Posted by Jonathan Keung > 2013-09-13 14:58 | Report Abuse

quite true. but nobody like to lose money. maybe we can changed the header " how much excess cash you have " to invest without bothering the market directions

Posted by Darren Kho > 2013-09-14 08:53 | Report Abuse

Jonathan Keung,

I am totally agree with your statement!

Posted by Darren Kho > 2013-09-14 08:53 | Report Abuse

We do not prepare to lose.
We prepare to hold while the market is not good!

Posted by mfcheong1960 > 2013-09-14 10:52 | Report Abuse

well, it also depends u confidence in the market