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Chapter: Proper develop human capital

Zero Misallocation of Scarce Resources (getting more and more scarce inevitably): Borrowing money, particularly from science-driven wealthy countries, to fund non-productive sectors like religious teaching in public schools diverts crucial resources away from essential economic areas. When a country is already reliant on loans, every borrowed dollar should be allocated towards sectors that stimulate economic growth, such as science, technology, infrastructure, and education aimed at future workforce needs. Investing in religious teaching, which does not directly contribute to job creation, innovation, or productivity, is an inefficient use of borrowed money.

More Rational Education Funding (Aligned with Debt Repayment Initiative): The funds used for religious teaching could otherwise be spent on enhancing STEM (Science, Technology, Engineering, Mathematics) education, which directly contributes to innovation, research, and industrial growth. For example, countries that prioritize STEM education see far greater returns in terms of job creation, technological development, and overall competitiveness on the global stage. Diverting resources away from these areas hampers national progress in innovation-driven fields.

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Chapter: Removing extravagant public official perks

Zero-budget allocation for overseas trips until the country's debt is under control would reflect the government's commitment to financial prudence and addressing public concerns about wastage and corruption. By redirecting these funds to more pressing national needs, Malaysia could move towards more responsible and transparent governance, setting a positive example for other areas of fiscal reform.

More Affordable Alternative Solutions Until Country Debt is Totally Paid Off: With advances in technology, study tours and international collaborations can be carried out virtually, at a fraction of the cost. Webinars, virtual meetings, and online conferences provide platforms for learning and international cooperation without the need for expensive travel.

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When a country’s debt becomes too high and it faces challenges in repaying it, governments will take an easy way out of increasing tax so won't be surprise the return of GST and new capital gain tax.

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Democracy is meant to empower citizens, but this empowerment does not end at the ballot box. Without accountability, politicians may become complacent, prioritizing personal ambitions, indulging in globe-trotting diplomatic tours, or focusing on matters detached from the everyday needs of their constituents. When voters keep a vigilant eye on their elected leaders, it ensures that they remain focused on their roles as *servant leaders*—leaders who serve the interests of the people who put them in power, rather than pursuing self-serving agendas (e.g. securing ticket to heaven, etc) or unnecessary external engagements (e.g. in middle east crisis, etc).

Rakyat must rise to say "NO" to more taxes and less subsidies as long as the government do not fulfill all the rakyat-centric "ZEROs" demand

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ZERO Overlapping Agencies By Streamlining Malaysia's Government

In Malaysia, unnecessary government agencies with overlapping functions lead to inefficiencies, resource wastage, and poor service delivery. The duplication of roles across agencies creates confusion, hinders decision-making, and increases bureaucratic red tape, often slowing down public services. This issue also contributes to unnecessary public spending on administrative costs, salaries, and infrastructure, straining the national budget and exacerbating the country’s debt problem.

Key sectors such as public health, education, housing, and SME development often see multiple agencies with similar functions, leading to fragmented approaches and accountability issues. For example, the Ministry of Entrepreneur Development and Malaysian Industrial Development Finance (MIDF) offer similar services, while both the National Housing Department and local authorities oversee housing projects, causing inefficiencies.

Calls for reform have urged the consolidation of these agencies to streamline government operations. In 2019, the Public Service Reform Committee identified numerous agencies for potential mergers or abolition. Consolidation would save operational costs, improve coordination, and enhance accountability. Countries like Singapore and South Korea have successfully reduced government redundancies, improving efficiency and economic outcomes. For Malaysia, tackling this issue is vital for better governance, reducing the national debt, and fostering economic growth.

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ZERO lifetime pensions for politicians after short-term service

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ZERO government-sponsored club memberships for officials.

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ZERO allocation for construction of new government buildings.

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Zero-cost leasing of public buildings to private companies when not in use.

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ZERO government-owned businesses that are underperforming.

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ZERO public-funded transportation usage for all government officers at all levels.

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ZERO use of foreign universities or experts for policy research to eliminate outsourced consultancy fees.

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Zero-cost allocations for first-class air travel for government officials. (until every B40 could afford to fly overseas holiday every year)

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ZERO-star hotel stays during official travel.

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ZERO hospitality spending for foreign dignitaries.(out-of-own-pocket only until every B40 could afford basic necessities)

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ZERO allowances for luxury meals for government officials.(no free food during working hours until every B40 can have balanced diet every day!)

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ZERO redundant mega projects with little to no public benefit.

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ZERO non-essential infrastructure development.

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ZERO defense spending on non-essential military hardware.

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ZERO unnecessary state-level infrastructure projects.

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Zero allocations for building unnecessary monuments.

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ZERO advisors and political aides.(out-of-own-pocket only; but use of AI is highly encouraged!))

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Zero funding for non-performing MPs.

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ZERO state-funded ceremonial functions.

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ZERO parliamentary travel and session costs.(out-of-own-pocket only until every B40 could afford basic necessities)

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ZERO allocation for government-sponsored political trips to local constituencies.

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ZERO government sponsorship for political or non-STEM foundations

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ZERO subsidies for businesses that aren’t energy-efficient.

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ZERO public sector outsourcing.

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Zero contract awards without competitive bidding.

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ZERO use of contractors for routine government services.

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ZERO non-essential IT projects with high costs and low returns.

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ZERO overseas scholarships for non-essential non-STEM fields

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Zero cost expansion of health tourism promotions using public funds

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ZERO overseas medical treatments for government officials

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ZERO allocatio for expansion of health tourism promotions using public funds

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ZERO overseas medical treatments for government officials

Posted by eastern_joy > 1 day ago | Report Abuse

Fully support ZERO intiatives! MPs pension should be capped at certain limit regardless how many positions held and duration should be only at 60 above, not just 2-3 years, boleh pencen but the rest are made to work till 55 or 60. Waste of money on useless MPs. MPs also should not getting half pension from each positions held. Some MPs are getting RM100K+ in pensions per month!

Posted by EngineeringProfit > 22 hours ago | Report Abuse

Is that halal? Isn't that sinful when poverty is looming, B40 is starving and country debt is increasing?

Posted by eastern_joy > 1 hour ago | Report Abuse

......MPs are getting RM100K+ in pensions per month!

Posted by eastern_joy > 21 hours ago | Report Abuse

About the EPF saving concerns, so maybe all those exorbitant pensions can go to fund the aging population. Khazanah Research Institute said in the report --> "It also assumes that Malaysians only use RM1,000 per month for 20 years.", so RM1K is enough to survive per month, so ALL MPs pensions and salaries do not need RM10K above? Is this really enough? I think reality is not that. KRI report has problem, but this is Malaysia Bolehland...

Posted by EngineeringProfit > 21 hours ago | Report Abuse

Kepimpinan melalui teladan: Cap their monthly take home @ RM1k.....hehe

Posted by eastern_joy > 6 minutes ago | Report Abuse

About the EPF saving concerns, so maybe all those exorbitant pensions can go to fund the aging population. Khazanah Research Institute said in the report --> "It also assumes that Malaysians only use RM1,000 per month for 20 years.", so RM1K is enough to survive per month, so ALL MPs pensions and salaries do not need RM10K above? Is this really enough? I think reality is not that. KRI report has problem, but this is Malaysia Bolehland...

Posted by EngineeringProfit > 21 hours ago | Report Abuse

Members of Parliament (MPs) in Malaysia should cap their monthly take-home pay at RM1,000 to set an example of "kepimpinan melalui teladan" (leadership by example)

Posted by EngineeringProfit > 15 hours ago | Report Abuse

When a country’s debt becomes too high and it faces challenges in repaying it, governments must make tough decisions to cut back on public spending, particularly focusing on eliminating misallocated funds. Cutting back to zero misallocation is critical to ensure that public resources are used efficiently and to prevent the debt burden from spiraling out of control.