@Steven Chan Sotong kering is also another word for underwear being had out to dry. Sotong also used to describe a feminine guy / Gay. So please use the word Sotong in the right context.

@stkoay you think can look, see look see RHB? got potential?

@stkoay haha.. nice to see you active again in Tiger forum. Such Fire! Anyway I missed the boat to kutip at 9.50 as only drop till 9.53. Miss the boat. Should have just went in. I hope it will drop again. The only chance is next ex-date I think. Btw, I know which is your No. 2 - its also a Banking stock which pity that I also missed out on. Too bad. ;-)

how to apply for this IPO? not listed in Maybank?

@stkoay Yeh same here. Not gonna sell even if hit rm10. As long as DY is above 6% - 6.5% I will continue to add till my threshold meets the income tax threshold for tax free income. Meanwhile my orders parked till Mid May at 9.50

@linges cause Malaysia Boleh

Looks like no chicken dinner tonight. The defense was strong. Anyway am parking at 9.50 anyway for a month.

Looking at the sell down from 10.30am and the huge volume, this is real sell off and not a fake bear. l would hasten to add, that if anyone wants to buy more then park lower price as it will continue to fall. US market will open ard 3pm-4pm, that will be another round of sell off by foreign funds. IMO dont make the mistake of being greedy and catch the falling knife. Be patient Tiger brothers.

the people who will buy stocks are those who keep commenting here I guess

@linges, it's 9.56... going to test the 9.55 barrier soon!

@linges not too sure. US seems a likely beneficiary in this war as well. Makes the world reserve currency very much in demand and yes continue to support the petro Dollar. Until and unless, BRICS trading using local currencies is a confirmed and permanent trading option for the world outside the influences of US, the US would still want to continue the war as long as possible resulting in their increase spending and boosting their GDP in the process and delaying a possible recession. so far only China, Russia and India started trading in local currencies. I believe Malaysia and Singapore is interested as well but no official mention or stance in this matter. Look at Ukraine, more than a year and US seems to wash their hands off the issue. EU fighting among themselves to see who will fund the ongoing war. the only winner? Gold

https://theedgemalaysia.com/node/708086

@linges you to start queuing your orders now if you plan to buy at 9.50 as by the time it breaks thru 9.55 no more chance as big boys queue up way way before hand. I always do this queuing ip early, that's how I manage to pick up some good stocks at very low price e.g. MAHB at 5.50, YTLP at 0.67, etc. Some calculated luck too as if you dabble in stocks long enough you know the big boys how they will trick the anchovies. I have paid my share of fees from learning it the hard way. That's why I would rather stop day trading to make small gains but rather buy and keep.. less stress la.. planning to build up my stock and EPF portfolio and hopefully give me a double digit pension when I am sixty

@linges It wont drop so low. the pattern shows strong resistance at 9.55, I parked at 9.50 bcos it was the x-date price - trying my luck to pick up dead chicken la

In the chinese word, 'Danger' it comprises of 2 words - Threat and Opportunity. Also buying good stocks at a good price is like a game where you slowly, slowly catch the monkey. Not too fast (early), and patience is needed (wait for good price) otherwise monkey escapes you (gone opportunity). ;-)

@linges, I got a feeling this whole week will continue falling.. at least this week or at most continue till next week... feeling lucky so I parked at 9.50. I think got chance to pick up dead chicken.

nice.. all RED... I see opportunity very very soon - this week if trend continues. you sooze, you loose.. don't say didnt inform you. had been reserving funds to buy ipcoming IPOs but seems like too good an opportunity to pass. oh well

Blah, blah, blah... Who cares about Blackrock this and that. Please boikot Apple phone, Facebook and lets not forget Mercedez for contributing cash to Isreali in Gaza. Whatever the news and your beliefs, keep it to yourself. I am in Bursa to make money and all I know is today I got paid my dividend and can wait for it to raise to rm11.00 where I will make 100% gain and then I will cash out. To all the negative news, bless you and good luck to you.

@new8888 definitely price will drop when x date as the earnings given to shareholders. You either buy before x date and earn the difference in profit or wait till x date and scoop on the cheap. Depends on when you have available funds and timing. I have done both. On the dollar cost average I usually don't practice that when it is raising. Only do it on falling prices and only after a significant drop. Other investors may have differing strategies. Whichever hope it works out for you

The price WILL go up for the next 4-6 weeks as announcement for Interim Dividend due end May (usually last Thursday / Friday of the month). For this year, I think they will make announcement on 30 May 2024 for payout 30 June 2024. So looking at the charts, other than the few FALSE BEAR trend, you can sort of make out a situation of higher highs and higher lows. Am optimistic of a breakout anything soon building up at least until announcement date.

My guess that the price has been yo-yo of late is bcos fund managers want to scare bilis into selling and to take up their share. looking back in time, this sort of horse trading always occurs when big boys want to acquire back the shares they sold earlier which in EPF case is due to dividend distribution earlier. Anyone share my thoughts on this as well?

@dydx245, for nominee account is 3 days after dividend given.. can read this blog about Rakuten (example)

dividendmagic.com.my/rakuten-trade-review-and-faq/?utm_source=google_divmagic&utm_medium=sem_keywords&utm_campaign=leadgen&gad_source=1&gclid=EAIaIQobChMIpoe8nIWchQMVeKlmAh1TBQjpEAAYAiAAEgJ_OPD_BwE

www.facebook.com/share/v/hN8vwQ5ENrubvF2B/?mibextid=oEMz7o

https://www.facebook.com/share/v/hN8vwQ5ENrubvF2B/?mibextid=oEMz7o

@stkoay @Mabel Thanks for the info, disappointing at 4.75% . Again why is it lower than ASB2 at 5.25%?

Well they can go Holland for all I care d. Sorry for billis here kena caught. So my gut feeling was correct after all.. IPO nowadays not a guarantee to lower share price. oh well.. hope you guys all escape too... I bought 550 lots while I bought for my wife 200 lots... managed to clear the 750 lots this morning during the brief increase to 31.5 sen as I bought at 31 sen on listing day. A good business concept but didnt expect the directors to do what they did by heavy selling on the first too given that they have a moratorium of 6 months too. Maybe they are cashing out after all. During BFM podcast they denied that they were cashing out. too good to be true eh?

@stkoay yes bro, I believe you (since Genting or Tenaga days.. you rarely speak, and when you do, a lot of forumers including me also learn, like Maybank self DRIP). As for me, enough of YTLP eye candy, gonna realised the paper gain and then monetize it by turning RE power to Tiger power.. then we both roar Harimau together!! .. btw I only Tiger Cub level only :-)

@stkoay, slight correction, the real Tigers buy quietly first then only come and comment.. haha

stkoay: The real tigers are those who seldom come here to post comment, stay behind and buy quietly :)

congrats all,.. let's all support Harimau. I already self top up earlier, meanwhile waiting for YTLP to hit 4.60 then i sell all and top up another 100 lots. now wait and see ASM1 dividend end March see if diversify or not. but still far away from brother stkoay level. his is BOSS level la .. lol

Not bad not bad.... i bought at rm5.50 on 12 Oct 2023, today 26 Mar 2024 its already rm9.75, unrealised Nett gain of 77.63% after brokerage and clearing fee. Fortune favors the brave. congrats to MAHB for getting renewed license to operate airport again for the next 45 years to 11 Feb 2069!

Got my divided this morning.. thanks Tiger!.. Always could count on you for a stable consistent return on investment

hah just sold all and made a quick 1.6% profit for holding it for 2 days. a nice 5 course tai chow dinner tonight. this stock is a potential sleeper, spoilt by substantial shareholders selling on first day causing retailers to panic for no reason. had wanted to keep this in portfolio but too bad, selfish then all lose lose together

@Steven Chan, EPF always pay into account on day of announcing the dividend rate. thats why a few days before announcing rate, you cannot access your EPF account because they are updating details into your account and unless you are 55 and above or have a minimum of 1M allowing you to withdraw in multiples of 50k each time before 55, I highly doubt you can touch any of the moniesin your EPF account

seems like directors sold a lot of shares today? any reason why?

@stkoay check out Alpha IVF which listed today on ACE market. Although not considered exciting listing on 1st day, still got a feeling that it's got potential in the medium term if you are interested to look at others.

Managed to pick up at 0.31 on listing day, below IPO price of 0.32. This stock has potential but medium term to growth in value. Must be patient.

@stkoay Noted with thanks on the advice of ASM. Just curious but if at 4.5%, would it still be better to take out for Equities or EPF then?

Dont take part in PADU, get kicked out of subsidy? since when is subsidy for M40 and T20? Menteri Ekonomi masih tidor? Dia sudah cakap pun dalam satu pod cast dulu (walaupun gurau gurau kata sambil ketawa bila ditanya dalam temuduga), kalau informasi di PADU tak sama dengan rekod mereka, mereka akan audit anda.

PADU is a waste of time. Technically I can be considered zero income, not even at B40 but according to LHDN my data shows that I was M40 before (3 years ago). They told me because I live in a nice zip code therefore I do not qualify for it. So if they already have a database, why bother to ask all of us to come on board this silly initiative?

For all you supporters, I would like to ask, did you register already and think it will help you? As long as you are or were in M40 before, you don't qualify for jack sheet.

Get ready guys... standby to top up guys once it reaches ex-price of 9.49. opportunity comes but only once or twice. you snooze, you loose. hope ASM1 results out and i can take out in time too.

@stkoay If take out, how long from ASM to transfer funds to your account last time? not closing but taking out most of it.

@nhbeen Yes liquidity is one thing when you have monthly commitments and also standby cash for emergency costs along the way. If parking into better interest bearing assets in the process, it's a PLUS point too. Depending on your age category, once should follow the asset class recommendations as a guide with a slight twerk as each person needs is a bit different. So based on my earlier portfolio class, I am a little more conservative than the recommendation by Rule of 100. But moving my large share from ASM to equities, I would be moving closer to that recommendation.

An Example you can use as a guide, The Rule of 100:

How does the ‘Rule of 100’ work?

The Rule of 100 – merely states that the age of the investor should be deducted from 100, and the resultant number should be the proportion of equity in one’s investment portfolio. So if you are 30 years old, you should hold 70% (100-30) of your portfolio in equity and the balance in debt and gold. This formula assists you to decide an allocation to high-risk investment avenues such as equities based on your age and risk tolerance.

@Hoottttttt Now only saw your post. congrats on your accumulation. I am in the midst of seeing ASM1 dividend at month end and if disappointing will withdraw out 85% of it and standby funds for another round of 100 lots of Harimau. when it next goes into dip. Same goes for YTLP, once it hits 4.15-4.20 when next favourable QR reporting in end May, gonna lock in the future YTLP dividends and buy more Harimau for further future dividend from self DRP. hoping that the annual dividend from equities can cover my monthly retirement without touching my EPF.

@linges only happy to share, hope that everyone here will also make money from their faith in this stock. only advise is despite what Gordon Gecko says that 'Greed is Good', well it's not always the case. as a retail investor, smart investing is crucial

To share with all here, I moved a big chunk of my excess retirement cash from FD to buy Harimau first and then when the dividends come back later, I slowly collect back my Dividends and put back into other asset interest generating class like fixed interest mutual fund like EPF or back into other FD (for emergency standby cash for family) that I took out from earlier. So I actually forward self-DRP.

Why did I do this method? cause I know that the price of Harimau now is low now (compared to possible higher TP of expected RM10.40-RM11.05), so I channel my resources first into this stock sacrificing the lower interest of 3.88% (from FD promo rate) for the higher interest of 6.8%-7.3% (from Harimau).

At the same time, the interest dividend from my early purchase now will go on to lower the cost of acquiring the qty now while the amount of total units the same. thereby lowering average share price (if you understand this theory then you know la),

So generally sacrificing the next 2 - 4 years of dividends NOW will further lower you average price and LATER in the end you will come out richer when its time for you to retire.

At the same time assuming when you do eventually diversify and relinquish your entire Harimau portfolio at the new higher TP, you will also reap the new profit from the gain in capital appreciation as well.

This is not financial advise ad would recommend to you all to do your own research and homework to see which method bests suits your financial commitment and needs. Whatever you do, never ever borrow from Ah Long or take out personal loans to try this method. I am able to save up much as over the years after a personal financial set back I was able to save up all my year end bonuses given by company and investing in safer interest bearing assets like FD before investing in equities and also Harimau after doing own research during the pandemic. Hope Harimau fans here will also find smart investing here one way or another. Peace

Amazing, all these big ikan jerung tried to scare and bully bilis by sell down at start of trading day only to end up swallowing all shares after that.

moral of the story here: Hold fast to your believe in the company that you are investing in. I believe @stkoay did shared here many moons ago that like Warren Buffet that you invest in the company and it's product. so dont goyang like the layang and if you still believe in the share, do sacrifice your dividend now and do little by little self DRP to reap the benefits in future.

'...Kenanga Research said this after a meeting with the lender, adding that it is maintaining its “outperform” call on Maybank but is lowering its target price for the stock to RM10.40 from an earlier RM11.05.....' (3 Nov 2022)

www.thestar.com.my/business/business-news/2022/11/03/lower-target-price-for-maybank-but-viability-stays

@linges Thanks to bro @stkoay here for showing the way to smart investing. I believe all of us here are just sharing information and ideas to build up a steady stream of income for retirement for the benefit of all Harimau followers here

@stkoay no still holding it. its for dividend. but yes if I sell would have gotten a free Vios for only the down payment. I will keep for dividend as 7.x% but if it reaches 5.15 will sell as my dividend would be 90 years of dividend in advance and I would sell it ad put into EPF

@stkoay to share my portfolio too with you, currently it's EPF 54%, FD 3%, Equities 31% (Banking 73%, REIT 34%, Transport 4%, Utilities 20%), ASM 8% Others 4%.

@stkoay just to share with you, from my self DRP on the other day, if I resell all my self DRP that I just bought in open market now at 9.66, my clean profit from this alone is more than my old qty dividend for 6 months from holding the stock. Returns from selling this self DRP would have been 8.34%! thank you for reminding me to do self DRP which I didnt consider this option long enough. perhaps it was your reported self DRP returns that motivated me ... haha

@stkoay all the noisy fellas all go YTLP shouting up and down and insulting each other. The again, all these penny stocks attract the kuching kuraps who loves the opportunity to talk crap. Only a few serious investors there, the rest just come in and make noise as much as possible to disrupt the forum. case in point a user with the nick rr88 who was in Serba Dynamik joined by a few other clowns there to make unnessary noise there insulting each other. like the circus troupe moving from town to town to make as much entertainment as possible.