Posted by masterus > 5 days ago | Report Abuse

High interest rates mean high risk lah. Semua borrowers need to pay a heavy interest rate for their borrowings and instalment cost

Posted by masterus > 5 days ago | Report Abuse

Who borrowed the most, who kena hit the hardest.

Posted by masterus > 5 days ago | Report Abuse

Bank need to earn more profit from investment or profit from interest rate earn by borrowing money to borrowers in order to give such high deposit interest rate.

Posted by masterus > 5 days ago | Report Abuse

If Fed and SNB bail out such troublesome bank, they need the central bank foreign reserves to be used. Mean central bank foreign reserves down. Mean??

Posted by Income > 4 days ago | Report Abuse

higher interest rates. Blink Blink

Posted by Income > 4 days ago | Report Abuse

higher interest rates. Blink Blink
Every body scare to borrow. How?

Posted by searchingmoney > 4 days ago | Report Abuse

pbb & epf trade sendiri lol...

Posted by masterus > 4 days ago | Report Abuse

There are several key ratios that can be used to assess the safety of a bank. These ratios are used by regulators, investors, and analysts to evaluate the financial health of a bank. Some of the key ratios include:

Capital Adequacy Ratio (CAR): This ratio measures the amount of capital a bank holds as a percentage of its risk-weighted assets. A higher CAR indicates that a bank is better able to absorb losses and is therefore considered safer.

Liquidity Ratio: This ratio measures a bank's ability to meet its short-term obligations. It looks at the amount of liquid assets a bank holds, such as cash and government securities, as a percentage of its total deposits. A higher liquidity ratio indicates that a bank is better able to withstand short-term financial shocks.

Loan-to-Deposit Ratio (LDR): This ratio measures a bank's loans outstanding as a percentage of its deposits. A lower LDR indicates that a bank is lending out less of its deposits, which can be a sign of a more conservative lending strategy.
Non-Performing Loan Ratio (NPL Ratio): This ratio measures the percentage of a bank's loans that are not being repaid by borrowers. A lower NPL ratio indicates that a bank has fewer risky loans and is therefore considered safer.

Net Interest Margin (NIM): This ratio measures a bank's profitability by looking at the difference between the interest it earns on its loans and the interest it pays on its deposits. A higher NIM indicates that a bank is earning more on its assets and is therefore more profitable and potentially safer.

These ratios are just a few of the many metrics used to evaluate the safety of a bank. It's important to consider a variety of factors, including a bank's financial history, management team, and overall business strategy, when assessing its safety.

By Chat GPT

Posted by alenac > 4 days ago | Report Abuse

Quiet here, have to wait for a few weeks more for more bad news (if any, but many speculate still more to come) hold tight, on the banking shakeout in the states. Still, certain gurus expect the feds to increase further the interest rate as America can't control the inflation rate at the moment. Already 5% and more to go and plus risk rate of borrowings. American corporations will be badly impacted? Doomsday gurus will be making public statement soon.
For those of you staying in this country, don't you feel the prices of food are increasing almost every month, why the statistics are not reflecting the rise? So if the US is expected to have run away inflation so are we?

Posted by Income > 4 days ago | Report Abuse

Posted by alenac > 3 hours ago | Report Abuse

Quiet here, have to wait for a few weeks more for more bad news (if any, but many speculate still more to come) hold tight, on the banking shakeout in the states. Still, certain gurus expect the feds to increase further the interest rate as America can't control the inflation rate at the moment. Already 5% and more to go and plus risk rate of borrowings. American corporations will be badly impacted? Doomsday gurus will be making public statement soon.
For those of you staying in this country, don't you feel the prices of food are increasing almost every month, why the statistics are not reflecting the rise? So if the US is expected to have run away inflation so are we?

——-
Not food rising… because gov Menu Rahmah is very successful until people blind to food rising prices. Blink Blink

Posted by linges > 4 days ago | Report Abuse

3.88 wow

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 4 days ago | Report Abuse

Has PBB price dropped into bear territory today?

Posted by Income > 4 days ago | Report Abuse

Not yet. Long long grandpa sailing. When you hear Tut Tut… that means price already bottom la

Posted by alenac > 4 days ago | Report Abuse

PBB is still steady, down a minimal margin.

Posted by alenac > 4 days ago | Report Abuse

PBB must be among the top holdings by US investors.

"Nearly half of the foreign non-strategic investors were from the US (43.99%), and their top three holdings were in banking counters,” the SC said."
https://www.theedgemarkets.com/node/660865

Posted by Income > 3 days ago | Report Abuse

Enter the Dragon…

Posted by speakup > 3 days ago | Report Abuse

ini kalilah
https://themalaysianreserve.com/2023/03/28/bank-shares-rebound-on-svb-sale

Posted by searchingmoney > 3 days ago | Report Abuse

2day up...

Posted by masterus > 3 days ago | Report Abuse

He said in 2014 he had deposited money amounting to 250,000 Singapore Dollars as fixed deposit at UOB Bank Miri.

Upon maturity in 2016, the amount had accumulated to approximately RM800,000 in his bank account.

“However, when I was about to withdraw the money, I was told by the bank officer that all the money in my account had disappeared.

“I was also told that 22,700 Singapore Dollars was taken out of my account without my knowledge and approval,” he said.

Following that, Dr Teo lodged a police report in Miri and copies of the report were sent to the Parliament, Bank Negara Malaysia and the Ministry of Finance.

Teo was accompanied by counsel Sam Laya, who was representing Teo’s lawyer Abun Sui.

Posted by 1invest1 > 3 days ago | Report Abuse

Where is the source of this info &
which is the alleged bank ?
Put money in safe, secure, strong bank, PBB.

Posted by stkoay > 3 days ago | Report Abuse

https://www.theedgemarkets.com/node/661043

Local retail investors bought Public Bank (RM61.4 million), RHB Bank (RM28.2 million) and Computer Forms (Malaysia) Bhd (RM26.4 million) last week.

Posted by masterus > 3 days ago | Report Abuse

From borneo post

Posted by masterus > 3 days ago | Report Abuse

The info from https://www.theborneopost.com/2023/03/27/miri-ex-mps-suit-against-bank-for-lost-money-goes-to-trial-in-august/

Posted by Income > 3 days ago | Report Abuse

Money kena curi by bank??? Then bank run lah

Posted by Income > 3 days ago | Report Abuse

Grandpa today sangat cantek

Posted by KylieTan > 3 days ago | Report Abuse

Then it's a good opportunity to grab bank stocks when bank run happens to local banks

Posted by stkoay > 3 days ago | Report Abuse

Wah...long time no see KLCI up 12....but the fanboys stock is down...haha ...lol

Posted by 1invest1 > 3 days ago | Report Abuse

Thanks masterus for sharing source.
When saving your hard-earned $ save via PBB.
For share investment choose PBB & MBB.

Posted by Income > 2 days ago | Report Abuse

Don't chase money; focus on the consistent, persistent pursuit of your potential, and the money will follow.

Posted by Income > 2 days ago | Report Abuse

Enemies in the bushes…

Posted by EDwarrior > 2 days ago | Report Abuse

Buy the dip as always.

Posted by M55555 > 2 days ago | Report Abuse

https://www.cnbc.com/2023/03/28/stock-market-today-live-updates.html
Dow jumps 200 points as investors bet worst of regional bank crisis is over

Posted by M55555 > 2 days ago | Report Abuse

Hope it doesn't move too fast , only then it allow long term retail investor to slowly collect bit by bit

Posted by valueinvestor1 > 2 days ago | Report Abuse

yes exactly, hope it stays low for sometime to buy more.

Posted by Ahboy96 > 2 days ago | Report Abuse

as long as below rm4... still consider cheap price

Posted by Ahboy96 > 2 days ago | Report Abuse

hope the dividend price issue back to before covid

Posted by EDwarrior > 1 day ago | Report Abuse

The level of 4.96 is the bargain as well. I have already kept buying since the price broken 4 level... wow

Posted by EDwarrior > 1 day ago | Report Abuse

Bank sector will keep growing once create a lot of new business opportunities. Bank will become bigger especially pbb &mbb

Posted by morganlee > 1 day ago | Report Abuse

if price keeps going up, i may open a new pbb and CIMB account. i heard FD rate is good

Posted by searchingmoney > 1 day ago | Report Abuse

Malaysian are lucky that all of us can buy shares @ 100 unit, & charges for buy & sell only. Most of the shares in HK traded in 4000 unit as 1 lot or above & monthly account maintenance fees is hkd 25. Just imagine you hold for 1 year x hkd 25. I closed my account after 3rd month.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 1 day ago | Report Abuse

Security LastPr PE DY% Divcts ROE ttm-marg
PBBANK (Banking) 3.96 12.56 4.3 17 12.2 28.6

Posted by KylieTan > 1 day ago | Report Abuse

Tomorrow will reach RM4 again ba I guess

Posted by Income > 1 day ago | Report Abuse

Grandpa stock. Very steady

Posted by Ahboy96 > 1 day ago | Report Abuse

still below rm4... tomorrow collect another 1 lot

Posted by NESARAJAH1 > 18 hours ago | Report Abuse

Already moving

Posted by valueinvestor1 > 17 hours ago | Report Abuse

it is inevitable. strong stocks like pbbank and Maybank will certainly go up.

Posted by Sharefisher > 17 hours ago | Report Abuse

Who missed the boat? Haha ha...

Posted by KylieTan > 11 hours ago | Report Abuse

Most IBs rise bank sector's TP

Posted by Income > 11 hours ago | Report Abuse

Buy more Grandpa stocks. Your Grandpa will surely sleep like a baby…

Posted by Steven Chan > 10 hours ago | Report Abuse

Time to sweep clean now