[HLBANK] QoQ Quarter Result on 30-Sep-2008 [#1]

Announcement Date
11-Nov-2008
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2009
Quarter
30-Sep-2008 [#1]
Profit Trend
QoQ- 80.65%
YoY- 28.56%
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Quarter Result
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
Revenue 493,610 491,024 564,207 550,131 486,375 532,898 524,221 -3.93%
PBT 207,505 268,750 340,097 315,879 184,312 276,940 293,088 -20.58%
Tax -8,593 -62,151 -82,862 -74,000 -50,247 -71,537 -78,801 -77.20%
NP 198,912 206,599 257,235 241,879 134,065 205,403 214,287 -4.84%
-
NP to SH 199,365 206,500 257,427 242,043 133,987 205,721 213,844 -4.57%
-
Tax Rate 4.14% 23.13% 24.36% 23.43% 27.26% 25.83% 26.89% -
Total Cost 294,698 284,425 306,972 308,252 352,310 327,495 309,934 -3.30%
-
Net Worth 5,737,539 5,637,087 5,403,504 5,319,148 5,089,766 4,972,196 4,853,505 11.81%
Dividend
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
Div 217,331 - 130,379 - 217,511 - 130,392 40.62%
Div Payout % 109.01% - 50.65% - 162.34% - 60.98% -
Equity
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
Net Worth 5,737,539 5,637,087 5,403,504 5,319,148 5,089,766 4,972,196 4,853,505 11.81%
NOSH 1,448,873 1,449,122 1,448,660 1,449,359 1,450,075 1,453,858 1,448,807 0.00%
Ratio Analysis
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
NP Margin 40.30% 42.08% 45.59% 43.97% 27.56% 38.54% 40.88% -
ROE 3.47% 3.66% 4.76% 4.55% 2.63% 4.14% 4.41% -
Per Share
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
RPS 34.07 33.88 38.95 37.96 33.54 36.65 36.18 -3.93%
EPS 13.76 14.25 17.77 16.70 9.24 14.15 14.76 -4.57%
DPS 15.00 0.00 9.00 0.00 15.00 0.00 9.00 40.61%
NAPS 3.96 3.89 3.73 3.67 3.51 3.42 3.35 11.80%
Adjusted Per Share Value based on latest NOSH - 1,449,359
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
RPS 22.77 22.65 26.03 25.38 22.44 24.58 24.18 -3.92%
EPS 9.20 9.53 11.88 11.17 6.18 9.49 9.86 -4.51%
DPS 10.03 0.00 6.01 0.00 10.03 0.00 6.02 40.58%
NAPS 2.6468 2.6005 2.4927 2.4538 2.348 2.2937 2.239 11.81%
Price Multiplier on Financial Quarter End Date
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
Date 30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 -
Price 5.70 5.35 5.10 5.65 5.85 5.80 6.35 -
P/RPS 16.73 15.79 13.09 14.89 17.44 15.82 17.55 -3.14%
P/EPS 41.42 37.54 28.70 33.83 63.31 40.99 43.02 -2.49%
EY 2.41 2.66 3.48 2.96 1.58 2.44 2.32 2.57%
DY 2.63 0.00 1.76 0.00 2.56 0.00 1.42 50.87%
P/NAPS 1.44 1.38 1.37 1.54 1.67 1.70 1.90 -16.88%
Price Multiplier on Announcement Date
30/06/09 31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 CAGR
Date 18/08/09 06/05/09 10/02/09 11/11/08 25/08/08 29/04/08 14/02/08 -
Price 5.80 5.70 5.35 5.05 5.60 6.10 6.00 -
P/RPS 17.02 16.82 13.74 13.30 16.70 16.64 16.58 1.76%
P/EPS 42.15 40.00 30.11 30.24 60.61 43.11 40.65 2.44%
EY 2.37 2.50 3.32 3.31 1.65 2.32 2.46 -2.45%
DY 2.59 0.00 1.68 0.00 2.68 0.00 1.50 43.97%
P/NAPS 1.46 1.47 1.43 1.38 1.60 1.78 1.79 -12.71%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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