deposits. A lower LDR indicates that a bank is lending out less of its deposits, which can be a sign of a more conservative lending strategy.
Non-Performing Loan Ratio (NPL Ratio): This ratio measures the percentage of a bank's loans that are not being repaid by borrowers. A lower NPL ratio indicates that a bank has fewer risky loans and is therefore considered safer.

Net Interest Margin (NIM): This ratio measures a bank's profitability by looking at the difference between the interest it earns on its loans and the interest it pays on its deposits. A higher NIM indicates that a bank is earning more on its assets and is therefore more profitable and potentially safer.

These ratios are just a few of the many metrics used to evaluate the safety of a bank. It's important to consider a variety of factors, including a bank's financial history, management team, and overall business strategy, when assessing its safety.

By Chat GPT

NEXT domino effect??

Deutsche Bank, the NEXT !

Germany’s Deutsche Bank tumbles as jittery investors seek safer shores

Germany’s Deutsche Bank tumbles as jittery investors seek safer shores

If Fed and SNB bail out such troublesome bank, they need the central bank foreign reserves to be used. Mean central bank foreign reserves down. Mean??

If Fed and SNB bail out such troublesome bank, they need the central bank foreign reserves to be used. Mean central bank foreign reserves down. Mean??

If Fed and SNB bail out such troublesome bank, they need the central bank foreign reserves to be used. Mean central bank foreign reserves down. Mean??

Bank need to earn more profit from investment or profit from interest rate earn by borrowing money to borrowers in order to give such high deposit interest rate.

Who borrowed the most, who kena hit the hardest.

High interest rates mean high risk lah. Semua borrowers need to pay a heavy interest rate for their borrowings and instalment cost

Deutsche Bank shares slide 13% after sudden spike in the cost of insuring against its default

Deutsche Bank and UBS shares hit as banking fears keep tight grip

Deutsche Bank and UBS shares hit as banking fears keep tight grip

PIMCO lost $340 mln with Credit Suisse AT1 bonds write-off - source

:Reuters

PIMCO lost $340 mln with Credit Suisse AT1 bonds write-off - source

PIMCO lost $340 mln with Credit Suisse AT1 bonds write-off - source
Reuters

Stocks slide following Fed’s rate hike, Dow sheds more than 500 points: Live updates

Stocks slide following Fed’s rate hike, Dow sheds more than 500 points: Live updates

Stocks slide following Fed’s rate hike, Dow sheds more than 500 points: Live updates

First Republic Bank was cut to junk by S&P Global Ratings and Fitch Ratings amid concern that clients will pull holdings from the lender, even after U.S. regulators pledged support for the banking sector.

The California-based bank’s credit rating was lowered to BB+ from A-, and it remains on credit watch negative, according to an S&P statement Wednesday. Shortly after, Fitch cut the bank to BB from A-, a step below the S&P rating, and placed it on a negative rating watch.

First Republic Bank was cut to junk by S&P Global Ratings and Fitch Ratings amid concern that clients will pull holdings from the lender, even after U.S. regulators pledged support for the banking sector.

The California-based bank’s credit rating was lowered to BB+ from A-, and it remains on credit watch negative, according to an S&P statement Wednesday. Shortly after, Fitch cut the bank to BB from A-, a step below the S&P rating, and placed it on a negative rating watch.

First Republic Bank was cut to junk by S&P Global Ratings and Fitch Ratings amid concern that clients will pull holdings from the lender, even after U.S. regulators pledged support for the banking sector.

The California-based bank’s credit rating was lowered to BB+ from A-, and it remains on credit watch negative, according to an S&P statement Wednesday. Shortly after, Fitch cut the bank to BB from A-, a step below the S&P rating, and placed it on a negative rating watch.

FOREX-Credit Suisse woes knock euro, sterling, Swiss Franc

FOREX-Credit Suisse woes knock euro, sterling, Swiss Franc

FOREX-Credit Suisse woes knock euro, sterling, Swiss Franc

Credit Suisse shares tank over 30% after Saudi backer rules out further assistance

Shares of embattled bank Credit Suisse hit another all-time low for a second consecutive day.
Credit Suisse’s biggest backer, Saudi National Bank, has said it won’t provide further financial help for the bank.
Speaking to CNBC’s Hadley Gamble during a panel session in Riyadh on Wednesday morning, Credit Suisse Chairman Axel Lehmann declined to comment on whether his firm would need any sort of government assistance in the future.

Credit Suisse shares tank over 30% after Saudi backer rules out further assistance

Shares of embattled bank Credit Suisse hit another all-time low for a second consecutive day.
Credit Suisse’s biggest backer, Saudi National Bank, has said it won’t provide further financial help for the bank.
Speaking to CNBC’s Hadley Gamble during a panel session in Riyadh on Wednesday morning, Credit Suisse Chairman Axel Lehmann declined to comment on whether his firm would need any sort of government assistance in the future.

Credit Suisse shares tank over 30% after Saudi backer rules out further assistance

Shares of embattled bank Credit Suisse hit another all-time low for a second consecutive day.
Credit Suisse’s biggest backer, Saudi National Bank, has said it won’t provide further financial help for the bank.
Speaking to CNBC’s Hadley Gamble during a panel session in Riyadh on Wednesday morning, Credit Suisse Chairman Axel Lehmann declined to comment on whether his firm would need any sort of government assistance in the future.

Dow Surges Over 300 Points; US Inflation Rate Drops To 6%

Fed sure headache. Fed mind in choice of Inflation or Recession. The opportunity cost is the the loss of other alternatives when one alternative is chosen.

Markets still expect the Fed to keep up its inflation-fighting efforts, despite high-profile bank failures that have rattled the financial system.
Traders on Monday assigned an 85% probability of a 0.25 percentage point interest rate increase when the Federal Open Market Committee meets March 21-22.
Goldman Sachs was virtually alone when it said it expects the central bank to pass up the chance to hike rates next week.
CNBC

2-year Treasury yield posts biggest 3-day decline since aftermath of 1987 stock crash

CNBC