[BERNAS] QoQ Annualized Quarter Result on 30-Sep-2004 [#3]

Announcement Date
30-Nov-2004
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2004
Quarter
30-Sep-2004 [#3]
Profit Trend
QoQ- -12.05%
YoY- 1081.61%
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Annualized Quarter Result
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
Revenue 1,874,704 1,804,660 1,964,975 1,978,334 2,003,932 1,954,560 1,824,738 1.81%
PBT 182,484 180,132 159,396 206,500 221,634 229,052 -3,438 -
Tax -52,394 -43,016 -42,137 -62,217 -57,584 -71,100 -15,444 125.94%
NP 130,090 137,116 117,259 144,282 164,050 157,952 -18,882 -
-
NP to SH 125,486 132,916 117,259 144,282 164,050 157,952 -18,882 -
-
Tax Rate 28.71% 23.88% 26.44% 30.13% 25.98% 31.04% - -
Total Cost 1,744,614 1,667,544 1,847,716 1,834,052 1,839,882 1,796,608 1,843,620 -3.61%
-
Net Worth 803,431 775,033 763,623 699,435 679,838 652,951 609,578 20.23%
Dividend
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
Div - - 20,213 26,730 39,990 - - -
Div Payout % - - 17.24% 18.53% 24.38% - - -
Equity
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
Net Worth 803,431 775,033 763,623 699,435 679,838 652,951 609,578 20.23%
NOSH 464,411 464,092 449,190 445,500 444,339 444,184 444,947 2.89%
Ratio Analysis
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
NP Margin 6.94% 7.60% 5.97% 7.29% 8.19% 8.08% -1.03% -
ROE 15.62% 17.15% 15.36% 20.63% 24.13% 24.19% -3.10% -
Per Share
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
RPS 403.67 388.86 437.45 444.07 450.99 440.03 410.10 -1.04%
EPS 27.02 28.64 26.10 32.39 36.92 35.56 -3.84 -
DPS 0.00 0.00 4.50 6.00 9.00 0.00 0.00 -
NAPS 1.73 1.67 1.70 1.57 1.53 1.47 1.37 16.84%
Adjusted Per Share Value based on latest NOSH - 445,357
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
RPS 398.62 383.73 417.82 420.66 426.10 415.60 388.00 1.81%
EPS 26.68 28.26 24.93 30.68 34.88 33.59 -4.01 -
DPS 0.00 0.00 4.30 5.68 8.50 0.00 0.00 -
NAPS 1.7084 1.648 1.6237 1.4872 1.4456 1.3884 1.2962 20.23%
Price Multiplier on Financial Quarter End Date
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
Date 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 -
Price 1.28 1.47 1.54 1.52 1.33 1.13 1.03 -
P/RPS 0.32 0.38 0.35 0.34 0.29 0.26 0.25 17.90%
P/EPS 4.74 5.13 5.90 4.69 3.60 3.18 -24.27 -
EY 21.11 19.48 16.95 21.31 27.76 31.47 -4.12 -
DY 0.00 0.00 2.92 3.95 6.77 0.00 0.00 -
P/NAPS 0.74 0.88 0.91 0.97 0.87 0.77 0.75 -0.89%
Price Multiplier on Announcement Date
30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 CAGR
Date 25/08/05 30/05/05 28/02/05 30/11/04 25/08/04 26/05/04 01/03/04 -
Price 1.44 1.26 1.56 1.71 1.40 1.18 1.16 -
P/RPS 0.36 0.32 0.36 0.39 0.31 0.27 0.28 18.25%
P/EPS 5.33 4.40 5.98 5.28 3.79 3.32 -27.34 -
EY 18.76 22.73 16.73 18.94 26.37 30.14 -3.66 -
DY 0.00 0.00 2.88 3.51 6.43 0.00 0.00 -
P/NAPS 0.83 0.75 0.92 1.09 0.92 0.80 0.85 -1.57%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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