星洲日報／投資致富‧企業故事
第一桶金怎么花？股神巴菲特教你
根据Creditcards.com网站调查显示，许多美国人都有信用卡欠款的问题，约59%持卡者或1.1亿名成年人，早在疫情爆发前就有信用卡债务。对此，“股神”巴菲特建议，若有能力偿还信用卡金额的话，最好尽快还清卡数！
巴菲特回忆有朋友近期赚了一些钱，并询问该如何利用这笔钱，但他首先反问这名朋友是否有信用卡债务，结果是正在偿还18%利率的卡数。
于是巴菲特告诉她：“如果我欠18%利率的钱，第一件事就是先还清债务，这较任何投资的想法更恰当。”
巴菲特称，还清卡数能节省更多的钱，比投资股市或房产更好。因信用卡利率过高，连他自己都不知道要如何赚取18%利息。
资料显示，截至2020年5月，美国信用卡的平均利率为16%。巴菲特说：“用这样的利率借钱，不会使生活变得更美好。”
https://www.sinchew.com.my/content/content_2286218.html
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