I have received above question from one of my reader, I think it is a very good question and worth while for me to answer it.

Base on my personal experience since year 2006, I hope below point of view helps your investment journey. Some of my answers might be a little bit to DIRECT because the answer might offend someone in this market .

However, these answers are truely from my heart and it happens to me and I hope you can learn from my mistake.

Back in year 2006, I have a broker in XXX brokage house in Singapore. I knew this broker from one of my colleague. I was very Excited that time when I meet this broker and we became friend. At one day, he offer me 3% guarantee investment plan and of cause I buy into the idea of this investment strategy. I even invited my brother to invest together with me. Eventually, my portfolio increase 2 -3% consistently every month but guess what happen next?

Of cause I got Burn badly  , I loss all my saving + my brother money.

First of all, Never listen to analyst or brokers, when come to investment. You yourself have to learn How to invest?

After I get burn badly in year 2008, I started to look for Guru in the stock investment industry. I spent quite a lot of money of stock investment courses. I tell you what, they are very great Guru in teaching only. Some Guru very good in technical analysis, some company sell their software that provide tons of indicators, some teaching fundalmental.

Most gurus that taught Fundamental, do not know when the stock price will start move and of cause you have to wait long long

Most gurus that teach Technical Analysis even worst as they do not know when the stock price overvalue!

"Dollar Averaging" is power strategy from Warren Buffett if you buying into great stock. But most experience are buying into company that close down.

We are know Warren Buffett is the top Guru in value investing but then how come many investors that brought his book never Got what his mean when come to value investing and all the A,B,C,D theories in his book...

So.. there  is always 2 outcomes:

1st outcome - Those follows Warren strategy and make it, it will say Warren is Great!

2nd outcome - Those follows Warren strategy and couldn't make it will say "In Malaysia Context" it does not work one lah!

Have your ever ask yourself, why the same teacher taught in the same class using the same material. How come there are peoples scores A, some scores B, some scores C and some failed in their exam??

Obiously the problem is back to the students.

But I always believe a Top Guru will create another Top Student! Warren was so lucky to meet Benjamin Graham and Warren decided to work for Benjamin Graham without getting any salary from Benjamin!

Warren wouldn't come what he is today if he didn't work FREE for Benjamin Graham. Obviously you can see Warren willing to sacrify a lot in his life just to gain knowledge from Benjamin Graham.

Back to the question, in Malaysia context, are you able to time the market or avoid market crash?

The answer is always "Yes" if you know HOW?

1. Avoid buy into the 30 components from KLCI index (If you own any portfolio from any of the 30 counters from our KLCI index, that mean you are buying into the market). We have a market correction in late August, do you noticed share price for counter like SAM, Pwroot and Topglove are doing extremely well and at all time high! While the whole market was fear during the correction, my students are making handsome money from above counters.

2. Buy only uptrend stock

3. Avoid buying company that loss money

4. Value investing, how do you know that counter you invested is worthwhile holding during the crisis?

In my coming 2015 stock market forum seminar in KL. I will share more on

7 Steps to financial freedom

How do you create second stream of income from stock market?

Is the Biggest Stock Market Crash in the history coming?

How you can prepare for the greatest opportunity during CRISIS?

For those that interested to attend this Stock investment forum, RSVP at wealth2015.asia

I will see you all!