IDSS avg at 3.16, possible that force buy move it up?

Agree with REITS but seems like one got to avoid TWRREIT for now. And yes to spend less time on share market - it's my number one regret that I spend too much time/effort looking at the market.

PTPTN officers are not as cruel as how the public painted the image la, if you haven't deal with them, don't just jump to conclusion like they are akin to loan shark debt collectors.

If you never talk to them before & already jump to conclusion, it is very unfair to PTPTN. My experience with them was a pleasant one.

Just talk to them, they are not the unreasonable type and don't give the excuses for not paying.

---> I deal with a handful of them before, having sign my papers wrongly.. What can I say? They are more kind than NGO's volunteers. And I am not their race, in-case you assume there was racial-bias.

Future looking: who's going to pay or stay at the 30,000 high end units?

Yes loan must pay but you do not understands how they get there in the first place...i.e. if they unable to find decent job after several year...ptpn would required them to pay certain % backdated payment plus new installment..that is big amt for them....by then they already having family on their own etc. And how about if their job require them to travel...i.e. tour guide. I feel blacklist them from travelling overseas..is abuse of power and a lazy solution.

---> then the solution should be restriction unless a business travel letter is presented.

Posted by Keith Hong > May 31, 2018 02:34 PM | Report Abuse

haha, please note charges for interest and admin fee will continue till you pay off.

still blacklist for imigration lift off but not ccris....

--> But inflation is more significant than the interest + admin fee. I think CCRIS takes into account of overall rather than one debt, so it won't harm.

One day, when your family member from younger generation cannot borrow, your are partly responsible for it.

--> If I save that up, I'll be able to afford their education. I don't know if I will stop paying but I am saying the way they treat this loan is telling the public that paying back is a foolish thing to do.

I been paying but now I think it's wiser to stop paying. At this rate, one day they will waive all my loans so there's really no reason to pay it off.

How about mines or east cost mall? Anyone been there recently?

Good management but I heard that some asset valuation is way below the purchase price. Is it true? Do you think it'll affect the share valuation or it's just the operating figures we are looking at?

speaking of maintenance cost - just so happen that I stayed in two place where the management post overdue maintenance fee on the board and a same mr. Ho turns out in few units of the two condo, each unit owing 20-50k fees. guess the lift service will drop before price drop. haha

cheeseburger: I agree with you although in the 80's...the story of housing bubble is around since ~83 and it wasn't until 87 that one can buy apartment at half the developer price. Of course, I don't see that coming now that it's easier for central bank to print money compare to the 80's.

I dare not to buy padini cos I wonder who shops there? non of my friends shop there anymore after we grad. for cheaper items I go FOS, when am willing to pay I go for high street brand. So I bought 0 items from them since 2010.

Nevertheless they are still there and seems growing. Can anyone share why you shop there?

it did drop a bit but still much higher than 2009-2012 level - most are still on net gain.

once we are confident about our self worth - we need not bother whatever ppl says.

maybe but instead am changing from other to hlb :p

My small theory- people who got burned have long gone so remaining shareholder holding cost is way lower than current market and local funds can still hold up small number of retail traders who wants to sell.

@probability: count in turnaround, shutdown days and also general product price drop from oct-dec?

After reading up and down here my conclusion is this... if I guess KLCI will go up to break 1900 this year, probably no one would believe me. If I prophesy that KLCI will drop below 1500 everyone will scold me also. :p

Am born in the 90's, attended Chinese school and my English level has dropped by 20 points in the past 30 minutes by reading the broken comments above. Seems like everyone, applicant or critics, is in the same page. @@

I don't see what's wrong with the student studying law aboard. If we believe that education is equal - why does the family that makes the best of what they could being bash down because they cannot control currency fluctuation. And the person is not asking anything more than what they can't afford. Looking at today's legal system here - imagine what would happen to this student if he/she were brainwash by local law school. If 30k can bring a good lawyer back here to serve the community I think it is the best investment one can make. Now that we make fun of the person, he/she will likely still strive in life by some help from other parts of the world but we destroy another hope for our nation - all for RM30k.

The station owners did not complaint about the earnings in the 3 rounds of price hike,they did not lose money,just avg out to the normal profit margin.