Trim down the expenses then you'll be surprise how much you can save. ASTRO RM 140? Phone bills and WiFi RM 600? RM 110 weekly housekeeper? There are so many people i knew living happily with less than RM 5k per month at Penang.
Yes, totally agreed. Ur expenses is too much like Astro which i dont think is neccessary at all. Why you need to signup so many internet package like broadband and your phone bill? Nowaday so many service provide offer supplement line which u can think of it. I think the most issue is yourself that dont know how to manage your financial. A MILLION of ppls who earn less than RM12K is still happily living.
I think you people are missing the big picture. It's not about this person earning RM12k and not enough, it's about the rising costs of living! I see the comments here are no different to what our dear ministers told us - "if toll is too expensive, don't use highway then". All this while, RM12k was more than enough for this couple, but with petrol + electricity + toll + GST (and other chain effect), they are feeling the pressures (and 2nd kid coming along). Yeah, it's easy to say "change your lifestyle", hey, can you walk the talk first (starting with our government cutting down expenses?).
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
bryan_su
645 posts
Posted by bryan_su > 2013-12-29 17:42 | Report Abuse
My salary just 1.2k..