Well company with good quality is sought after all the time and will always be a premium and well known. It would not be undervalued at any point of time. Surely it does not need any promotion.

Very nice. But any difference from hundred of thousands honest company outside?

you will minimize making a mistake after you read ten years report.

I categorize investors into two categories:

1. One who is Buying something which is cheaper and cheaper;
2. One who is Buying something Better and Better;

TQ

i really recommend you to marry this bikini girl, CBIP. I am sure you will be happy and thanks me after 10-15 years.

well i c all fundamentals are solid solid what? Only what price should i pay? slightly below Rm4 is good enough i guess.

I like the way you say it anyway. VERY PATIENT VERY LONG TERM. It suits me.

Hei you Beach Boy, CBIP is my upcoming Bikini girl in big blue ocean.

VERY Good I definitely like CBIP in long term. And i like it very much and so much. WELL Be patient. Thanks.

people are like this. you ask them Not to buy they will Buy. They think you are conning them instead. You have to dig your heart out.

I forget to thank Tony for helping me getting out Keck Seng. I remember i read your comment and get out.

Imagine if My cost is Rm2 and i keep on Buying all the way down to Rm1 and then all the way down to 50 cents for the last ten years.

Knowing that i will be Rich one day?

Why almost everybody will choose Fair company at wonderful price Instead of wonderful company at fair price?

Easy calculation= NTA Rm5 minus Now selling at Rm1= My profit RM4 ? Is it?

Wow, very bad luck for those who Buy at Rm2 or Rm3 or Rm4. You must be lucky to Buy t Rm1?

So Now your calculated Risk is more specified ya.

Probably you all talk about Risk and Reward Ratio. Then make it at least 1:3.

For example: Loss 20 cents to Gain 60 cents OR Loss Rm2 to Gain Rm6.

ya loh we cannot ask people to Stop making money at their own Risks i guess.

Well we cant stop those who speculate. Wish them good luck as well.

Having said that I really hope the company work out well. It will be a loss to the economy and investors and employees if the company did not do well.

Well, lets have emotional check:

1.if you have fear and greed. Must know ya.
2.If you have Doubt please check it out.
3.If you think it is Not safe, you could be Right.
4.Be more confident when you are right. Also know that when you are Wrong.
5. It is alright if you keep missing the Boat; Our bank account is safe that is more important;

Hope you do well.

In Business Dealing, the intention of management is very important.

Ha SOP

The stock ups so much since you ask me to comment. This is market ya. What can i say?

Since company with Good Business value is far and few, our job is so CLEAR.

It does not matter Long term 5% 10% 15% or 20% as long as we achieve our financial goal with peace of mind and happy family and healthy lifestyle.

IF somebody is doing better than me I would surely congratulate them and learn from them. Having said that Business and Business has to compete for at least 10-20 years probably 3-4 Business cycles.

For Padini Shareholder and powerwk

Patient and Endurance + Love and Compassion + Trust and Faith= Perfect Investment Joy

Mr Tan should be doing very good in life. I like it.

For your encouragement:

Endurance and suffering + Love and compassion +faith and trust
= perfect Investment Joy

Well we are laughing at different reasons. Ok lah enough. Later scold by KC and others.

Thank you very much. I had a bad day and you keep amusing me.You make me laugh non stop again. You should be doing good in life.

My Dear Sunztzhe, what i mean is Ask your wife first on every investment decision and every time you spent on something as they are more financially savvy than you think.

Learn from ladies. They wont be swimming naked.

Yape Very soon we shall see who is swimming naked and who is hypocrite and who is Not honest with themselves. Market will prove all that.

it does not matter Now the index is 1800 or 800 A good Business will continue to flourish.

It does not matter as well Now the index is 2800 or 1800 A bad Business will continue to languish.

Very interesting to see so many Businesses fail. Equally amazing to see so many successful Businesses flourish. We better ask ourselves if we are trained Or not trained.

Surely You can judge from past ten years if managements make good Business Decision to add value to the company Or enriching themselves.

Suntzthe

There is Only One way to be Super Super Rich

1. Long term Compound= It implies that you Buy and Hold for very Long term.
2. Buy in Big Quantity=It implies that you have to accumulate the stock everytime during retracement. Pick a number you like 20% 30% 40% of retracement. You can Only do it One time.

TQ

Do we really think doing Business is easy?

1. Is this a low entry market and so highly competitive
2. IS the product beneficiary to society as a whole? Is this a junk food Business? Or we should invest in a company that produce more healthy and balance food?
3. Naturally growing market? yes? Consumer trending?
4. What is the Business Model? Export oriented? How they penetrated their market?
5. IS cost the concern? High capital expenditure?
6. Is there any economy of scale? Profit margin squeezed?
7. Owner shareholding and management initiative to create value?
8.Recession proof that means earning and top line and bottom line will change very slowly.
9. Branding or Generic products? Consumer loyalty?
10. Recurring income? Dependent on distributor or retail or wholesale?

Well, who can answer all these questions if the list goes on and on SO i guess we have No choice again but to invest in Cheap Cheap company.

Or

Nope we swear by heaven and earth that we will only invest in Good Business that will only bring benefits to mankind and ADD MO MORE pain in our investment experience?

It is a Decision. No more pain feeding pain. No More Hypocrisy.

EY of 13% coupled with DY of 5% is definitely very very attractive. This is the Only metric that we should use If we like the Business.

The 2nd items to me is free cash flow as this item is filtered from Revenue, filtered from Profit Margin, filtered from Cost Management, filtered from capital expenditure and so on and is attributed to shareholders and we must determine if any free cash flow will add to market value of the company.

If we have any interest in investing in Business as a Businessman,the first thing we look at is Balance Sheet. And under the Balance Sheet the first thing we look at is Debt. This is One item that can kill the Business. This One item can drag down the share price from above Rm10 to below Rm1.

In the short term please bet everything you have as it is a voting machine as you always aim for one time 50%-100% gain.

In the long term, it is far better to Buy a wonderful company at a fair price than a fair company at wonderful price. This is weighing machine.

One of the Best quotes so far. And i have to read this again and again to remind myself.

End of day making friend is more important.

It won't be easy for everyone here to accept gold, cash, mutual fund, real business, property as alternate portfolio.

The Biggest concern to me is How the young generation today to Buy a house? TO me property is the Biggest investment.

Ha, thanks. We just show off to ourselves lah behind closed door.

Guys, listen up. When you buy gold chain or gold ring for your spouse, do you know how happy they are. They will show off for few months!

I Believe in different asset portfolio. To do that we need to have deep understanding of different asset and purpose.

1) It is a generational Wisdom that we keep wedding gold rings and ornaments and pass those down from generation to the next; Well, it is Not productive But look at Purpose first. Don't calculate the return yet. Because the Purpose itself will save you during Emergency.

So adopt a good habit to Buy family gift in gold during occasions ya.

2) Very luckily some friends listen to me to Buy properties few years back and they are most grateful today. I have to shout them out of their minds as the Only thing they know is stock market and Warren Buffet.

I like rental income with good locations.

Look at our generational house passing down from one generation to the next. And we must be grateful that our Parents is capable of doing that.

3) Few friends always challenges me to do some Business. Well i manage a small investment in laundry shop and photostat shop as they don't require Big capital expenditure.

4) Some Mutual funds are doing quite well. You may want to park your money there Once in a year for savings.

5) Keep 20% of your Holding in FD. I consider cash as Investment as well.

6) Surely almost 50% of my investment is in stock market with good earning yield about 15%. I will be more Overweight in Plantation, general insurance and consumer products.

I hope this can be efficient frontier.

Lets talk about hyperinflation Only when it happens ya.

It is a calculation to make you understand more. You will be doing good.

Ok lah Example above just tells you Dont invest that way and dont pay High price for growth story.

You have all the P/E and EPS correct by yourself already mah.

Sunztzhe, we are calculating future return Now.My calculation is to discount the ten year dividend to the present value.