Americans like to go for overseas vacations every year. American express is an American company that provide a lot of benefits for traveling overseas including traveling checks are from American express. Value investing is investing in company providing good faith (traveling checks), necessary (booking fights), and compassion business (in urgent situation). Your family can wire money through American express when you have an emergency in overseas countries.

KC...enjoy the debate... as I know you scientists can never win religious dogma. You just proved his point. I have never say anything bad about people to prove my point, you just did. You are so good at criticizing other people for the sake of proving that you are right and other people are wrong. You did not read his lips. You are always trying to prove that you are right by being a scientist even if you are going to tell a lie you are going to do it just to prove your point.

Even if you are very stupid please do not assume that other people are very stupid like you, try to change the focus, try to ask everybody to speak in your language, when somebody says something else, you try to say garbage to change the focus, you start to act like you are not a man anymore. Today, you can go home and wear a skirt, nobody see it also never mind. I don't blame you just because you like to wear a skirt. That is your own rights. Wearing a skirt, dancing like a baboo, it is your own rights.

For example, american express, you said you don't have american express you will not die? If you go traveling overseas, you have no money to buy, you die there in Turkey or what. Or, you go to New Zeland without an american express, when even taxi fare also you can not afford, without the american express you die or not. american express has a global network, you go to Africa or Shahara desert also you can use. Get it. Insurance included if you have american express for traveling when luggages are stolen. Value investing is invest in people's urgency, get it. At that time there is no uncertaintly and there is no need to use mathamatics when people are very urgent, at time, when you are urgent even calculator also is redundent.

Why "urgent needs" in Coca Cola, American Express, Geico, duracell? Because people will die without them?

You need people to inform that no drinking water, no money, no car insurance, no battery, all these will not die when you don't have them but you will die if you don't have these when you need them.

Even this also I need to tell you, you are more kindergarten in investing than I thought you are?

Value investing is providing value to people out of good faith, out of necessary, out of compassion, and not for the purpose of teaching old people how to do mathematics or statistics. I know linear regression and statistics I also don't use those complicated garbage to teach people.

Value investing: for example, when there is a river and there is no bridge, if there is a bridge there would be a value when it is urgent for people to cross the bridge. Value investing is investing is something that people has urgent needs. Like investing in Coca-Cola, Wells Fargo, American Express, Geico, and duracell and others, all of these companies give people urgent needs.

Investing in companies that provide urgent needs are value investing in Warren Buffett's dictionary but not in Kcchong's dictionary because only mathematics are value investing.

You believe somebody that tell you the mathematics that they don't even understand themselves.

You allow somebody to teach you value investing when he does not even understand meaning of value investing.

You ask a blind man to help you to cross the river with dangerous water.

This guy is imposter. Up to you, I don't know mathematics because I know how to count money. You want to learn mathematics from him is your own business.

At least get the defintion of value investing right yourself, because that imposter does not even understand what is value investing and he is always taking about he is the only one who knows what is a value investing but other people don't know, top secret, I think the mathematics are even bigger top secrets that you should keep away.

Give you mathematics or statistics lessons for the purpose of taking your money away from you is not value investing. You take value from people (the money) away from people is not value investing, it is called daylight robbery.

value is doing something on good fate, doing something out of necessary, doing samething out of kindness, and doing something out of compassion, anything that is doing something out of statistics or mathematics has nothing to do with value. Value is something you provide to people realistically, statistics or mathematics don't do that, because investors are only interested in collecting money, and investors are not interested in learning statistics or mathematics. That is why statistics or mathematics are worthless when your intention is collecting money.

Waste time does not waste money but anything that waste money waste time. The law of nature. If you want to puke puke yourself or else other people will puke on you. Show you some mathematics and show you a picture of money to ask you for money, you ask the guy yourself whether his head got problem or not? Waste time does not waste money but anything that waste money waste time.

I hope you don't take his next course of mathematics or else you become a horse that buy what is green and only buy grass, what for aha?

To those who always like to use mathematics and called themselves value investors. Let me explain to you how mathematics does not work for investing. A horse that can count from 1 to 10 is a very smart horse but the horse is still the horse and why can horse pick stocks that are of value to investors in the long term. A horse only picks anything that looks green, a horse eat grass, probably. If you learn from the horse you will become a horse by picking everything that look only green, you think only grean color you buy, in the end of the day, you only buy a bunch of grass, and grass cost very little in Malaysia.

I remember WB said he does not care about Macro factors. What we need in i3 is more company analysis whether the company is good or not, right or wrong, whether you like it or not, they do not matter. What is not important now may become important later on. We should constantly acquirement knowledge whether the knowledge is applicable now or later on. This is the most stupid article I have read this year.

馬幣貶值你還跑出來講房地產要泡沫化,你到底哪根蔥有問題,人笨到這樣也不要怪大環境.未來的環境房地產不會泡沫化, 只是每一個人必須要盡量做到自己應該做的事情而已.

Maybulk is a good stock, I should have bought the shares when 56 cent, at that time of my evaluation but because of the too high circulating shares and their use of money to beef up the capital of the singapore subsidiary. But this is a hold for me. tp 1. good stock. If your cost is low, can keep.

Your intrinsic value is the something that can make you feel better by doing it so that you are not wasting your own life.

14/06/2016 13:16

當書呆子不叫內在價值(pe ratio 不是內在價值是數學)! 寫這麼多還不如當大便紙.種之,有內在價值,就不是大便紙,如果是大便紙就沒有內在價值.

Why for what reason? The index is 1640 but in the past was 1800, there was already a drop of 10%, is there a crisis in Malaysia right now, why the index must keep dropping some more? Why I bodoh please tell me? Right now it is at a very healthy level, not over exerted and not over done, what for you are wishing that the index should drop some more, for what, so you can buy more cheaply is it?

If you want to support the country you support the banks, but as small investors our money are limited you support small and cheaply price companies that are environment purposeful. Be frugal. Lowering interest rate increases risks of over spending.

Disagree with all of you. Buy low cost housing, be frugal, this is the only way to get you through recession and slow growth. The picture is very dark. Be purposeful is all I can said for investing, buy small companies, purposeful ones that can fulfill the environment needs instead of fulfilling the company's needs only. Investing in the banking or insurance sector like what the KWAP Boss said is not good for small investors. Buy cheap stocks that fulfill environment requirements. The banking stocks underperform because of slow growth, what for buy banking stocks. And the KWAP boss was talking about the advantage of lowering interest rate. By lowering interest rate, the banks can make fewer money and risks are higher. Lowering interest rate increases risks of banks. I believe the KWAP boss needs more financial education. I don't know what is his previous experience?

Share price is share price, company business is the company's own business. The company's business is not shareholders' business, the share price only is the shareholders' business.

If you hold you must think whether tomorrow volume will be bigger than today's volume, if that is possible, than holding the shares will be safer, if tomorrow volume can be bigger than today's volume, if you forsee this fact.

Today definitely can not go up already, the volume for one hour already so big, sell mode. the guy with a lot of shares want to sell out. Who sell the shares, of course, not smaller timer. big timer want to sell. one hour already already sell out so many.

There is one mistake in this article, the company is declaring a dividend payout of 0.5 cent for accounting year ending 31 Dec 2015.

2016v, you are very smart, I can tell. But Can you tell us what stock to buy in the future that you think will go up but hasn't gone up so much yet? Be realistic. I want to make some money for Christmas. I want to start thinking about Christmas or next Chinese New Year. Life only comes around once, it is already wrong for trusting people and even more sinful to waste time fretting about other people's sins. If he has a lot more sins, do you want to know everyone of them, then you have to fret for more days, is it? I know I am stupid I can not help it, please don't blame yourself for my stupidity.

You have to be a good person not because you have to be a good person.
You have to be a good person because this is a bad world, very very bad world. Now, you know why you need to pray to God, and not pray to some human being because this is a very bad world. ok. now you understand. Now you also know whey God is fair because all bad person will also meet the bad person in their life someday. Stop blaming him. Who is the bad person,
ask yourself? Did he force you to do anything?

Please leave the man alone: Peace goes to those who give peace to others. Everyday is a good day, dammit, even if you have no money there is a life for you to live happily. Or else, you want to waste your life continue to keep yourself in touch with him,is it, he probably don't need you all now because he already sold out VS or sold you all out. But he is what he is and we all can not judge him, for what he is today is because of yesterday's hardwork and his now "creative mind". We all should also be more creative from now onwards, we should find something new to do. Don't waste his time anymore so that you don't need to waste your life anymore. What goes around comes around, don't blame him, maybe you are too naive or what you never know until he lets you discover this secret about yourself.
Be thankful. Praise the Lord. From now onward:
(1) You need to lose first before you can win (look for stocks with temporary setbacks).
(2) You can only do one thing at a time (Check if price now is lower than last year's price).
(3) Don't expect everything to be so easy to do (Does the company's business has future risks or not).
(4) Blame yourself and don't blame others, you are the only one who can create your own future (know people, invest in companies with good management).
(5)That is all you need to know in order to buy malaysian stocks!

Thank you Very Much, Mr. Koon, was pleasure doing business with you, you are our most formidable opponent, thanks a lot for letting us know now that
you some times are not standing on our side. But I believe you have your own creativity and your own considerations.

Usually raise money means directors know that stiff challenges ahead, they are force to take out money, see how serious this is. But they sold their shares a few months, then they make the announcement that they are selling houses to raise money for the company for publicity. YOu see a few months ago, they sell shares, then now sell houses sell girls friend for publicity. Like that also don't know, go check, a few months ago, Tony sold his shares, not houses, not girls friends, not anything else. He bought those hsares during Indonesia crisis, when prices go up, he sold out alrady.

expensive counter.

MRCB is a reit already, can not fly, no need to see I　also know, do you have anything else, other kind of recommendations?

Chan Sifu: you bought in already or not?

The frog who doesn't dare to be bad to himself and doesn't dare to take in anything bad for other people. When you see a person like that, think of the frog, "Last week u claimed that you only have 5% of your fund in equity," you see what I meant, they said they hop from singapore to malaysia and to australia but only croaking around.

Cash is King because 馬幣升值,馬幣is King, if you have a lot of debts and your are an exporting counter, you become a fool in the long term.

VS: 我們就等著看,最後,是你比較厲害,還是馬幣比較厲害,利率也會上升,到時候,是你的股息比較厲害還是利率必較厲害,利率不是不是不會上升,而是有次弟的steps:first(1)通貨膨脹second(2)貨幣升值third(3)third 利率才會上升.Bear this in mind. for investors benefits and not for my own benefits, good and bad always together, that is why it is more important to see whether your move is right or wrong, not just good or bad alone because good and bad is always together ma.

不是超賣,如果你覺得超賣,那是你在替你自己想而已,你在講你自己的道理罷了,你不夠現實,你不喜歡面對當前的現實:股票因為貨幣升值,本來就會影響出口公司的獲利,未來還會更升值,因為馬來西亞,沒有辦法像先進國家如美國歐洲日本進行貨幣寬鬆,馬幣升值外幣貶值,這將是未來的現象.

Ya, they push up the share, you go and buy, they sell to you, you become the pig, die for them.

They did something when nobody was doing it, they become successful, but they did something when nobody was doing it, talking about Ma Jack or his friends is usefully and pointless. Find something that nobody is doing now, look for something new, old thing can not become successful one, such as talking about Ma Jack or His friends.

Economy has not recover the ringgit will not strengthen that much. If you want to know when the ringgit is strengthening, wait until GDP is growing more. The Foreign guy, Mark Forbus is confusing you. The ringgit now is tied to GDP of Malaysia and the whole world. If you are not expecting GDP of Malaysia and the whole world growing very fast, don't expect the ringgit to appreicate very fast in teh future.

All the stocks are more expensive now while the Ringgit has not appreciate too much. When the Ringgit appreciate more, the stock price of course will drop lah, why, you think yourself, ok! They are playing the exchange rate not the stock investment, because stock price went up so much because of Mark Foris, if the exchange rate go up, of course, he will sell out the shares and change the money into US dollar. Then of course, like what he is telling the government now, your Ringgit is undervaled by 15% or what? If the Ringgit appreciate by 15%, of course, Mark Forbus sell shares lah.

2.8 billion share capital and they are issuing 2 billion right shares, just for the purpose of lowering non-performing debts, capital needs, this kind of explaination is very scarely, what is the money for, just for lowering debts, money to construct the new headquarter or what? No money still want to buy headquarter, ask people for money, what ma, pamper child, continue to ask the father again and again for money, become rich by asking the father for money, is this right or not?

We have depreciation of currency and high inflation, how come cash can be king. how? It is not that cash is King. You have to be able to do something that people will need in the future, be useful. Be useful and not be king. Even got money also can not do everything in life, got money no need to die is it? Be Productive: buy useful assets, the kind of assets that don't always ask for people for money but can give people money in the future. Cash is King. You think money can buy everything is it?

Too many people watching VS, the big dong wants to push up the share or sell down share also got scarce, they will try to keep the share at stand still. Because too many people watching the show, if they do anything strange, everybody will know the motive quickly it will fail. Normally when all the eyes are on a stock, the person who control the price rather stays still because he doesn't want everyone to know his motive. I bet he doesn't dare to push the price up very far. If I want to push up the share, of course I want to sell out, if he push up and sell and can not sell out all the shares, he will malu, and everybody suspected of the motive will stay away.

For me still I will hold on to the old shares because we all are already losers as the price is at its all time low and they still want to issue cheaper right shares.

What the bank is doing is good for EPF but the move is bad for small shareholders: you issue too many shares at too cheap a price, of course the move is bad for small investors. Even EPF is a government company also has to keep the integrity, shouldn't what your agency do also protects small shareholders. If you issue fewer shares and make it more expensive than current stock price, the old stock price will go up. I think even the new shareholder what is the Name Chua is it, he also loses out or blur at what the EPF is doing.

Fast: I wrote this part for the purpose of explaining how WB makes his decisions to sell shares or keep to the shares he hold for a long time. The point is WB keeps shares for long term or not has nothing to do with us, you or KYY.
(1)Learning: The only thing that does not change in life since 6000 years ago is principles. He learned and adopted the principles of a teacher that he never change. Whether he sell shares or don't sell the shares was determined by the principles that he adopted from someone else who is a teacher of the principles.
(2)Innovation: The teacher did not buy stocks but WB buys stocks: He innovate the teacher's principles by applying the principles into his buying of stocks. Like I said, whether KYY buys stocks or WB buys stocks and keep or sell is not your business. And whether you buy stocks or don't buy stocks is not other people's business. The important thing is principles don't change, it is the implementation that changes, why? Opportunities are created by environment, if the opportunity for buy arises then of course it is buying time; likewise, for selling time. Opportunity are created by environment, not you or me or WB or KYY.
(3)Change: The last clue: I wrote for you in Pantech, also I give you this last clue. Good and Bad is the same. You don't want to change that is why you need to change. Efficiency is not because you can do everything very cheaply. Efficiency is to be for sure that you can get something more out of anything you do or put in. The change is taking actions, but the principles does not change. Try to figure why good and bad is the same and you will realize why Warren Buffett does what he did all the time.

Are you a 灑瓜?

Strategy (objectives): I am sure your intention is to be a useful person so you want to be good to other people right? So, how do you plan to be useful to other people by writing this article? Tell me? Learn to be a useful person to others before you think for yourself? Or else, you expect money to drop down freely from the sky, is it? We are not the kind of people who believes that by criticizing people or praising people then the money will automatically drop down from the sky.

fast: Have you realized or not? The stock market is rebounding, what is it your article should be doing in order to be productive? Like I said, you don't want to grow papaya in the winter right? Be use your article to do what is relevant to the stock market environment and not on attacking or praising people, what for right? Investing: is doing something right now of mediocre value right now for the purpose of achieving something of even greater value in the future, this come from warren buffett, did he tell you or not?

fast: since you mentioned observations, what is the purpose of observations. When you have (1)a goal, I assume you also alreay have (2)a purpose, and then I presume that you know you need (3)a strategy to turn (4)your purpose into 5)your goal.
By the way, you read a lot of Warren Buffett, do the right thing first before you do the thing right?
For this article: can you please tell us more, we like to know, what is the goal, the purpose, the strategy (how), and (when) can your strategy be implemented (do you know, you don't want to grow papaya in the winter right?) and what you believe you can acheve in the end of this article (You don't want to do anything without knowing any idea about the future outcome). Before you write an article, please plan first, identify the goal (customers), purpose (clear intentions), strategy (objectives): and (how) they can be effective, (when) can they be productive, and (what) can they accomplished (efficient): You please don't just write for fun, think effective, productive, and efficient? please answer my questios: don't waste time waste your life and our life, please?