[TAKAFUL] QoQ Annualized Quarter Result on 30-Sep-2002 [#1]

Announcement Date
28-Nov-2002
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Sep-2002 [#1]
Profit Trend
QoQ- 24.18%
YoY--%
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Annualized Quarter Result
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Revenue 99,579 85,004 81,084 82,376 77,017 75,928 76,256 19.52%
PBT 19,207 12,454 12,178 17,448 11,331 9,552 10,640 48.41%
Tax -230 -1,994 -5,054 -4,608 -991 -2,366 -2,726 -80.85%
NP 18,977 10,460 7,124 12,840 10,340 7,185 7,914 79.43%
-
NP to SH 18,977 10,460 7,124 12,840 10,340 7,185 7,914 79.43%
-
Tax Rate 1.20% 16.01% 41.50% 26.41% 8.75% 24.77% 25.62% -
Total Cost 80,602 74,544 73,960 69,536 66,677 68,742 68,342 11.66%
-
Net Worth 125,404 111,128 106,090 111,030 106,700 101,731 100,713 15.78%
Dividend
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Div 2,475 - - - 4,125 - - -
Div Payout % 13.04% - - - 39.89% - - -
Equity
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Net Worth 125,404 111,128 106,090 111,030 106,700 101,731 100,713 15.78%
NOSH 55,001 55,014 54,969 54,965 55,000 54,989 55,034 -0.04%
Ratio Analysis
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
NP Margin 19.06% 12.31% 8.79% 15.59% 13.43% 9.46% 10.38% -
ROE 15.13% 9.41% 6.72% 11.56% 9.69% 7.06% 7.86% -
Per Share
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
RPS 181.05 154.51 147.51 149.87 140.03 138.08 138.56 19.57%
EPS 34.50 19.01 12.96 23.36 18.80 13.07 14.38 79.50%
DPS 4.50 0.00 0.00 0.00 7.50 0.00 0.00 -
NAPS 2.28 2.02 1.93 2.02 1.94 1.85 1.83 15.83%
Adjusted Per Share Value based on latest NOSH - 54,965
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
RPS 11.89 10.15 9.68 9.84 9.20 9.07 9.11 19.48%
EPS 2.27 1.25 0.85 1.53 1.23 0.86 0.95 79.01%
DPS 0.30 0.00 0.00 0.00 0.49 0.00 0.00 -
NAPS 0.1498 0.1327 0.1267 0.1326 0.1274 0.1215 0.1203 15.79%
Price Multiplier on Financial Quarter End Date
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Date 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 29/03/02 31/12/01 -
Price 1.74 1.70 1.53 1.50 1.70 1.66 2.00 -
P/RPS 0.96 1.10 1.04 1.00 1.21 1.20 1.44 -23.74%
P/EPS 5.04 8.94 11.81 6.42 9.04 12.70 13.91 -49.27%
EY 19.83 11.18 8.47 15.57 11.06 7.87 7.19 97.03%
DY 2.59 0.00 0.00 0.00 4.41 0.00 0.00 -
P/NAPS 0.76 0.84 0.79 0.74 0.88 0.90 1.09 -21.42%
Price Multiplier on Announcement Date
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Date 28/08/03 29/05/03 27/02/03 28/11/02 29/08/02 29/05/02 28/02/02 -
Price 1.35 1.56 1.45 1.50 1.58 1.94 1.60 -
P/RPS 0.75 1.01 0.98 1.00 1.13 1.41 1.15 -24.85%
P/EPS 3.91 8.20 11.19 6.42 8.40 14.85 11.13 -50.30%
EY 25.56 12.19 8.94 15.57 11.90 6.74 8.99 101.07%
DY 3.33 0.00 0.00 0.00 4.75 0.00 0.00 -
P/NAPS 0.59 0.77 0.75 0.74 0.81 1.05 0.87 -22.86%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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