HLIB’s VIEW
Unlikely to have significant impact to banks, considering this is an opt-in model, which may deter non-affected borrowers to exploit this relief vs the 1st automatic loan moratorium. In our view, troubled borrowers would remain largely similar to before and thus, we do not expect to see a meaningful uptick in targeted assistance as a % of outstanding loan exposure. From our channel checks, the level of targeted repayment assistance take-up rate has stabilized over the past 1 quarter and is currently beneath 15%, better vs banks’ initial average guidance of 15-20%

HLBank Research Highlights

A: Tue, 29 Jun 2021, 10:10 AM

Banks have agreed to provide 6-mth loan moratorium to all consumer & micro SME borrowers. However, it will be on an opt-in model, unlike the 1st automatic loan deferment. Hence, we believe there is unlikely to have significant impact to banks and in any case, day 1 modification loss is a non-cash accounting entry & is gradually reversible in the future. Thus, we are treating it as an exceptional item. Overall, we expect negligible price reaction on the above development and price weakness is an opportunity to accumulate.

Maintain OVERWEIGHT; BUY calls include: Maybank, Public, RHB, BIMB & Affin.

jus sharing

I am also waiting for 8

so this means my av oprice is lower than i thought, cos the 0.135 drip 19 also not adjusted, so my av price lower and my unrealised gain is also much higher.,, more than very happy with MBB

My cash portion not in,,,, must wait a few days... hopefully doent drop today, but a few days later, maybe friday.. if red and drop a lot , i can do dollar cost averaging

my new drip shares are in, portfolio showing neg from yesterday, my price is NOT adjusted, cos the new platform they gavr me to use cannot edit for actual av price.

so the ppim guy asked malays to buy 100 shares at rm400, means about todays opening price, for the bumi company, and they did support, Good!! hopefully epf also do his warning that epf dont any shares and spoil the market.. if both successful, many here will make a lot of money.

PPIM strong supporter of karim, the elon mask of malaysia.

rugi didn all in!!

can buy?????????????????????????????????????????

can see all red

can limit up, mny new millionirs here today

people buy buy buy buy buy buy???

40 already

can 42?

39?

38 sen? wow

limit up? possible?

if dont buy ow, then miss the boat, later cannot get this price?

wow 36?

ppim wants malsys to buy 100 shares and they are angry epf is not helping the bui by selling.true? turning green because of this ke?

sign moratorium... extra interest.. better read properly

pls verify, i just cut and paste.

70. Oleh itu, sukacita saya umumkan, dengan kerjasama pihak bank,
moratorium enam bulan akan diberikan kepada semua peminjam individu, sama
ada dari golongan B40, M40 atau T20, dan usahawan mikro. Tiada lagi syarat
seperti pengurangan pendapatan, tiada semakan sama ada anda telah hilang
pekerjaan dan tiada lagi dokumentasi yang perlu dikemukakan untuk
permohonan. Anda Cuma perlu memohon dan kelulusan akan diberikan secara
automatik. Kemudahan ini juga ditawarkan kepada pengusaha PKS yang terjejas
tertakluk kepada semakan dan kelulusan pihak bank. Permohonan akan dibuka
pada 7 Julai 2021. Peminjam hanya perlu memohon dan menandatangani
perjanjian pindaan syarat-syarat pinjaman yang berkaitan.

xtend got t&c ... banks happy, shareholders happy, gov happy...

63. Maka dengan itu, bagi meringankan beban kewangan ahli KWSP yang
terjejas akibat PKP, KWSP akan memperkenalkan kemudahan pengeluaran
baharu iaitu i-Citra. Menerusi i-Citra, seramai 12.6 juta ahli KWSP boleh
membuat pengeluaran sehingga 5 ribu ringgit dengan kadar bayaran tetap 1 ribu
ringgit sebulan untuk tempoh lima bulan, tertakluk kepada jumlah simpanan
KWSP ahli.

since must payback monthly...so epf wont do fire sale.. right? i can see epf topping up day by day

rhb unchanged.. the rest all down (my watchlist banks)

moratorium how? any news?

my money always 3-4 days late, and my drip shares cannot see in my account.. envy you guys,, mine is rhb nominees

woi!! 35 mil waitng at 7.5 , must strong support for warrant karim bumiputra best company

why sebadk warant so strong? cannot go below 7?

woi!! 5 mil waitng at 325 , must strong support for karim bumiputra best company

woi!! 9 mil waiting at 33 , must strong support for karim bumiputra best company

woi!! 10 mil waitng at 33 , must strong support for karim bumiputra best company

Cslee1215: thums up

support karim support naseeb support moiyidin support mohsin,, support anwar fas, support fags

buy buy buy

buy buy


buy

befoe too late!!! BBBBBBBBBBBBBBBBBBBBBBBBBBB

10 mil support at 33 & 325!! who scare?

BBBBBBBBBBBBB!!!

cance to buy at 34!! who is missing the boat? go go go goggggggggggooooooooooooooo

it is up!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! go go go go

someone buying non stop!! must be big fund!! epf? asb? tbhaji?

so exicitng to lose/make money!!!

so many buyingat 345!! can buy buy buy bu buy buy buy buy ??

4 mil support and 6 mil support at 325, and 32

buy now make money a lot? if go back original price?

strong support at 34

going up?//////////////////////////////////////

support at 34? faster faster !!! buy or sell quick!!!

people buying 37!!!!!! grab?

woi!! make profit this qtr why DROP???????????????????????????????