[RHBBANK] QoQ TTM Result on 30-Sep-2014 [#3]

Announcement Date
20-Nov-2014
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2014
Quarter
30-Sep-2014 [#3]
Profit Trend
QoQ- -0.7%
YoY- 18.55%
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TTM Result
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
Revenue 10,912,886 10,711,182 10,413,246 10,090,453 9,825,390 9,712,345 9,577,197 9.12%
PBT 2,728,245 2,742,466 2,735,053 2,774,522 2,799,352 2,613,892 2,470,769 6.85%
Tax -638,544 -652,953 -671,589 -714,279 -726,037 -680,686 -627,229 1.20%
NP 2,089,701 2,089,513 2,063,464 2,060,243 2,073,315 1,933,206 1,843,540 8.73%
-
NP to SH 2,066,104 2,063,586 2,038,000 2,056,326 2,070,864 1,924,689 1,831,192 8.40%
-
Tax Rate 23.40% 23.81% 24.55% 25.74% 25.94% 26.04% 25.39% -
Total Cost 8,823,185 8,621,669 8,349,782 8,030,210 7,752,075 7,779,139 7,733,657 9.21%
-
Net Worth 18,089,448 19,488,740 18,804,530 18,290,674 17,711,692 17,187,367 16,656,667 5.67%
Dividend
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
Div 154,346 154,346 154,346 261,131 261,131 410,343 410,343 -47.98%
Div Payout % 7.47% 7.48% 7.57% 12.70% 12.61% 21.32% 22.41% -
Equity
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
Net Worth 18,089,448 19,488,740 18,804,530 18,290,674 17,711,692 17,187,367 16,656,667 5.67%
NOSH 2,584,206 2,574,470 2,572,439 2,568,915 2,541,132 2,546,276 2,535,261 1.28%
Ratio Analysis
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
NP Margin 19.15% 19.51% 19.82% 20.42% 21.10% 19.90% 19.25% -
ROE 11.42% 10.59% 10.84% 11.24% 11.69% 11.20% 10.99% -
Per Share
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
RPS 422.29 416.05 404.80 392.79 386.65 381.43 377.76 7.73%
EPS 79.95 80.16 79.22 80.05 81.49 75.59 72.23 7.02%
DPS 6.00 6.00 6.00 10.30 10.30 16.12 16.30 -48.73%
NAPS 7.00 7.57 7.31 7.12 6.97 6.75 6.57 4.32%
Adjusted Per Share Value based on latest NOSH - 2,568,915
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
RPS 254.60 249.89 242.94 235.41 229.23 226.59 223.43 9.12%
EPS 48.20 48.14 47.55 47.97 48.31 44.90 42.72 8.40%
DPS 3.60 3.60 3.60 6.09 6.09 9.57 9.57 -47.98%
NAPS 4.2202 4.5467 4.3871 4.2672 4.1321 4.0098 3.886 5.67%
Price Multiplier on Financial Quarter End Date
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
Date 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 -
Price 7.37 7.92 7.62 8.83 8.55 8.42 7.90 -
P/RPS 1.75 1.90 1.88 2.25 2.21 2.21 2.09 -11.19%
P/EPS 9.22 9.88 9.62 11.03 10.49 11.14 10.94 -10.80%
EY 10.85 10.12 10.40 9.07 9.53 8.98 9.14 12.14%
DY 0.81 0.76 0.79 1.17 1.20 1.91 2.06 -46.41%
P/NAPS 1.05 1.05 1.04 1.24 1.23 1.25 1.20 -8.53%
Price Multiplier on Announcement Date
30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 CAGR
Date 28/08/15 29/05/15 27/02/15 20/11/14 27/08/14 26/05/14 24/02/14 -
Price 6.48 7.70 7.96 8.27 9.10 8.35 7.77 -
P/RPS 1.53 1.85 1.97 2.11 2.35 2.19 2.06 -18.03%
P/EPS 8.10 9.61 10.05 10.33 11.17 11.05 10.76 -17.29%
EY 12.34 10.41 9.95 9.68 8.96 9.05 9.30 20.81%
DY 0.93 0.78 0.75 1.25 1.13 1.93 2.10 -41.98%
P/NAPS 0.93 1.02 1.09 1.16 1.31 1.24 1.18 -14.71%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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