1) Diploma in Land Survey, Universiti Teknologi Malaysia (UTM)
2) Bachelor in Applied Science Property Resource Management (Finance), University of South Australia
3) Registered Valuer and Real Estate Professional, Board of Valuers Malaysia

Datuk Mohd Radzif has accumulated more than 33 years of diversified experience in a variety of sectors including commercial and development banking, property development and construction, healthcare and academia, and has been involved in project finance, building refurbishment, highway concessions and construction, consultancy, healthcare and lecturing.  He began his career in academia as a lecturer at Universiti Teknologi Malaysia in 1983 before taking up managerial positions in Perwira Affin Bank from 1988 until 1992. Thereafter, he was appointed as the Chief Executive Officer of a local conglomerate involved in diversified businesses.  He was then called upon to take up the position of Chief Executive Officer of two pilgrimage fund related companies, as part of those companies turnaround exercise.  The turnaround was achieved within 18 months of his appointment date.

Datuk Mohd Radzif was appointed as the Chief Executive Officer of Institut Jantung Negara Sdn Bhd effective in 2003.  In 2006, he assumed the position as Group Managing Director of IJN Holdings Sdn Bhd.  He was also subsequently additionally appointed as the Chief Executive Officer of IJN Capital Sdn Bhd and IJN College Sdn Bhd.

In July 2010, Datuk Mohd Radzif was appointed as the Managing Director of Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank) and was subsequently re-designated as its Group Managing Director in January 2014.  He was awarded as the Outstanding CEO of the year in 2016 by the Association of Development Financing Institutions in Asia and Pacific (ADFIAP).

Datuk Mohd Radzif is currently an Independent Non-Executive Director of Bina Darulaman Berhad, an investment holding company with subsidiaries involved in township development, construction, road works, quarry, golf and leisure.  He is also currently a Director in Perbadanan Kampung Bharu and a Committee Member of the Intellectual Capital Development Committee in Agensi Inovasi Malaysia (AIM).

1) Bina Darulaman Berhad

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