1) JANCY OH SUAN TIN, CHAIRMAN OF THE AUDIT AND RISK MANAGEMENT COMMITTEE (INDEPENDENT NON-EXECUTIVE DIRECTOR) 2) KHOR YEW CHYE, MEMBER OF THE AUDIT AND RISK MANAGEMENT COMMITTEE (SENIOR INDEPENDENT NON-EXECUTIVE DIRECTOR) 3) LOW KHOON BOON, MEMBER OF THE AUDIT AND RISK MANAGEMENT COMMITTEE (INDEPENDENT NON-EXECUTIVE DIRECTOR) 4) GAN POH CHAN, MEMBER OF THE AUDIT AND RISK MANAGEMENT COMMITTEE (INDEPENDENT NON-EXECUTIVE DIRECTOR)