wsb if allianz were to redeem it's preference share. is it 1 pref share to 1 common share ratio? I found here, but not too sure. https://www.allianz.com.my/content/dam/onemarketing/azmb/wwwallianzcommy/pdf/investor-updates/2011/RightsofICPSHolder.pdf

wsb how is the refund calculated? if i've invested 100k, then got retrenched & need to stop the policy. do I get back 100k minus agent commission? I think there's a penalty. Do you know how much is that?

messi, currently bursa has about 3.7b trading volume. how much can it make per quarter?

Heard from insider that 50% of people break the contract, as they cannot afford to continue paying the premium. Then they will get back less than half of their invested amount. I guess that's the most profitable part for the insurer?

Will carlsberg end up like BAT, where smugglers cause sharp drop in sales?

Is carlsberg making beer for export or targeting only local market?

is Heineken mostly selling to local market? or made for export

wsb that means if I pay $1000 per month for ILP. initially $400 go into medical, $600 to investment. Later, insurer can adjust it, so $800 go to medical & $200 go to investment.
Is that correct? thanks

is medical and health insurance a good business relative to other types of insurance? health insurance is not very profitable I think. Insurer is using it as a lead generator, to try to up-sell investment-linked plan, where they have much higher margin

Does LPI sell medical insurance & Investment linked products?

will government open up the license, to allow other banks to compete with RCE?

is this a good time to buy? since China's excess capacity flood the market and forced weak competitors to shut. does Petchem has long term advantage?

Who are the top 3 for new business & also inforce?

If Heineken shift factory to Vietnam, and close down all Malaysia brewery, how much will this share worth? will it drop 90% to RM 2? since that's the only asset they have in Malaysia.

Is Allianz the largest insurer, for medical & investment linked product?

Operating cash flow did not increase for FY 2023 vs 2022. seems the market isn't good
stagnant at 2.4b

Anyone know why Maybank & RHB net interest margin drop so much yoy?
they are profiting from other income, to make up from the fall in NIM

when announce quarter result?

If melaka port open, will Westport be affected?

government cannot stop medical repricing. Allianz is owned by EU, which has overwhelming negotiation power. Malaysia has greatly benefited from huge EU investment into semi con and aerospace, etc. So repricing is a small price to pay

Is there any policy Bank negara do to prevent Allianz from getting exposed to junk financial products, that caused AIG to collapse during to Lehman crisis?

based on chatgpt's analysis below, allianz is safe
The announcement is about Allianz Malaysia and its insurance subsidiary, AGIC. There was a legal issue with a competition commission (MyCC) accusing them of wrongdoing, but a higher court recently decided in favor of Allianz and other insurers. This means that the legal challenge against them was not successful, and they won the case. So, based on this legal matter, Allianz appears to be in a stable position.

medical insurance should be a loss leader for insurer? they might not make any money from medical insurance. but to use it as a lead generator, to sell high margin investment linked products