JN88

Macam ini baru investment ma.....Hari ini beli besok mau untung ka..haha

2015-08-01 08:32

bsngpg

长期投资不一定赚钱，如果买到劣股或半途变质的好股，那可是越长期就越亏。亲身经历的例子就有多年前的transmile， 近期的Notion(长期大出血股)。
CIMB, Genting=长期持有却还是小亏股。

“长期投资好股一定赚钱”该是比軙穏当的说法。即使不小心高价买入好股，只要长期持有，钱还是有得赚的。亲身经历的例子就有LPl，PBB，MBB。

你同意吗？

2015-08-01 09:52

ss20_20

同意。少了“好股”两字。：）

2015-08-01 10:03

bsngpg

“至今股息已趋向稳定(通过持有优质股息股)，即使不工作，也已经足够应付我每年的开销。”

以上是我多年的梦想。原文的主人已经达到目标，我还在努力中。你呢?

2015-08-01 10:03

ss20_20

一样。大家一起努力，加油！

2015-08-01 10:13

bsngpg

亲身经历分享：
与原文主人擁有同样的目标＝靠股息达财務自由，我雖更早入市，为何却还在浮沉。就主要原因是我有时会失去最初的自律，隨风投资高风险股，卻速而不达也。
所以我的劝告是只买入公认的优质股息股市，即使估价比較高，只要长期持有，达标的机率肯定是高过一般股市‘达人’。
例子：LPl，MBB，PB，DlGl，lGBReit。

2015-08-01 10:23

ss20_20

赞成。买了就无为而治，收股息，
但偶尔少量买些隨风高险股刺激下也ok,不然很闷耶。 ：）

2015-08-01 10:37

bsngpg

‘无为而治’是冷眼密诀中的其中一式。与紧咬青山不放松、不动如山相映成輝

2015-08-01 11:37

JT Yeo

Put it this way, long term investing needs two ingredients. 1. Compounding 2. Cheapness.

By right yes, it is ok to buy great companies at a fair price, but you have to define what is 'fair'. If you look at nifty-fifty stocks where everyone go crazy for companies like Xerox, GE etc back in the 70s, they are quality, but if you bought at those price it will take you 20-30 years to recoup your investment and make a decent return. Decent return i mean return similar to broad index.

And another thing about quality stocks such as digi, GAB, Nestle, Dlady. They are considered quality because of their strong track record, therefore they are considered 'large cap' stocks in Malaysia. Their ability to grow in the future is likely to be slow, perhaps close to Malaysia GDP growth rate, unless they have overseas operation. In that sense, if you buy quality companies at a 'fair' price, you need to make sure it is 'fair' and need to make sure the company will continue to do well 10-15 years from now. Any misstep it is very likely you are going to lag behind broad index return.

Conclusion is, what is your desired return? If you are asking for 10%, which is the CAGR return for KLCI for past 30 years, it makes no sense to invest in quality stocks. If you are asking for 15-20%, you have to make sure those quality stocks can deliver that return to you in the long run.

2015-08-03 07:16