[HLBANK] QoQ Cumulative Quarter Result on 31-Dec-2007 [#2]

Announcement Date
14-Feb-2008
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2008
Quarter
31-Dec-2007 [#2]
Profit Trend
QoQ- 113.59%
YoY- 34.07%
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Cumulative Result
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Revenue 550,131 2,018,340 1,531,965 999,067 474,846 1,768,190 1,308,448 -43.78%
PBT 315,879 1,010,042 825,730 548,790 255,702 856,598 614,894 -35.77%
Tax -74,000 -268,181 -217,934 -146,397 -67,596 -237,149 -167,392 -41.88%
NP 241,879 741,861 607,796 402,393 188,106 619,449 447,502 -33.57%
-
NP to SH 242,043 741,818 607,831 402,110 188,266 620,794 448,387 -33.62%
-
Tax Rate 23.43% 26.55% 26.39% 26.68% 26.44% 27.68% 27.22% -
Total Cost 308,252 1,276,479 924,169 596,674 286,740 1,148,741 860,946 -49.48%
-
Net Worth 5,319,148 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 11.23%
Dividend
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Div - 347,795 130,435 130,414 - 351,392 132,007 -
Div Payout % - 46.88% 21.46% 32.43% - 56.60% 29.44% -
Equity
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Net Worth 5,319,148 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 11.23%
NOSH 1,449,359 1,449,146 1,449,287 1,449,045 1,449,314 1,464,136 1,466,755 -0.79%
Ratio Analysis
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
NP Margin 43.97% 36.76% 39.67% 40.28% 39.61% 35.03% 34.20% -
ROE 4.55% 14.58% 12.26% 8.28% 3.92% 13.33% 9.89% -
Per Share
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 37.96 139.28 105.70 68.95 32.76 120.77 89.21 -43.33%
EPS 16.70 51.19 41.94 27.75 12.99 42.40 30.57 -33.10%
DPS 0.00 24.00 9.00 9.00 0.00 24.00 9.00 -
NAPS 3.67 3.51 3.42 3.35 3.31 3.18 3.09 12.11%
Adjusted Per Share Value based on latest NOSH - 1,448,807
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 25.38 93.11 70.67 46.09 21.91 81.57 60.36 -43.78%
EPS 11.17 34.22 28.04 18.55 8.68 28.64 20.68 -33.60%
DPS 0.00 16.04 6.02 6.02 0.00 16.21 6.09 -
NAPS 2.4538 2.3465 2.2865 2.2394 2.213 2.1479 2.0908 11.23%
Price Multiplier on Financial Quarter End Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 30/09/08 30/06/08 31/03/08 31/12/07 28/09/07 29/06/07 30/03/07 -
Price 5.65 5.85 5.80 6.35 5.90 6.35 6.00 -
P/RPS 14.89 4.20 5.49 9.21 18.01 5.26 6.73 69.54%
P/EPS 33.83 11.43 13.83 22.88 45.42 14.98 19.63 43.60%
EY 2.96 8.75 7.23 4.37 2.20 6.68 5.10 -30.35%
DY 0.00 4.10 1.55 1.42 0.00 3.78 1.50 -
P/NAPS 1.54 1.67 1.70 1.90 1.78 2.00 1.94 -14.23%
Price Multiplier on Announcement Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 11/11/08 25/08/08 29/04/08 14/02/08 06/11/07 27/08/07 10/05/07 -
Price 5.05 5.60 6.10 6.00 6.25 5.70 6.30 -
P/RPS 13.30 4.02 5.77 8.70 19.08 4.72 7.06 52.35%
P/EPS 30.24 10.94 14.54 21.62 48.11 13.44 20.61 29.03%
EY 3.31 9.14 6.88 4.63 2.08 7.44 4.85 -22.43%
DY 0.00 4.29 1.48 1.50 0.00 4.21 1.43 -
P/NAPS 1.38 1.60 1.78 1.79 1.89 1.79 2.04 -22.88%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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